AI SummaryMukhyamantri Nari Shakti Udyam Protsahan Yojana is the updated name of the Indira Mahila Shakti Udyam Protsahan Yojana (IMSUPY) in Rajasthan. The scheme is run by the Women Empowerment Department of the Rajasthan government and gives loan support with subsidy to women entrepreneurs, women self-help groups, SHG clusters and federations for starting, expanding, diversifying or modernizing their business. The online application portal is open on the SSO Rajasthan website.
The state government had first started this scheme on 18 December 2019 under the name Indira Mahila Shakti Udyam Protsahan Yojana with a budget of ₹1,000 crore. It has now been renamed as Mukhyamantri Nari Shakti Udyam Protsahan Yojana and the whole process runs online through the SSO Rajasthan portal.
Mukhyamantri Nari Shakti Udyam Protsahan Yojana Details
Under the scheme, individual women entrepreneurs and women self-help groups can apply for loan support up to ₹50 lakh. SHG clusters and federations can apply for loan support up to ₹1 crore. The loan amount carries a subsidy of 25% of the sanctioned loan. For special categories like SC, ST, widow, deserted woman, victim of violence and disabled women, the subsidy goes up to 30%. The maximum subsidy limit is ₹15 lakh.
The loan can be used for industry, service, trade, dairy, agriculture-based enterprise and other eligible business activities. No collateral is needed for loans up to ₹10 lakh as per RBI norms. Loans above ₹10 lakh may be linked with CGTMSE, and the guarantee fee has to be paid by the beneficiary.
Highlights of the Scheme
| Detail | Information |
|---|---|
| Scheme Name | Mukhyamantri Nari Shakti Udyam Protsahan Yojana |
| Former Name | Indira Mahila Shakti Udyam Protsahan Yojana |
| State | Rajasthan |
| Department | Women Empowerment Department, Rajasthan Government |
| Beneficiaries | Women entrepreneurs, women self-help groups, SHG clusters and federations |
| Main Benefit | Loan support with 25% to 30% subsidy |
| Application Mode | Online through SSO Rajasthan |
| Official Portal | ssoapps.rajasthan.gov.in/imsupy |
Benefits of the Scheme
Women entrepreneurs and women self-help groups get several benefits under this scheme. The main points are given below.
- Loan up to ₹50 lakh: Individual women entrepreneurs and women self-help groups can apply for loan support up to ₹50 lakh.
- Loan up to ₹1 crore: SHG clusters and federations can apply for loan support up to ₹1 crore.
- 25% subsidy: Eligible applicants get subsidy equal to 25% of the approved loan amount.
- 30% subsidy for special categories: SC, ST, widow, divorced, victim of violence and disabled women get 30% subsidy.
- Maximum subsidy: The maximum subsidy limit is ₹15 lakh.
Eligibility for the Scheme
To apply under the scheme, the applicant must meet the eligibility conditions set by the Women Empowerment Department. The main conditions are listed below.
- Woman applicant: The applicant must be a woman.
- Age: The applicant must be at least 18 years old.
- Residence: The applicant must be a permanent resident of Rajasthan and the business must be located in Rajasthan.
- SHG registration: Women self-help groups must be registered with the relevant state government department or agency.
- Business type: New business, expansion, diversification and modernisation proposals are allowed. For an existing unit, Udyam registration is advised before applying.
Who Is Not Eligible?
The applicant or group will not be eligible in these cases:
- The applicant or a family member has taken benefit under another central or state employment-oriented grant scheme in the last 5 years.
- The applicant, her husband or minor children are loan defaulters with any bank or financial institution.
- The business involves meat products, liquor, intoxicants or explosive substances.
- The business involves non-recyclable polythene or environmentally harmful plastic products.
- The business activity is banned by the central or state government.
- The proposal includes a transport vehicle with an on-road price above ₹10 lakh.
Documents Required
The exact document list depends on the applicant type, category and project amount. Keep these documents ready before applying online:
- Aadhaar number and Jan Aadhaar number or Bhamashah number
- Applicant photo and Rajasthan domicile certificate
- Project report, which is mandatory if the project proposal is above ₹10 lakh
- Educational certificate, if available
- Bank account number and IFSC details
- Disability certificate, if applying under the disabled category
- Widow, divorced or violence victim proof, if applying under a special category
- SC or ST certificate, if applicable
- SHG registration details, if applying as a self-help group
- Firm or company details, if applying as a firm or company
- Udyam Registration, if the proposal is for expansion, diversification or modernisation of an existing unit
How to Apply Online
STEP 1 - Visit the SSO Rajasthan Portal and log in with your SSO ID and password. New users must register first.
STEP 2 - Open the Mukhyamantri Nari Shakti Udyam Protsahan Yojana portal and click on the Apply option.
STEP 3 - Select the applicant type, such as individual woman entrepreneur, self-help group, SHG cluster, federation, firm or company. Then select the enterprise type, such as new enterprise, expansion, diversification or modernisation.
STEP 4 - Fill in the applicant details, address, business details, project cost and proposed financial institution details. Upload the required documents and submit the declaration and final application.
STEP 5 - Track the application updates through the SSO dashboard and the SMS sent on the registered mobile number.
The Women Empowerment Department advises applicants to fill the form themselves. For general applications, no CA or expert is needed. Monthly help camps are also held at district women empowerment offices to guide applicants.
Application Approval Process
After submission, the application is checked by the Women Empowerment Department. The department may recommend the application to the selected bank or financial institution. The final loan approval is given by the bank. Applications below ₹10 lakh may be checked and decided at office level. Applicants receive updates by SMS at different stages. After loan release, applicants must update progress on the portal or app as required.
How to Check Application Status
STEP 1 - Log in to the SSO Rajasthan Portal and open the IMSUPY or Mukhyamantri Nari Shakti Udyam Protsahan Yojana service.
STEP 2 - Go to the Dashboard to view your application progress. You can also check scheme information and application details through the Jan Soochna Portal Rajasthan.
Helpline and Official Links
For any help or complaint, contact the Directorate of Women Empowerment at 7, Jhalana Institutional Area, Jaipur on phone number 0141-2716421 or email shgcell.we@rajasthan.gov.in. Report any improper demand or complaint on the 181 helpline.
Official links for the scheme are given below:
- SSO Rajasthan Login
- Mukhyamantri Nari Shakti Udyam Protsahan Yojana Portal
- Scheme Query and Help Portal
- Jan Soochna Portal Rajasthan
Background of the Scheme
The Rajasthan government started this scheme on 18 December 2019 under the name Indira Mahila Shakti Udyam Protsahan Yojana for women empowerment. The state government allocated ₹1,000 crore for the scheme in the state budget. Under the scheme, women get support for setting up enterprises, help for modern research, skill development training and education to create awareness. The state government also works on the rehabilitation of women who have faced violence.
FAQ's
What is the new name of Indira Mahila Shakti Udyam Protsahan Yojana?
The updated name is Mukhyamantri Nari Shakti Udyam Protsahan Yojana.
Is the scheme only for Rajasthan women?
Yes. The applicant must be a permanent resident of Rajasthan and the business must be located in Rajasthan.
How much loan is given under the scheme?
Individual women entrepreneurs and women self-help groups can apply for loan support up to ₹50 lakh. SHG clusters and federations can apply for up to ₹1 crore.
How much subsidy is given?
The subsidy is 25% of the approved loan amount. SC, ST, widow, divorced, victim of violence and disabled women get 30% subsidy. The maximum subsidy limit is ₹15 lakh.
Is collateral required for the loan?
No collateral is needed for loans up to ₹10 lakh as per RBI norms. Loans above ₹10 lakh may be linked with CGTMSE.
Who gives the final loan approval?
The Women Empowerment Department checks and recommends the application, but the final loan approval is given by the bank or financial institution.
For more details on the scheme, visit the official website at wcd.rajasthan.gov.in.
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