Jan Samarth Portal is the central government's single-window digital platform for credit-linked government schemes. It connects eligible people directly with lenders and lets them check eligibility, apply online and get digital approval in one place. The portal is run by the central govt. under the Department of Financial Services, Ministry of Finance.
Launched on 6 June 2022, the portal is now fully operational and has grown into a complete digital ecosystem. As on 1 June 2026, around 54.10 lakh applications worth ₹3,00,951 crore have been processed through it, and banks have given digital approvals to 49.55 lakh eligible people for an amount of ₹2,76,493.78 crore.
Jan Samarth Portal Registration 2026 & Login
Below is the complete process of how to make Jan Samarth Portal registration 2026 and login:-
STEP 1: Firstly visit the official JanSamarth Portal at https://www.jansamarth.in/home
STEP 2: At the homepage, click at "Register" tab present in the main menu or directly click https://www.jansamarth.in/register
STEP 3: Then the Jan Samarth Portal Registration page will open. Fill in the required details like your name, mobile number and email address, and set a password to create your account.
STEP 4: After creating your account, you can "Log In" at Jan Samarth Portal using the link - https://www.jansamarth.in/login. The login page of jansamarth.in portal will appear as shown below:-
STEP 5: Enter email address, mobile number and click at "Login" button to make Jan Samarth Portal login.
STEP 6: After login, answer a few questions about your profile and needs. The portal matches you with the best suitable scheme, checks your eligibility, and sends your application with documents to the selected bank branch. You get in-principle approval and can track your application at every stage.
jansamarth.in Portal Update
The portal now offers 16 credit-linked central government schemes covering agriculture, renewable energy, business activity, livelihood, housing and more. It is available in 8 languages - English, Hindi, Gujarati, Telugu, Tamil, Marathi, Bengali and Kannada - to help rural and poor families access it easily.
The portal has onboarded 269 Member Lending Institutions, which include 12 public sector banks, 20 private sector banks, 19 NBFCs, 28 regional rural banks, 7 small finance banks, 180 district central cooperative banks, 2 scheduled state co-operative banks and 1 all-India financial institution.
| Detail | Information |
|---|---|
| Scheme Name | Jan Samarth Portal |
| Launched By | Government of India |
| Launch Date | 6 June 2022 |
| Beneficiaries | Eligible people across all sectors |
| Schemes Covered | 16 credit-linked schemes |
| Lenders Onboarded | 269 Member Lending Institutions |
| Application Mode | Online |
| Official Website | www.jansamarth.in |
To provide comfort to borrowers, the government in 2018 had launched a portal psbloansin59minutes.com for various kinds of credit products, including MSME, home, auto and personal loans. The portal facilitates in-principle approval of loans for MSMEs and other borrowers in 59 minutes by various state-owned banks compared to the earlier turnaround time of 20-25 days. After receiving an in-principle approval letter, the loan is expected to be disbursed in 7-8 working days. The portal processes loan applications without human intervention till the sanction stage. Any MSME borrower does not need to submit any physical document for in-principle approval for a loan.
Instead, the portal depends on advanced algorithms to analyse data points from several sources such as Income Tax returns, GST data, bank statements etc. The platform is integrated with the government's Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to check borrowers' eligibility.
List of Schemes at Jan Samarth Portal
There are schemes regarding agri loan, home loan, business activity loan and livelihood loan present at Jan Samarth Portal. The main categories and schemes are given below.
Agri, Kisan Credit Card and Home Loan
- Kisan Credit Card
- Kisan Credit Card for Fisheries (KCCFIM)
- e-Kisan Upaj Nidhi (EKUN) for electronic warehouse receipt financing
- Roof Top Solar Installation Financing (SOLAR)
- Home Loan for EWS, LIG and MIG groups in urban areas
- Emergency Credit Line Guarantee Scheme 5.0 (ECLGS)
Agri Infrastructure Loan
- Agri Clinics and Agri Business Centers Scheme (ACABC)
- Agriculture Infrastructure Fund (AIF)
Business Activity Loan
- Prime Minister's Employment Generation Programme (PMEGP)
- Weaver Mudra Scheme (WMS)
- Pradhan Mantri Mudra Yojana (PMMY)
- Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme (PM SVANidhi)
- National Action for Mechanized Sanitation Ecosystem (NAMASTE)
- Loan for Startups (START)
- Credit Card for Micro Enterprises (CCME)
Livelihood Loan
Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
Jan Samarth Schemes Apply Online Process
The application process on the portal is simple and fully digital. Below are the main steps.
- Check Eligibility - Answer a few questions and get matched with the best suitable scheme or schemes.
- Apply Online - Provide basic details and documents, and advanced technologies capture or auto-fill required details through smart analytics.
- Get Digital Approval - View offers from 269+ lenders and get digital approval from the selected bank.
About the JanSamarth Scheme
A Unique One-Stop Digital Portal Linking Government Schemes, Incentives and Subsidies. JanSamarth Portal, an initiative by Government of India, is a unique digital portal linking credit linked Government schemes on a single platform, for ease of access to all the beneficiaries and related stakeholders.
The core objective of JanSamarth Portal is to promote inclusive growth and development of various sectors by guiding and providing them to the right type of Government benefits through simple and easy digital processes. The portal ensures end-to-end coverage of all the processes and activities of all the linked schemes.
The Portal uses cutting-edge technologies and smart analytics to provide intuitive guidance to beneficiaries for checking subsidy eligibility and auto recommendation system offers best suitable schemes as per Beneficiary's requirements and credentials. Advanced technologies automate entire lending processes based on digital verifications making the entire process simple, speedy and hassle-free.
Benefits of Jan Samarth In Portal
Connects various stakeholders of the financial ecosystem on a single platform to promote inclusive development and ease of doing business.
- Applicants (Beneficiaries)
- Lenders and Financial Institutions
- Central / State Government Ministries
- Nodal Agencies
- Facilitators
Digital Integrations at jansamarth.in Portal
JanSamarth Portal, a one of its kind, is having multiple integrations within the platform with UIDAI, CBDT, NSDL, LGD, UDYAM, AgriStack, GST, CIBIL and others. These integrations provide a backbone of digital access to authenticate data, reducing hassles of Member Lending Institutes (MLIS) as well as beneficiaries. The automated rule engine of JanSamarth Portal enables beneficiaries to choose from multiple options offered by various MLIS onboarded on the Jan Samarth Portal.
Partner Banks and Key Stakeholders
Various Ministries, Nodal Agencies and Lenders came together on a single Platform to ensure fast, smooth and secure subsidy availing process for beneficiaries. There are 8+ Ministries, 10+ Nodal Agencies and 269 Lenders on Platform.
- ICICI Bank
- Axis Bank
- IDBI Bank
- HDFC Bank
- State Bank of India (SBI)
- Punjab National Bank
- Canara Bank
- Bank of Baroda
- SIDBI
- Kotak Mahindra Bank
- National Bank for Agriculture and Rural Development
- Indian Bank
- Indian Overseas Bank
- Punjab & Sind Bank
- UCO Bank
- Union Bank
- Bank of India
- Central Bank of India
- Bank of Maharashtra
You can select loan category and check your eligibility for multiple schemes at once at Jan Samarth Portal.
For more details, visit the official website at https://www.jansamarth.in/home
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