Purchase or Construction of House for the Construction Workers is a welfare scheme of the Delhi Building and Other Construction Workers Welfare Board for registered construction workers in Delhi. It gives a cash advance of ₹3,00,000 to ₹5,00,000 so workers can buy or build their own home. Registration for the scheme remains open for eligible workers through the official portal.
The scheme helps workers build a stable future. The board recovers the approved amount in easy equal installments after an agreement is signed. The house stays under hypothecation to the board until the worker pays the final installment of the advance.
Purchase or Construction of House for the Construction Workers - Introduction
Purchase or Construction of House for the Construction Workers, managed by the Delhi Building and Other Construction Workers Welfare Board, gives registered workers the money help they need to buy or build a home. Through this scheme, a worker can get an advance of ₹3,00,000 to ₹5,00,000.
The advance amount depends on the years of service left before retirement at age 60. Workers with 10 years of service left can get ₹3,00,000, and those with 15 years left can get ₹5,00,000. The advance becomes available after three years from the date of registration with the board.
| Detail | Information |
|---|---|
| Scheme Name | Purchase or Construction of House for the Construction Workers |
| Level | State |
| Beneficiary | Individual |
| State | Delhi |
| Category | Housing and Shelter, Social welfare and Empowerment |
| Assistance Type | Cash Advance |
| Advance Amount | ₹3,00,000 to ₹5,00,000 |
| Implementing Agency | Delhi Building and Other Construction Workers Welfare Board |
Benefits
The scheme offers tiered money help based on the years of service left before retirement at age 60. The exact amount depends on how many years remain before the worker completes 60 years of age.
| Remaining Service | Advance Amount |
|---|---|
| 10 years | ₹3,00,000 |
| 15 years | ₹5,00,000 |
Eligibility
To get the benefit of this scheme, a worker should meet the conditions given below. These rules are set by the Delhi Building and Other Construction Workers Welfare Board.
- Residence in Delhi: The worker must be a resident of Delhi and should have proof of residence in the city.
- Work profile: The worker should be involved in building or construction work as a registered construction worker.
- Age limit: The worker must be between 18 and 60 years of age at the time of registration.
- Work period: The worker should have worked for the board for at least 90 days in the last year.
- Membership period: The worker must have been registered with the board for at least three years.
- Service left: The worker should have 10 to 15 years of service remaining before superannuation at age 60.
Application Process
Online registration process
A worker can register with the board easily through the official portal. The steps to complete the registration are given below.
STEP 1 - Visit the official DBoCWWB website and select the "Register Now" option on the page.
STEP 2 - Provide Aadhaar details, mobile number, and personal information to create a new account on the portal.
STEP 3 - Fill in the work details, including proof of the 90 days of employment with the board.
STEP 4 - Upload the required documents in the specified format and save the application on the portal.
STEP 5 - Add family members and bank account information to the portal as asked.
STEP 6 - Review the affidavit, check the agreement box, and pay the registration fee of ₹25 through net banking, UPI, or debit card.
STEP 7 - Complete the process with an OTP verification and save the acknowledgement receipt for future use.
How to apply for the scheme
After registration is done, log in to the same portal, select "Apply for Scheme", and choose "Purchase or Construction of House for the Construction Workers" to submit the request.
Support
For any help, a worker can call the 24x7 helpline at 011-41236600 or contact the department office between 9:30 AM and 6:00 PM at 011-23813846.
Documents
Keeping the right documents ready makes the application process smooth. The documents needed differ for buying a house and for building a house.
For purchasing a house
- 14-year encumbrance certificate to show the clear title of the property.
- Land tax receipt and proof of building ownership.
- Title clearance certificate and sale agreement for the property.
- Affidavit undertaking for repayment of the advance in equal installments.
- Affidavit from the surety for the advance amount.
For house construction
- Approved construction plan and official cost estimate for the house.
- Affidavit undertaking for repayment of the advance in equal installments.
References
Official Guidelines | Latest Notifications | Track Application Status
FAQ's
Which department manages this scheme?
The Labour Department of the National Capital Territory of Delhi administers this scheme through the Delhi Building and Other Construction Workers Welfare Board.
Is self-attestation needed?
Yes, a worker should self-attest all copies of the documents that are uploaded with the application.
Can a worker from another state apply?
Yes, a construction worker from another state who is working and living in Delhi with proof of residence can apply for this scheme.
What is the registration fee?
The registration fee is ₹25, while the renewal fee is ₹20 with an additional ₹2 per month for late renewals.
How do I track my application?
Use the tracking feature on the homepage of the official website. Select the service type and enter the application number from the acknowledgement receipt to view the current status.