Central government has made FASTag required for all vehicles, private or commercial, and from April 1, 2026, National Highway toll plazas do not accept cash anymore, only FASTag or UPI works at the toll booth. This post explains how to buy FASTag for vehicles online and recharge these toll tags. This electronic toll collection tag is issued by more than 30 certified banks. The complete banks list issuing FASTags along with their charges is given below.
Vehicles without a valid FASTag still have to pay double the normal toll charge at highway toll plazas. FASTag can be bought through Point-of-Sale (POS) counters at National Highway toll plazas and bank branches. It can also be bought or recharged from Amazon, Paytm, PhonePe, MyAirtel and other e-commerce platforms. Activation happens through the My FASTag mobile app, available on the Google Play Store, or by contacting the issuing bank directly.
Buy FASTag for Vehicles from Banks - Check List and Charges
Since FASTag is required for all vehicles, it is important to buy one before travelling on national highways. People can buy FASTag by visiting the nearest certified bank branch and getting it linked to their existing bank account. Here is the list of banks providing FASTags along with their charges:-
Note: Reserve Bank of India cancelled the licence of Paytm Payments Bank Ltd in 2026, and Paytm FASTag issuance and recharge is no longer available through it. Vehicle owners still holding a Paytm FASTag should get a fresh FASTag from another bank on this list, since the old tag cannot be topped up anymore.
| Bank Name | Link to Get FASTag & Know Charges | Toll Free Number for Activation |
|---|---|---|
| Axis Bank | Get FASTag | 1800-419-8585 |
| ICICI Bank | Get FASTag | 1800-2100-104 |
| IDFC Bank | Get FASTag | 1800-266-9970 |
| State Bank of India | Get FASTag | 1800-11-0018 |
| HDFC Bank | Get FASTag | 1800-120-1243 |
| Karur Vysya Bank | Get FASTag | 1800-102-1916 |
| EQUITAS Small Finance Bank | Get FASTag | 1800-419-1996 |
| Paytm Payments Bank Ltd | FASTag issuance stopped | Not available, switch bank |
| Kotak Mahindra Bank | Get FASTag | 1800-419-6606 |
| Canara Bank (earlier Syndicate Bank) | Get FASTag | 1800-425-0585 |
| Federal Bank | Get FASTag | 1800-266-9520 |
| South Indian Bank | Get FASTag | 1800-425-1809 |
| Punjab National Bank | Get FASTag | 080-67295310 |
| Punjab & Maharashtra Co-op Bank | Get FASTag | 1800-223-993 |
| Saraswat Bank | Get FASTag | 1800-266-9545 |
| Fino Payments Bank | Get FASTag | 1860-266-3466 |
| City Union Bank | Get FASTag | 1800-2587200 |
| Bank of Baroda | Get FASTag | 1800-1034568 |
| IndusInd Bank | Get FASTag | 1860-5005004 |
| Yes Bank | Get FASTag | 1800-1200 |
| Union Bank | Get FASTag | 1800-222244 |
| Nagpur Nagarik Sahakari Bank Ltd | Get FASTag | 1800-2667183 |
FASTag Activation Process
1.) FASTag Activation Through Banks - At the time of FASTag activation, people need to submit KYC (Know Your Customer) documents as per the bank's KYC policy, along with the vehicle's Registration Certificate (RC).
2.) FASTag Activation from My FASTag App - Android users can download the My FASTag app from the Google Play Store, and iPhone users can get it from the Apple Store. Direct link to download - My Fastag App Download (Google Play Store)
FASTags are bank-neutral, which means no bank is pre-assigned to the tag at the time of purchase from a POS terminal or online platform. Online FASTag works on a DIY (Do-It-Yourself) basis where self-activation happens by entering vehicle details in the My FASTag mobile app.
FASTags are prepaid rechargeable tags for toll collection that allow automatic payment deduction. These tags are normally fixed on the windscreen of vehicles. Once activated, a vehicle does not need to stop at toll plazas to pay toll. As soon as the vehicle crosses the plaza, the toll fee gets deducted automatically from the bank account or prepaid wallet linked to the FASTag.
An activated FASTag works on Radio Frequency Identification (RFID) technology. FASTags do not have an expiry date, which means they stay usable as long as they are readable at the toll plaza and are not damaged.
| Detail | Information |
|---|---|
| Toll Tag Name | FASTag |
| Regulated By | National Highways Authority of India (NHAI) and NPCI |
| Applicable On | All private and commercial vehicles on National Highways |
| Cash Accepted at NH Toll Plazas | No, stopped from April 1, 2026 - only FASTag or UPI |
| FASTag Annual Pass Fee (FY 2026-27) | ₹3,075 |
| Annual Pass Validity | 1 year or 200 trips, whichever comes first |
| KYV for Private Vehicles | Not required from February 1, 2026 |
| Official Website | ihmcl.co.in |
FASTag Annual Pass 2026 - Price and Validity
NHAI revised the FASTag Annual Pass fee to ₹3,075 for FY 2026-27, up from ₹3,000 earlier. This one-time pass gives private vehicles like cars, jeeps and vans unlimited toll trips for one year or up to 200 trips, whichever comes first, at more than 1,000 toll plazas on National Highways and National Expressways. The pass works only with a valid, KYC-updated FASTag, and can be activated through the My FASTag app or the NHAI website.
New FASTag Rules from 2026
From April 1, 2026, cash payments are not accepted at National Highway toll plazas anymore, only FASTag and UPI work there. Know Your Vehicle (KYV) checking is not required anymore for private vehicles like cars, jeeps and vans from February 1, 2026, which makes fresh FASTag issuance faster. Three timing rules apply too: recharge the tag at least 70 minutes before reaching a toll plaza if the balance is low, tags that stay inactive for over 60 minutes can get blacklisted, and if payment does not clear within 15 minutes of crossing the toll, extra charges may apply. A nationwide switch to satellite-based (GNSS) tolling is still under pilot testing, and FASTag remains the main toll payment method for now.
Recharge FASTag on Google Pay / Phone Pe App Using BHIM UPI ID
National Payments Corporation of India lets people recharge FASTag online using BHIM UPI ID on Google Pay or Phone Pe app. FASTag is required for every vehicle on the road to pay toll at toll plazas. As per NPCI guidelines, all banks licensed to provide FASTag services should give customers an option to recharge FASTag through UPI. Both Google Pay and Phone Pe apps are popular and can be downloaded from the Google Play Store. Either app can be used to recharge FASTag, whichever bank issued it.
The UPI handle for FASTag recharge is netc.XXXXXXXXX@bank-name. For example, if the FASTag is from Equitas bank and the vehicle number is KA 02 N 1234, the UPI VPA (Virtual Payment Address) or UPI ID would be netc.ka02n1234@equitas. This UPI ID is case insensitive, so NETC.KA02n1234@EQUITAS is the same as netc.ka02n1234@equitas.
Here is the complete process to recharge FASTag using UPI ID on Google Pay or Phone Pe mobile apps.
Recharge FASTag on Phone Pe App Using BHIM UPI ID
Here is the complete process to recharge FASTag using BHIM UPI ID on Phone Pe mobile app:-
- Open the Phone Pe app installed on the smartphone. On the homepage, tap the "To Contacts" tag to open the page shown below:-
- Tap 'BHIM UPI ID' option in the header, add the beneficiary BHIM UPI ID and tap "Confirm" to open the payment page shown below:-
- Enter the amount and complete payment from the bank to finish the FASTag recharge. After successful payment, a confirmation and recharge message arrives on the registered mobile number:-
For more details about a specific bank's recharge and FASTag buying process, check the official website of that bank.
Recharge FASTag on Google Pay App Using BHIM UPI ID
Here is the complete process to recharge FASTag using BHIM UPI ID on Google Pay mobile app:-
- Open the Google Pay app installed on the smartphone and enter the Google PIN to open the page shown below:-
- Tap "New" button to open the payment page shown below:-
- Select the "UPI ID or QR" option to open the 'Pay to' pop-up window. Select the 'UPI ID' tab to open the "Enter UPI ID" pop-up and enter the ID as shown below:-
- Tap "Verify" to open the bank payment page. Select the bank for payment and complete it using the "Pay" button. To confirm bank correctness, send Rs. 1 as a test payment first, then make the complete payment.
After successful payment from the respective bank, a confirmation and recharge message arrives on the registered mobile number.
FAQ's
What is the FASTag Annual Pass price for 2026?
NHAI has set the Annual Pass fee at ₹3,075 for FY 2026-27, covering unlimited trips for one year or 200 trips at over 1,000 National Highway toll plazas, whichever comes first.
Is cash accepted at National Highway toll plazas now?
No. From April 1, 2026, only FASTag and UPI payments work at National Highway toll plazas, cash is not accepted.
What happens to an old Paytm FASTag?
Paytm Payments Bank Ltd stopped issuing and recharging FASTag after RBI cancelled its licence in 2026. Existing balance can still be used, but a fresh FASTag from another bank is needed once that balance runs out.
Does a FASTag expire?
FASTags do not carry an expiry date. They stay usable as long as they are readable at the toll plaza and are not damaged, though the tag should be kept active with regular recharges.