AI SummaryAbua Awas Yojana offers financial support of ₹2,00,000 to homeless families in Jharkhand to build a permanent three-room pucca house with a kitchen. Jharkhand government has launched this state scheme under the Department of Rural Development to cover 8,00,000 homeless families living in rural areas across the state.
The scheme works for poor families who have no house of their own or who live in kutcha houses. Government of Jharkhand has set aside a total budget of ₹16,320 crore for this housing scheme, and it is being carried out in three phases starting from 2023-24.
Each eligible family receives a three-room house along with a kitchen, covering a total living area of 31 square meters. Along with the cash support, eligible people also get wage support for 95 days of unskilled labor through MGNREGA. The scheme is still accepting applications through the official portal and block offices, and there is no fixed last date publicly notified for this state scheme.
Abua Awas Yojana
Abua Awas Yojana is a state-funded housing scheme run by the Rural Development Department of Jharkhand. It was started after the central government did not approve the proposal to sanction 8 lakh houses under its housing scheme, so Jharkhand government decided to run its own housing scheme for the state.
The main aim of the scheme is to give a safe and permanent home to every homeless family and to families living in old and broken houses. The government has committed to provide pucca houses with basic facilities to all such rural families by the year 2026.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Abua Awas Yojana |
| Level | State |
| State | Jharkhand |
| Category | Housing and Shelter |
| Benefit Type | Cash Assistance |
| Financial Assistance | ₹2,00,000 per family |
| Total Budget | ₹16,320 crore |
| Nodal Department | Rural Development Department |
| Official Website | aay.jharkhand.gov.in |
Benefits
The scheme gives strong support to help poor families build their own permanent home. The support is paid directly to the Aadhaar-linked bank account of the beneficiary in instalments as the construction progresses.
| Benefit Type | Amount or Support |
|---|---|
| Financial Assistance | ₹2,00,000 per beneficiary |
| Labor Assistance | Wages for 95 days of unskilled labor through MGNREGA |
| House Design | Three-room pucca house with kitchen, 31 square meters |
Eligibility
Families can apply for Abua Awas Yojana if they meet the conditions given below. The selection is done after a field survey and Gram Sabha verification.
- Applicant must be a permanent resident of Jharkhand and belong to a BPL family that is homeless or living in a kutcha or semi-pucca house.
- Annual family income of the household should be below ₹3 lakh, and the family should own land or have documented possession of land to build the house.
- Applicant needs an Aadhaar-linked bank account to receive the DBT instalments, and should not have received benefits from other housing programs such as PMAY-R, Indira Awas Yojana, or Birsa Awas Yojana.
Application Process
Eligible families can apply for Abua Awas Yojana either online through the official portal or offline at the block office. The process is simple and the steps are given below.
STEP 1 - Go to the official website at aay.jharkhand.gov.in and log in with your credentials, or visit your nearest Block office and ask for the official application form.
STEP 2 - Fill in all the required details in the application form carefully and attach the required documents such as Aadhaar card, BPL or ration card, land documents, and bank passbook.
STEP 3 - Submit the completed form to the authorities. Local officials then carry out a field survey and Gram Sabha verification to check your housing status, residency, and BPL status.
STEP 4 - Once your application is verified and approved, your name is added to the beneficiary list and the ₹2,00,000 support is released through DBT to your Aadhaar-linked bank account in instalments as construction reaches each stage.
Documents Required
Keep the following documents ready before you apply so that the verification process goes smoothly.
- Aadhaar Card for identity and DBT linking, along with a BPL certificate or ration card as proof of family status.
- Land documents such as the deed or possession proof, which are required to show that you have land to build the house.
- An Aadhaar-linked bank passbook to receive the instalments, a residence certificate to prove Jharkhand residency, and a passport-size photograph.
References
For more details and the latest updates, you can check the official resources given below.
FAQ's
What is the objective of Abua Awas Yojana?
This scheme aims to provide pucca houses to 8 lakh homeless families across rural Jharkhand.
How many phases are planned under this scheme?
The government plans to implement the scheme in three phases starting from 2023-24 through 2025-26.
What is the financial assistance provided?
Each eligible beneficiary receives ₹2,00,000 to cover the construction cost, paid through DBT in instalments.
What kind of house will I receive?
You will receive a permanent three-room house including a kitchen, covering an area of 31 square meters.
Who qualifies for this assistance?
BPL families living in kutcha houses, homeless families, and identified vulnerable groups with annual income below ₹3 lakh can qualify.
Is this scheme open to urban families?
No, this scheme is specifically designed for rural families in Jharkhand.
Can I get labor assistance?
Yes, you will receive financial coverage equivalent to 95 days of unskilled labor wages through MGNREGA.
What is the total budget?
The government has allocated ₹16,320 crore for this scheme.
Can I apply if I received help from PMAY-R?
No, if you have already benefited from another government housing scheme, you are not eligible for this one.
Where can I find more information?
You can visit the official website at aay.jharkhand.gov.in for the latest updates and beneficiary lists.