West Bengal Transport Workers Social Security Scheme: Assistance on Death and Permanent Disablement provides financial support to unorganised transport workers in the state. It offers cash compensation for permanent disability caused by accidents and supports families in case of accidental or natural death.
As of August 2026, the scheme is running under the Labour Department. Registration of transport workers under this scheme is now done through the Bina Mulya Samajik Suraksha Yojana (BM-SSY) portal instead of the earlier e-District portal.
Transport Workers Social Security Scheme: Assistance on Death and Permanent Disablement - Introduction
This scheme works as a safety net for transport workers across West Bengal. Managed by the Labour Department, it gives cash relief to unorganised transport sector workers. If a worker faces permanent disability from an accident, or if a family loses a member through natural or accidental death, this scheme helps cover the money gap during difficult times.
The scheme was first introduced in 2010 under the West Bengal Transport Workers' Social Security Scheme. Over the years it has been merged into the wider Samajik Suraksha Yojana (SSY) 2017, which was later renamed Bina Mulya Samajik Suraksha Yojana (BM-SSY). From 1 April 2020, the state government pays the monthly contribution on behalf of beneficiaries, so eligible workers can get benefits without paying anything.
Key Information
| Scheme Name | West Bengal Transport Workers Social Security Scheme: Assistance on Death and Permanent Disablement |
| Level | State |
| Scheme target | Individual |
| State | West Bengal |
| Category | Health & Wellness |
| Benefit Mode | Cash Disbursement |
| Nodal Department | Labour Department |
| Official Website | bmssy.wblabour.gov.in |
Benefits
This scheme offers specific financial support structures to make sure you and your family have security when it is needed most.
| Category of Relief | Financial Assistance |
|---|---|
| Accidental Death | ₹1,50,000 |
| Natural Death | ₹50,000 |
| Total Permanent Disablement | Up to ₹50,000 |
| Loss of one hand, leg, eye, or hearing | ₹25,000 |
| Loss of a thumb | ₹9,000 |
| Loss of any other finger | ₹4,000 |
For example, if Mr. Ramesh, a commercial driver, unfortunately suffers the loss of his thumb in an accident, he is entitled to claim ₹9,000 under the specified disability provisions.
Eligibility
To benefit from this support, you should meet the following criteria:
- You must be between 18 and 60 years of age when enrolling.
- You should be an unorganised worker involved in operating commercial vehicles, such as taxis, auto-rickshaws, lorries, trucks, vans, or buses.
- The vehicle you operate must be registered for commercial use; vehicles used only for personal or family errands do not qualify.
If you are a nominee or a dependent of a registered beneficiary, you are eligible to claim the benefits if the beneficiary has passed away.
Exclusions
Financial support under this scheme will not be sanctioned in certain circumstances to maintain the integrity of the assistance program. You will not be eligible if the death or permanent disability results from:
- Intentional acts like self-injury, suicide, or attempts at suicide.
- Situations involving insanity, immoral conduct, or being under the influence of drugs, narcotics, or alcohol.
- Injuries sustained during riots, civil unrest, or any form of high-risk racing.
Application Process
You can follow this simple online application process to register yourself or file a claim. Registration for transport workers is now handled through the BM-SSY portal.
STEP 1 - Visit the official BM-SSY portal at bmssy.wblabour.gov.in.
STEP 2 - Locate the User Login section and click on register if you are a new user.
STEP 3 - Fill in all your personal details accurately, choose a unique username, and complete the registration.
STEP 4 - Verify your identity using the One-Time Password (OTP) sent to your registered mobile number.
STEP 5 - Sign in with your username and password, then head to the dashboard to select the transport workers scheme application link.
STEP 6 - Submit your details and required documents to finalize your request.
Documents
Keep these documents ready for a smooth application experience:
For New Registration:
- Certification from the Prescribed Authority.
- Recent passport-size photographs of yourself and all dependent members.
- A valid Age Proof document.
- Your valid Driving Licence (if you are a driver).
- Your EPIC or Aadhar Card.
For Claims:
- Details regarding the Nominee or Dependent.
- A certified Death Certificate for death claims.
- A detailed Medical Report or Certificate for disability claims.
References
Start Online Application on BM-SSY Portal
About the Scheme on BM-SSY Portal
View Official Guideline on Employment Bank
FAQ's
What is the purpose of this scheme?
It provides financial relief to transport workers for permanent disability or to their families in the unfortunate event of death.
Who is eligible to apply?
Unorganised transport workers operating commercial vehicles between the ages of 18 and 60 are eligible.
What amount can beneficiaries receive?
Relief ranges from ₹4,000 for minor finger loss up to ₹1,50,000 for accidental death cases.
How is the payment processed?
The government transfers the assistance directly to the bank account of the beneficiary or their nominee.
Are there location restrictions?
The scheme is specifically designed for transport workers residing and operating within West Bengal.
Can I apply if my accident happened due to my own fault under the influence of alcohol?
No, the scheme excludes any death or disability caused by intoxication or intentional self-harm.
Is there a maximum limit for disability relief?
Yes, the maximum relief provided for total permanent disablement is ₹50,000.
What should I do if my nominee information changes?
You should make sure your nominee details are kept updated through the portal to avoid any issues during the claim process.