Financial Assistance for Girl Child Attend Her Age of 18 is a welfare scheme for registered construction workers in Maharashtra. It creates a fixed deposit of ₹1,00,000 for the daughter of an eligible worker, and the amount stays locked in the bank until she completes 18 years of age.
This scheme is provided by the Maharashtra Building and Other Construction Workers Welfare Board (MBOCWW) under the Labour Department, Maharashtra. Eligible workers can still apply for this benefit in 2026, provided the worker or the spouse has undergone family planning surgery after the birth of one female child.
Financial Assistance for Girl Child Attend Her Age of 18 - Introduction
Under this scheme, the Welfare Board opens a fixed deposit of ₹1,00,000 in the name of the girl child. The money remains in the bank and cannot be withdrawn early. When the daughter turns 18, this amount becomes available for her higher studies, marriage, or any other future need.
The scheme has two main aims. First, it encourages family planning among construction workers after having one daughter. Second, it gives that single daughter a secure financial base as she grows up. The worker has to give an affidavit confirming that the family does not have more than one daughter.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Financial Assistance for Girl Child Attend Her Age of 18 |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Maharashtra |
| Main Department | Labour Department, Maharashtra |
| Benefit Amount | Fixed deposit of ₹1,00,000 |
| DBT Scheme | No |
| Official Website | mahabocw.in |
Benefits
The biggest benefit of this scheme is the fixed deposit of ₹1,00,000 for the girl child. The money is held safely by the bank and starts building value for the child's future from day one. On completing 18 years, the daughter receives the full deposit amount along with the interest earned during the period.
Another benefit is that the money cannot be used for any other purpose in between, so the family gets no chance to spend it early. The deposit protects the girl child's future even if the family faces money problems later.
Eligibility
To get this benefit, the applicant has to meet the conditions set by the Welfare Board:
- Applicant must be a registered construction worker in Maharashtra with a valid MBOCWW registration.
- Worker or spouse must have undergone contraceptive (family planning) surgery after the birth of one female child.
- Family must not have more than one daughter, and this has to be confirmed through an affidavit.
- Family planning certificate issued by a competent medical officer is required at the time of application.
Application Process
There is no online registration for this scheme. Eligible workers have to submit the physical application form with documents. Follow these steps:
STEP 1 - Download the official MBOCWW health scheme application form and take a printout.
STEP 2 - Fill in all the required details carefully and attach self-attested copies of the documents listed below.
STEP 3 - Submit the completed form to the local Labour Commissioner office or the nearest Government Labour Officer in the district.
STEP 4 - Collect the acknowledgment receipt with the date, time, and a unique reference number, and keep it safe for future follow-up.
Documents
Keep the following documents handy before filling the form. Make sure all copies are clear and self-attested:
- Passport-size photo of the girl child.
- Aadhaar card of the worker and the girl child for identity proof.
- Registration certificate or identity card issued by the Maharashtra Building and Other Construction Workers Welfare Board.
- Family planning (contraceptive surgery) certificate issued by a competent medical officer.
- Affidavit confirming that the family does not have more than one daughter.
- Bank passbook showing the account details for the fixed deposit.
- Proof of residence such as a utility bill or ration card.
References
For the latest updates and official details, visit these portals:
Related scheme: Educational Assistance for Children of Construction Workers Maharashtra
FAQ's
Who can apply for this scheme?
Registered construction workers in Maharashtra, or their spouses, who have completed family planning surgery after the birth of one daughter.
How much money is given under this scheme?
The Welfare Board opens a fixed deposit of ₹1,00,000 for the girl child, and the amount is payable when she turns 18.
Is the scheme still open in 2026?
Yes, the scheme is still listed on the official MBOCWW welfare schemes page, and eligible workers can apply through the offline form.
Is this benefit available for a male child?
No, this scheme is only for a female child, and it is limited to one daughter as per the family planning condition.
Can the fixed deposit be withdrawn early?
No, the money stays locked in the bank and cannot be withdrawn until the child completes 18 years of age.
Where should the application be submitted?
The filled form has to be submitted to the local Labour Commissioner office or the nearest Government Labour Officer.
Is there an income limit for this scheme?
There is no specific income limit, but the applicant must be a valid registered construction worker with the Welfare Board.
Is the scheme available outside Maharashtra?
No, this is a state-level scheme and only registered construction workers in Maharashtra can apply.