Griha Lakshmi Scheme provides direct financial support of ₹2,000 per month to female heads of households in Karnataka. Karnataka government launched this scheme in August 2023 to help women manage daily household expenses and improve their economic stability.
As of August 2026, more than 1.28 crore women across the state receive this monthly transfer through Direct Benefit Transfer (DBT). The 30th installment of ₹2,000 was released on May 7, 2026, and the 2026-27 budget has set aside ₹28,608 crore for this scheme.
Griha Lakshmi Scheme - Introduction
Griha Lakshmi Scheme is a key support system launched by the Department of Women and Child Development, Government of Karnataka. It gives a monthly cash benefit of ₹2,000 to the woman who is the head of the family as per the ration card. The money is transferred directly into her bank account through DBT.
Whether your family holds a Below Poverty Line (BPL) card, an Above Poverty Line (APL) card, or an Antyodaya card, you may qualify for this support. For example, if Sunita is the head of her household as per her ration card, she can apply to receive this monthly transfer into her bank account.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Griha Lakshmi Scheme |
| Level | State |
| State | Karnataka |
| Nodal Department | Woman and Child Development Department |
| Benefit Type | Cash Transfer |
| Benefit Amount | ₹2,000 per month |
| Total Beneficiaries | 1.28 crore women |
| Budget for 2026-27 | ₹28,608 crore |
| Latest Installment | 30th installment, released May 7, 2026 |
| Application Mode | Online and offline |
| Official Website | Seva Sindhu Guarantee Schemes Portal |
Benefits
Under this scheme, eligible women receive a monthly financial benefit of ₹2,000. The government transfers these funds directly into the bank account linked to the beneficiary's Aadhaar card. If an account is not linked to Aadhaar, the funds are transferred smoothly using RTGS methods, making sure everyone receives their support on time.
The scheme helps housewives, homeless women, and agricultural laborers who need regular money support. Over 1.28 crore women currently benefit from this monthly transfer, and the state has disbursed more than ₹50,000 crore to beneficiaries since the scheme began.
Eligibility
To benefit from Griha Lakshmi Scheme, you should be a woman and serve as the head of your family as recorded on your ration card. This scheme welcomes women from BPL, APL, and Antyodaya families residing in Karnataka. Only one woman per household can receive the benefit.
From 2026, Karnataka has linked guarantee scheme benefits to the electoral roll, so only women whose names are in the voter list will keep getting the ₹2,000 support. If a family head passes away, the next eligible female member of that household can register for the support by submitting the death certificate.
Exclusions
You should note that this scheme excludes households where the primary head is a male. Additionally, if the female head of the family or her husband pays either income tax or GST, she does not qualify for this financial support. Female government employees are also not eligible.
Application Process
You can choose between online and offline methods to apply.
STEP 1 - Visit the official Seva Sindhu Guarantee Schemes Portal and register using your Aadhaar and mobile number. Complete the OTP-based verification to create your account.
STEP 2 - Log in using your email ID or mobile number and choose the Application for Gruha Lakshmi Yojana option under Apply for Services on the dashboard.
STEP 3 - Fill in the application form carefully with all your details and upload the required documents. Review the details and submit your request to receive a reference number for tracking.
Alternatively, you may apply offline by visiting your nearest Grama One, Bangalore One, Karnataka One, or BBMP Ward Office. Simply request the application form, fill it out, attach your documents, and hand it over to the staff. Remember, the application process is entirely free, and there is no deadline, so you can apply whenever you are ready.
2026 Updates
Starting July 2026, Karnataka has brought in Aadhaar-based biometric verification for Griha Lakshmi beneficiaries to stop misuse of the monthly cash transfer. Women receiving the ₹2,000 support need to complete biometric authentication to keep getting the benefit, and a charge of ₹5 applies for biometric registration. If a beneficiary does not complete this verification, the monthly amount will not be credited to her account.
The government has also linked the scheme to the voter list and started a statewide re-verification drive to remove ineligible beneficiaries. Around 4.3 lakh names were removed after being found deceased or ineligible due to high income. Chief Minister D.K. Shivakumar has made it clear there is no plan to cut benefits for genuine recipients, and the scheme continues without any reduction in the ₹2,000 monthly amount.
Documents
Please keep the following documents ready for your application:
- Copy of the ration card identifying you as the family head.
- Aadhaar card.
- Bank passbook linked to your Aadhaar or RTGS details.
- Documentary proof of your residence in Karnataka.
- Active mobile number linked to your Aadhaar.
- A self-declaration form confirming your status as the head of household.
- Death certificate of the husband (only for widows).
References
You can find more details here:
FAQ's
What is the monthly financial assistance provided?
Eligible women receive ₹2,000 every month to help manage their household expenses. The 30th installment was released on May 7, 2026.
Can APL cardholders apply?
Yes, both BPL and APL families are eligible to be part of the scheme, along with Antyodaya families.
Do BPL families get priority?
Yes, women from BPL families are given priority during the selection process.
Are taxpayers eligible for the scheme?
No, women who pay income tax or GST are not eligible. Women whose husbands pay income tax or GST are also not eligible.
Is biometric verification required from July 2026?
Yes, from July 2026, beneficiaries need to complete Aadhaar-based biometric verification. A fee of ₹5 applies, and the monthly amount is not credited if verification is not done.
Is voter list name required now?
Yes, from 2026 the scheme is linked to the electoral roll. Only women whose names are in the voter list will keep getting the ₹2,000 support.
How can I prove I am the head of the family?
You should provide a copy of your ration card where your name is listed as the head of the family.
Is an Aadhaar card mandatory?
Yes, an Aadhaar card is required for your application.
Where can I submit my offline application?
You may submit your documents at any Grama One, Bangalore One, Karnataka One, or BBMP Ward Office.
Is there a registration fee?
No, applying for the scheme is completely free of charge.
Is there a deadline to apply?
No, there is no last date for enrollment; you may apply at your convenience.