Jan Samarth Portal Registration 2024 and login process to start soon at jansamarth.in. The central govt. has started testing of this National Portal for Government Sponsored Schemes to improve the ease of living for the common man. Jan Samarth is a common portal for delivery of various schemes run by different ministries and departments. Jansamarth Portal is unified govt. schemes portal which serve as one more step towards Aatmanirbhar Bharat. In this article, we will tell you how to make Jan Samarth Portal registration 2024 and login.
Jan Samarth Portal Registration 2024 & Login
Below is the complete process of how to make Jan Samarth Portal registration 2024 and login:-
STEP 1: Firstly visit the official JanSamarth Portal at https://www.jansamarth.in/home
STEP 2: At the homepage, click at “Register” tab present in the main menu or directly click https://www.jansamarth.in/register
STEP 3: Then the Jan Samarth Portal Registration page will open.
STEP 4: As the registration process has not been started yet, it will display the message “Thank you for visiting us. The Jansamarth portal will provide a digital platform for availing loans under credit linked schemes. We shall be accepting registrations shortly. Do visit us again“.
STEP 5: After creating your account, you can “Log In” at Jan Samarth Portal using the link – https://www.jansamarth.in/login. The login page of jansamarth.in portal will appear as shown below:-
STEP 6: Enter email address, mobile number and click at “Login” button to make Jan Samarth Portal login.
jansamarth.in Portal Launch Update
As part of the Narendra Modi government’s vision of minimum government maximum governance, the new JanSamarth Portal plans to initially onboard 13 credit-linked government schemes. The offerings will be gradually expanded, depending on compatibility, as some of the centrally sponsored schemes have involvement of multiple agencies. For example, schemes like Pradhan Mantri Awas Yojana and Credit Linked Capital Subsidy Scheme (CLCSS) are being administered by different ministries.
The proposed Jan Samarth portal intends to bring these schemes on a single platform so that they can be accessed by the beneficiaries without much hassle. Pilot testing is being done and loose ends are being tied up before the actual launch takes place. State Bank of India (SBI) and other lenders are doing the testing. Jansamarth portal will have open architecture enabling state governments and other institutions to also onboard their schemes on this platform in the future.
To provide comfort to borrowers, the government in 2018 had launched a portal http://psbloansin59minutes.com for various kinds of credit products, including MSME, home, auto and personal loans. The portal facilitates in-principle approval of loans for MSMEs and other borrowers in 59 minutes by various state-owned banks compared to the earlier turnaround time of 20-25 days. After receiving an in-principle approval letter, the loan is expected to be disbursed in 7-8 working days. The portal processes loan applications without human intervention till the sanction stage. Any MSME borrower does not need to submit any physical document for in-principle approval for a loan.
Instead, the portal depends on advanced algorithms to analyse data points from several sources such as Income Tax returns, GST data, bank statements etc. The platform is integrated with the government’s Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to check borrowers; eligibility. In the first two months of the launch of the portal, state-owned banks had given in-principle approval to 1.12 lakh loan applications of micro, small and medium enterprises, totalling Rs. 37,412 crore.
List of Schemes at Jansamarth Portal
There are schemes regarding education loan, agri infrastructure loan, business activity loan and livelihood loan present at Jan Samarth Portal.
Education Loan
- Central Sector Interest Subsidy (CSIS)
- Padho Pardesh
- Dr. Ambedkar Central Sector Scheme
Agri Infrastructure Loan
- Agri Clinics and Agri Business Centers Scheme (ACABC)
- Agricultural Marketing Infrastructure (AMI)
- Agriculture Infrastructure Fund (AIF)
Business Activity Loan
- Prime Minister’s Employment Generation Programme (PMEGP)
- Star Weaver Mudra Scheme (SWMS)
- Pradhan Mantri Mudra Yojana (PMMY)
- Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme (PM Svanidhi)
- Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)
- Standup India Scheme
Livelihood Loan
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)
Jan Samarth Schemes Apply Online Process
- Check Eligibility – Answer few questions and get matched with best suitable scheme(s).
- Apply Online – Provide basic details & documents, and advance technologies would capture / auto-fill required details through smart analytics.
- Get Digital Approval – View Offers from 125+ lenders and get digital approval from selected bank.
About the JanSamarth Scheme
A Unique One-Stop Digital Portal Linking Government Schemes, Incentives and Subsidies. JanSamarth Portal, an initiative by Government of India, is a unique digital portal linking thirteen Credit Linked Government schemes on a single platform, for ease of access to all the beneficiaries and related stakeholders.
The core objective of JanSamarth Portal is to promote inclusive growth and development of various sectors by guiding and providing them to the right type of Government benefits through simple and easy digital processes. The portal ensures end-to-end coverage of all the processes and activities of all the linked schemes.
The Portal uses cutting-edge technologies and smart analytics to provide intuitive guidance to beneficiaries for checking subsidy eligibility and auto recommendation system offers best suitable schemes as per Beneficiary’s requirements and credentials. Advanced technologies automate entire lending processes based on digital verifications making the entire process simple, speedy and hassle-free.
Benefits of Jan Samarth In Portal
Connects various stakeholders of the financial ecosystem on a single platform to promote inclusive development and ease of doing business.
- Applicants (Beneficiaries)
- Lenders and Financial Institutions
- Central / State Government Ministries
- Nodal Agencies
- Facilitators
Digital Integrations at jansamarth.in Portal
JanSamarth Portal, a one of its kind, is having multiple integrations within the platform with UIDAI, CBDT, NSDL, LGD etc. These integrations provide a backbone of digital access to authenticate data, reducing hassles of Member Lending Institutes (MLIS) as well as beneficiaries. The automated rule engine of JanSamarth Portal enables beneficiaries to choose from multiple options offered by various MLIS onboarded on the Jan Samarth Portal.
Partner Banks and Key Stakeholders
Various Ministries, Nodal Agencies and Lenders came together on a single Platform to ensure fast, smooth and secure subsidy availing process for beneficiaries. There are 8+ Ministries, 10+ Nodal Agencies and 125+ Lenders on Platform.
- ICICI Bank
- Axis Bank
- IDBI Bank
- HDFC Bank
- State Bank of India (SBI)
- Punjab National Bank
- Canara Bank
- Bank of Baroda
- SIDBI
- Kotak Mahindra Bank
- National Bank for Agriculture and Rural Development
- Indian Bank
- Indian Overseas Bank
- Punjab & Sind Bank
- UCO Bank
- Union Bank
- Bank of India
- Central Bank of India
- Bank of Maharashtra
You can select loan category and check your eligibility for multiple schemes at once at Jan Samarth Portal.
For more details, visit the official website at https://www.jansamarth.in/home
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