Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana (Accident Insurance) in Haryana

Haryana government runs Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana, an accident insurance scheme that gives an insurance cover of Rs. 1 lakh in case of accidental death and disability. This scheme offers money help to families who lose a member in a fatal accident.

This accidental insurance is free of cost. Eligible people do not have to pay any insurance premium or any other charge. Durghatna Sahayata Yojana covers all residents of Haryana who are not enrolled or not eligible for Pradhan Mantri Suraksha Bima Yojana (PMSBY).

Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana

Dr. Syama Prasad Mookerjee Durghtana Sahayata Yojana was launched w.e.f. from 01.04.2017. The scope of coverage under the scheme is limited to those Haryana domiciles and residents of Haryana who are or were not able to get benefit under Pradhan Mantri Suraksha Bima Yojana, whether due to non enrollment or otherwise. The benefit admissible under the Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana is Rs. 1.00 lakh.

The scheme is run by the Social Justice and Empowerment Department, Government of Haryana. The official page of the department gives the full details of the scheme, its benefits and the claim process. The scheme continues to be open for eligible residents of Haryana.

Highlights of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana

Here are the main points of the accident insurance scheme in Haryana:

Detail	Information
Scheme Name	Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana
Launched By	Haryana Government
Launch Date	01.04.2017
Beneficiaries	Haryana residents not covered under PMSBY
Benefit Amount	Rs. 1 lakh
Application Mode	Online and offline
Official Website	saralharyana.gov.in

Eligibility Criteria for Accident Insurance Scheme in Haryana

Here is the complete eligibility criteria to get support under Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana:

• Any person in the age group of 18 to 70 years can apply for the scheme.
• The person must be a domicile of and a resident of Haryana to be eligible under the scheme.
• The person must not be enrolled at the time of accident under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).

Benefit under Dr. Shyama Prasad Mookerjee Durghatna Sahayata Yojana

Accidental Death: Rs. 1,00,000

Total and irrecoverable loss of both eyes, or loss of use of both hands or feet, or loss of sight of one eye and loss of use of hand or foot due to accident: Rs. 1 lakh.

Dr Shyama Prasad Mukherjee Durghatna Sahayta Yojna Online Form

All the interested applicants who want to apply for the accidental insurance scheme in Haryana can now fill the Dr Shyama Prasad Mukherjee Durghatna Sahayta Yojna form. Here is the direct link: https://saralharyana.gov.in/. Make registration, login, then view services, search for the scheme and apply online.

The Dr Shyama Prasad Mukherjee Durghatna Sahayta Yojana registration and application form will appear as shown below:

Shyama Prasad Mukherjee Durghatna Sahayata Yojana Application Form PDF

Direct Link: डॉ. श्यामा प्रसाद मुखर्जी दुर्घटना सहायता योजना के लिए आवेदन पत्र

The application form PDF for Haryana Accidental Insurance Scheme will appear as shown below:

Salient Features of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana

The important features and highlights of the accidental insurance scheme are as follows:

• This accidental insurance scheme provides an insurance cover of Rs. 1 lakh in case of accidental death and disability.
• There is no premium or charge for all eligible people of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana.
• All Haryana domicile and residents who are not eligible to get benefits of Pradhan Mantri Suraksha Bima Yojana due to non-enrollment or otherwise can apply for this scheme.
• All people in the age group of 18 to 70 years can get the benefits of this scheme, provided the person has not enrolled for PMSBY.
• People must apply for the claim before 6 months of death or 12 months from the date of accident.

Previously, Pradhan Mantri Suraksha Bima Yojana (PMSBY) provides an insurance cover of Rs. 2 lakh as support for accident with a premium amount of Rs. 12. So, those people who are unable to pay the annual premium or not enrolled in that scheme can get the benefits of this scheme. However, the compensation and support amount is reduced to Rs. 1 lakh under Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana.

Conditions for Claims in Dr. Syama Prasad Mookerjee Durghtana Sahayata Yojana

All the claims made after 6 months of death or 12 months from the accident date, whichever is earlier, will not be entertained. This scheme will make sure of the social security of the families whose family members die due to an accident.

In addition to this, people who have applied for this scheme cannot make a claim for this insurance in case of natural death. To get the benefits of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana, the family of the victims can apply for financial support at the office of the District Social Welfare Officer. The official scheme page of the Social Justice and Empowerment Department is available here.