Gujarat government has launched Atmanirbhar Gujarat Sahay Yojana to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted due to the ongoing COVID-19 lockdown.
The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen.
Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.
Aatmanirbhar Gujarat Sahay Yojana Application Form
Application forms to get loan upto Rs. 1 lakh under “Atmanirbhar Gujarat Sahay Yojana” to be made available free of cost from all branches of urban and district cooperative banks and credit societies across the state.
Application Start Date: 21 May 2020
Application Last Date: 31 August 2020
Download Aatmanirbhar Gujarat Sahay Yojana Application Form PDF
Application Form 1 for GSC Bank: GSC Bank Aatmanirbhar Gujarat Sahay Yojana Application Form PDF 1
Application Form 1 for Co-Operative Banks / Credit Societies: Aatmanirbhar Gujarat Sahay Yojana Application Form PDF 2
Where & How to Apply for Atmanirbhar Gujarat Sahay Yojana
The application forms for Atmanirbhar Gujarat Sahay Yojana will be available at more than 9000 places including about 1000 District Co-operative bank branches, 1400 urban co-operative bank branches and more than 7000 credit societies. Loans will be given by state cooperative bank, 18 district cooperative banks, 217 urban cooperative banks and credit societies.
The dully filled application form can be submitted at any of the branches of the District Co-operative banks, urban co-operative banks and credit societies in Gujarat along with the required documents.
Aatmanirbhar Gujarat Sahay Yojana Detailed Information PDF
List of District Co-Operative Banks in Gujarat
Here is the complete list of 18 District Co-Operative banks in Gujarat with address and contact details where you can apply for Atmanirbhar Gujarat Sahay Yojana loan scheme.
|SR. NO.||NAME IF DCCBS||ADDRESS||TELEPHONE NO.||EMAIL ID|
|1||AHMEDABAD DIST. CO-OP BANK LTD.||The Ahmedabad Dist. Co.op Bank Ltd. , Nr.Gandhi Bridge,Opp.Income Tax Office, P.B.No. 4059 ,Ahmedabad – email@example.com|
|2||AMRELI JILLA MADYASTHA SAH.BANK LTD.||The Amreli Dist. Co.op Bank Ltd. ‘Bhojalram Bhavan’, Rajmaham Road, Amreli- 365 firstname.lastname@example.org|
|3||THE BANASKANTHA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.||The Banaskantha Dist. Co.op Bank Ltd., Head Office “Banas Bhavan”, Deesa Highway, Palanpur, Dist. Banaskantha – 385001.||02742 – email@example.com|
|4||BARODA CENTRAL CO-OP BANK LTD.||The Baroda Central Co.op Bank Ltd., Sayajigunj, Station Road, Vadodara-390 firstname.lastname@example.org|
|5||BHAVNAGAR DIST. CENT. CO-OP BANK LTD||The Bhavnagar Dist. Co.op Bank Ltd., 13,Ganga Jalia Talav,’Sahkar Bhavan’, Bhavnagar-364 email@example.com|
|6||BHARUCH DIST. CO-OP BANK LTD.||The Bharuch Dist. Co.op Bank Ltd., Station Road, B/h Hotel Corona, AT&PO., Bharuch- 392 firstname.lastname@example.org|
|7||JAMNAGAR DIST. CO-OP BANK LTD.||The Jamnagar Dist. Co.op Bank Ltd., ‘Sahkar Bhavan’, Ranjit Road, Jamnagar-361 email@example.com|
|8||JUNAGADH JILLA SAH.BANK LTD.||The Junagadh Dist. Co.op Bank Ltd., ‘Shri Lilabhai Sidibhai Khunti Sahkar Bhavan’, Opp.Bus Station, Junagadhfirstname.lastname@example.org|
|9||KAIRA DIST. CENT. CO-OP BANK LTD.||The Kaira Dist. Co.op Bank Ltd., ‘K.D.C.C.Bank Bhavan’, Sardar Patel Road, Ghodiya Bazar, Nadiademail@example.com|
|10||KODINAR TALUKA COOP. BANKING UNION LTD.||The Kodinar Taluka Banking Union Ltd., Banking Union Road, P.B.No. – 1, Ta. Kodinar, Dist Gir Somnath – firstname.lastname@example.org|
|11||KUTCH DIST. CENT. CO-OP BANK LTD.||The Kachchh Dist. Co.op Bank Ltd., Vijaynagar Char Rasta,Hospital Road, Bhuj, Kachchh – 370 email@example.com|
|12||MEHSANA DIST. CENT. CO-OP BANK LTD.||The Mehsana Dist. Co.op Bank Ltd., Rajmahel Road, Mehsana (North Gujarat ) – 384001||02762 – firstname.lastname@example.org|
|13||PANCHMAHAL DIST. CO-OP BANK LTD.||The Panchmahal Dist. Co.op Bank Ltd., Head Office : Prabha Road, Godhra – email@example.com|
|14||RAJKOT DIST. CO-OP BANK LTD.||The Rajkot Dist. Co.op Bank Ltd., “Jilla Bank Bhavan ” Kasturba Road, Rajkot – firstname.lastname@example.org|
|15||SABARKANTHA DIST. CENT. CO-OP BANK LTD.||The Sabarkantha Dist. Co.op Bank Ltd., “Sahakar Vikas Bhavan”, Station Road, Himatnagar – email@example.com|
|16||SURAT DIST. CO-OP BANK LTD.||The Surat Dist. Co.op Bank Ltd., “Shree Pramodbhai Desai Sahakar Sadan”, J. P. Road, Nr. RTO, Surat – firstname.lastname@example.org|
|17||SURENDRANAGAR DIST. CO-OP BANK LTD.||The Surendranagar Dist. Co.op Bank Ltd., Sahakar Bhavan, Gandhi Marg, Surendranagar – email@example.com|
|18||VALSAD DIST. CENT. CO-OP BANK LTD.||The Valsad Dist. Co.op Bank Ltd., Sahakar Sadan, Kacheri Road, Valsad – firstname.lastname@example.org|
Highlights of Aatma Nirbhar Gujarat Sahay Yojana
Here are the important features and quick highlights of the new scheme:-
|1||Name of the Scheme||Atmanirbhar Gujarat Sahay Yojana|
|2||Launch Date||14 May 2020|
|4||Article Category||Application / Registration Form|
|5||Application Mode||Offline through District Co-operative banks, urban co-operative banks and credit societies.|
|6||Beneficiaries||Small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers|
|7||Major Benefit||Loans at lower interest rate|
|8||Loan Amount||up to Rs. 1 lakh|
|9||Interest Rate||2% per annum|
|10||Loan Tenure||3 years|
|11||Repayment of Principal and Interest||6 months after loan sanction date|
|12||Parent Scheme||Aatmanirbhar Bharat Abhiyan|
|13||Launched By||CM Vijay Rupani|
|14||Application Start Date||21 May 2020|
|15||Application Last Date||30 August 2020|
How to Apply Online for Aatmanirbhar Gujarat Sahay Yojana
The state govt. of Gujarat will has not released any instructions for Aatmanirbhar Gujarat Sahay Yojana online applications. These applications may not be invited through the online mode or any web portal. People will have to make registration for this scheme by filling Atmanirbhar Gujarat Sahay Yojana application form available at the bank branches online.
As soon as the government releases any instructions about online application process, we will update it here.
This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojna, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign).
Who are Beneficiaries of Aatm Nirbhar Gujarat Sahay Yojana
The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:-
A) Small businessmen
B) Skilled Workers
C) Autorickshaw owners
F) Other people with lower income
Various other states like Delhi has declared assistance of Rs. 5,000 or so to such people. The state govt. of Gujarat has an opinion that such a small amount will not bring their life back of normal.
Collateral Free Loans
Approximately 10 lakh such beneficiaries will be given loan of Rs. 1 lakh each from banks at just 2% annual interest to start their lives afresh under Atmanirbhar Gujarat Sahay Yojana. All the loans will be provided on the basis of application and no guarantee will be required. Gujarat govt. will pay remaining 6% interest on loan to banks.
On the lines of #AtmaNirbharBharatAbhiyaan, CM Shri @vijayrupanibjp announces ‘Atmanirbhar Gujarat Sahay Yojana’ for the benefit of over 1 million lockdown-hit small traders, hawkers, skilled workers and a cross-section of people falling under the lower middle income group. pic.twitter.com/S5fMVlRDlA
— CMO Gujarat (@CMOGuj) May 14, 2020
The tenure of such loans will be of 3 years and re-payment of principal and interest will start after six months of sanction of loan amount. The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Furthermore, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.
Aatmanirbhar Gujarat Sahay Yojana FAQ’s
Aatmanirbhar Gujarat Sahay Yojana is a new scheme for people belonging to LIG / MIG categories under which the state government is providing collateral free loans at lower interest rates.
Loan will be provided at a minimal interest rate of just 2% per annum
Loan under the Aatmanirbhar Gujarat Sahay Yojana can be availed for a tenure of up to 3 years.
Any Gujarat citizen who wish to start their own business subject to minimum eligibility criteria set by the banks can avail the loan under this scheme.
Currently there are no online applications invited for the scheme, however, you can download the application form in PDF format and visit the co-operative banks branches and credit societies to apply offline for Aatmanirbhar Gujarat Sahay Yojana.
The repayment of the loan amount can be started 6 months after the disbursement
31st August 2020 is the last date of application for Aatmanirbhar Gujarat Sahay Yojana
For more details please visit the official website of Gujarat Govt. or website of Apex bank of Gujarat State Co-Operative Bank Ltd. at https://gscbank.co.in