AI SummaryJan Samuh Bima Yojana gives ₹25,000 in financial support to families from the Sahariya community in Rajasthan when the main earning head of the family passes away. This insurance-based scheme helps families handle immediate money problems after a personal loss.
Jan Samuh Bima Yojana was launched in 2019 by the Department of Tribal Area Development, Government of Rajasthan. The scheme supports Sahariya families by giving a one-time relief amount of ₹25,000 if the primary earning head of the family dies. Heads of these families stay insured under the Swachh Project, and the full insurance premium is paid by the project, so no money pressure falls on the families.
Jan Samuh Bima Yojana - Introduction
The scheme continues to serve Sahariya families in the Baran district. The Swachh Project, based in Shahabad, runs the scheme on the ground and handles the enrollment and claim process. Families do not need to pay any premium, as the project covers the full cost of the insurance cover.
When a registered insured person passes away, the family can submit a claim to the Swachh Project office. The documents are checked and sent to the insurance company, which then releases the approved amount to the family.
Key Information
| Key | Details |
|---|---|
| Scheme Name | Jan Samuh Bima Yojana |
| Level | State |
| Scheme for | Family |
| State | Rajasthan |
| Category | Banking, Financial Services and Insurance |
| Sub Category | Insurance, Personal Finance |
| Benefit Type | Cash (DBT) |
| Nodal Department | Tribal Area Development Department |
| Implementing Agency | Swachh Project, Shahabad, Rajasthan |
Benefits
This scheme gives big support to families during a time of personal loss:
Financial Support: The insurance company gives a one-time payment of ₹25,000 to the family when the insured person dies.
Zero Cost: No premium is paid by the family, as the full cost of the insurance is covered under the Swachh Project.
Eligibility
To get the support under Jan Samuh Bima Yojana, the following points must be met:
- Applicant should be a native of Rajasthan.
- Applicant should be a family member or legal dependent of the deceased person.
- Deceased person must belong to the Sahariya community.
- Deceased person must be a resident of the Baran district in Rajasthan.
- Insured person should have been registered under the scheme before passing away.
Application Process
The process is simple and works fully offline:
STEP 1 - Survey and Selection: Representatives from the Swachh Project carry out regular surveys in the Sahariya bastis of the Baran district to find eligible households.
STEP 2 - Enrollment: Once identified, the project team formally enrolls the eligible members in the insurance program.
STEP 3 - Submission of Claim: If a tragedy occurs, gather the required documents and submit the claim directly to the Swachh Project office in Shahabad. The documents are verified and forwarded to the insurance company for final approval and release of funds.
Documents
Keep the following documents ready for the claim:
- Caste Certificate
- Domicile Certificate
- Official Death Certificate of the insured person
- Copy of Bank Passbook
- Aadhaar Card
References
FAQ's
Who implements Jan Samuh Bima Yojana?
The Swachh Project, based in Shahabad, under the Government of Rajasthan, manages the implementation.
Who can benefit from the scheme?
This scheme is made only for families belonging to the Sahariya community living in the Baran district.
What is the benefit amount under this scheme?
The family of the deceased receives a one-time payment of ₹25,000.
Is there any premium to be paid by the beneficiary?
No, nothing is paid by the family as the Swachh Project handles the entire premium payment.
How are the beneficiaries selected?
Beneficiaries are found through household surveys carried out in Sahariya bastis by the project team.
What documents are required to claim the benefit?
A caste certificate, domicile certificate, death certificate of the insured, a photocopy of the bank passbook, and an Aadhaar card are required.
Where can the claim application be submitted?
The claim should be submitted at the Swachh Project office in Shahabad.
Can families outside Baran district apply?
No, this scheme is currently restricted only to Sahariya families living within the Baran district.
Is the benefit amount recurring or one-time?
It is a one-time relief payment given to help the family manage expenses after the death of the insured person.
What is the expected time for receiving the benefit?
The payment is processed once the insurance company completes the verification and approves the claim.