AI SummaryEducation Loan for Persons with Disabilities in Haryana offers financial support to students with disabilities, providing loans up to ₹50 lakhs for professional and technical courses in India or abroad. The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam and is open for applications through the Antyodaya-SARAL Portal.
Education Loan for Persons with Disabilities in Haryana - Introduction
Education Loan for Persons with Disabilities in Haryana supports academic dreams by covering tuition fees, academic expenses and other study-related costs. This scheme provides loans reaching up to ₹50 lakhs at concessional interest rates through the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.
Permanent residents of Haryana between the ages of 18 and 55 with a disability certificate of over 40% are eligible. The loan helps students meet the cost of professional and technical education, whether the institute is in India or abroad, so that money problems do not stop eligible students from building a career.
Key Information
| Scheme Name | Education Loan for Persons with Disabilities in Haryana |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Haryana |
| Category | Banking, Financial Services and Insurance |
| Benefit Type | Cash |
| Maximum Loan | ₹50 lakhs |
| Internal Department | Welfare of Scheduled Caste and Backward Classes Department |
| Agency | Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam |
Benefits
This scheme provides a big financial boost by offering loans of up to ₹50 lakhs. Eligible students can use this amount to cover the costs of professional and technical courses, whether they study in India or abroad.
The loan helps with tuition fees, academic expenses and other essential costs linked to studies. The concessional interest rate keeps the repayment burden low for students with disabilities, helping them become self-reliant after completing their education.
Eligibility
Applicants must meet a set of conditions to get this loan. The main points are listed below.
- Applicant should be a permanent resident of Haryana.
- Applicant must hold a disability certificate showing a disability level above 40%.
- Age should be between 18 and 55 years under the general category. For persons with intellectual disability, the eligible age is above 14 years, and a government-issued age certificate is required.
- Applicant must have secured confirmed admission into a recognised professional or technical course in India or abroad.
- For any loan amount of ₹15 lakhs or above, registration under the Unique Disability ID (UDID) is required.
- Applicant should have a valid Parivar Pehchan Patra (PPP ID), which is mandatory for the application.
Application Process
Applications are invited under this scheme from time to time. Eligible applicants can apply online through the Antyodaya-SARAL Portal by following these steps.
STEP 1 - Visit the official Antyodaya-SARAL Portal. If you are a new user, click on New User under the Sign in section and provide your details like name, email and mobile number.
STEP 2 - Complete the identity verification using the OTP sent to your mobile or email.
STEP 3 - Once registered, log in using your credentials.
STEP 4 - Navigate to Apply for Services and look for View all Available Services to locate this scheme.
STEP 5 - Provide your Parivar Pehchan Patra (PPP ID) and click Click here to Fetch Family Data. Select your name, verify with the incoming OTP, and proceed.
STEP 6 - Carefully fill out the form, upload all required documents, and submit your application.
Application status can be tracked anytime by visiting the Official Tracking Portal using the unique Application Reference ID.
Documents
Applicants need to keep the following documents ready while applying for the loan.
- Aadhaar Card as identity proof
- Official proof of age
- Haryana Domicile Certificate as address and residency proof
- Relevant disability certificate
- Parivar Pehchan Patra (PPP ID)
- PAN Card
- Recent passport-sized photograph of the applicant
- Documentary proof of admission
- Details of the duration of the course and course fee structure
- Previous mark sheets or qualification certificates
- Any other specific documents requested during the process
References
Apply for Education Loan for Persons with Disabilities, Haryana
FAQ's
Who is eligible to apply for this loan?
Applicant should be a permanent resident of Haryana with a disability level above 40%. The general age range is 18 to 55 years, though persons with intellectual disability are eligible from age 14.
Which disabilities are supported?
The scheme supports applicants who are orthopedically handicapped, visually handicapped, hearing impaired or intellectually disabled.
What is the maximum loan amount available?
The scheme offers financial support of up to ₹50 lakhs.
Is the loan for courses abroad?
Yes, the loan can be used for both professional and technical education, whether the institute is in India or abroad.
Is UDID registration mandatory for everyone?
UDID registration is mandatory if the loan amount is ₹15 lakhs or more.
Do I need a Parivar Pehchan Patra?
Yes, having a valid Parivar Pehchan Patra (PPP ID) is a necessary requirement for the application.