Mahatma Jyotirao Phule Jan Arogya Yojana is a flagship health scheme by the Government of Maharashtra that offers cashless medical treatment for serious illnesses. It covers eligible families across the state for secondary and tertiary healthcare services through a wide network of government and private hospitals. The scheme is now part of the state's main healthcare push and continues to accept eligible families in 2026.
Mahatma Jyotirao Phule Jan Arogya Yojana - Introduction
Mahatma Jyotirao Phule Jan Arogya Yojana is a complete healthcare scheme run by the Public Health and Family Welfare Department of Maharashtra. It gives cashless medical services for complex secondary and tertiary treatments through empaneled hospitals. The scheme first started for low income families and now covers families across the whole state.
By running this scheme, the government makes sure that no family has to carry the money burden of a medical emergency. Eligible families can get up to ₹1.5 lakh under the scheme, or up to ₹5 lakh when it is combined with Ayushman Bharat each year. Since 1st July 2024, this scheme has grown into a main pillar of affordable and easy healthcare for residents of Maharashtra.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Mahatma Jyotirao Phule Jan Arogya Yojana |
| Level | State |
| Scheme For | Family |
| Beneficiary State | Maharashtra |
| Category | Health and Wellness |
| Benefit Type | Cashless treatment |
| Nodal Department | Public Health and Family Welfare Department |
Benefits
The scheme gives strong money protection, so eligible people can get quality medical care without worrying about the cost. The benefit amount depends on the family category.
| Category | Cover Amount |
|---|---|
| Category A, B, C, E | ₹5 lakh per family per year |
| Category D | ₹1 lakh per person per year |
The scheme covers 1,356 health benefit packages across 34 specialties for most categories, and 184 specific packages for road accident victims. Coverage includes hospitalization, ICU and life saving drugs, surgical appliances and implants, all required tests and X-rays, plus daily meals for inpatients and travel support for the patient.
The scheme works on an assurance mode, which means the State Health Assurance Society pays the hospital directly and the treatment stays fully cashless for the patient.
Eligibility
Eligible families can get benefits under different categories based on their residency and documents. The main groups are listed below.
- Category A: Holders of Yellow, Antyodaya (AAY), Annapurna and Orange ration cards.
- Category B: White ration card holders and families with a Maharashtra domicile certificate.
- Category C: Students in government ashram schools, children in orphanages, women in state recognized ashrams, senior citizens in old age homes, journalists and registered construction workers.
- Category D: Victims of road traffic accidents in Maharashtra, regardless of where they come from.
- Category E: Families with specific ration cards living in border areas of Belgaon, Karwar, Kalburgi and Bidar districts.
Application Process
Getting the benefit of this scheme is easy and can be done at any empaneled hospital. The steps are given below.
STEP 1 - Visit any government or private network hospital that is empaneled under the scheme.
STEP 2 - Ask for the official application form from the hospital reception or the Arogyamitra help desk.
STEP 3 - Fill in the required details, attach a photograph and submit your self attested supporting documents.
STEP 4 - Collect an acknowledgement receipt that shows your submission date and a reference number for tracking.
Note: Claims and status can be tracked through the official SHAS login portal.
Documents
To confirm eligibility, carry any one of these valid photo identity proofs along with the ration card.
1. Aadhaar Card (primary) or Aadhaar registration slip.
2. PAN Card or Voter ID.
3. Driving License or Passport.
4. School or College ID or Freedom Fighter ID.
5. Health Card of MJPJAY.
6. Senior Citizen Card or Defense Ex Servicemen Card.
7. Any other photo ID issued by the government of Maharashtra or India.
References
Official Website | Frequently Asked Questions
FAQ's
What is the full form of MJPJAY?
The full form is Mahatma Jyotirao Phule Jan Arogya Yojana.
What is the objective of this scheme?
The scheme gives high quality, cashless medical care for serious illnesses to all eligible residents of Maharashtra.
Do I need to pay any extra money at a network hospital?
No. No extra charges should be paid for services covered under an approved health package.
Who can I contact for complaints or queries?
Contact the Arogyamitra at the hospital for immediate help. If not satisfied, call the toll free numbers 155388 or 18002332200.
Does the family floater limit affect me if someone else in my family uses the funds?
Yes. The total limit works on a family floater basis. If one family member uses part of the funds, the remaining balance is available for other members until the annual limit is reached.