AI SummaryPurchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities is a state-led scheme in Haryana that gives financial support to differently-abled people for buying commercial vehicles. Eligible applicants can get a loan up to ₹10.00 lakhs for general commercial hiring vehicles and up to ₹25.00 lakhs for special category equipment such as JCBs, trucks and road rollers, so that they can start their own transport or machinery business.
This scheme is still open for applications in 2026-27. The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam runs the scheme, and from 01 August 2026, loan applications are being accepted on the new official website hbews.org.in. Earlier the process was handled through the Antyodaya-SARAL portal, but the Nigam has now shifted fresh loan applications to its own portal.
Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities - Introduction
Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities is made for differently-abled citizens of Haryana who want to earn through commercial vehicle hiring. The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam under the Government of Haryana.
With this loan support, eligible people can become self-reliant instead of depending on others. Any permanent resident of Haryana with at least 40% disability can apply. This scheme is one of the three self-employment loan schemes run by the Nigam, along with the schemes for backward classes and minority communities.
Key Information
| Key | Details |
|---|---|
| Scheme Name | Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Haryana |
| Categories | Banking, Financial Services and Insurance, Business and Entrepreneurship |
| Benefit Type | Loan |
| Main Department | Welfare of Scheduled Caste and Backward Classes Department |
| Department Running the Scheme | Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam |
| Official Website | hbews.org.in |
Benefits
The scheme gives big loan support to help eligible people start a commercial vehicle or machinery business. The loan amount depends on the type of vehicle being purchased.
| Vehicle Category | Maximum Loan Amount |
|---|---|
| General Commercial Hiring Vehicles | ₹10.00 lakhs |
| Special Category (JCB, Trucks, Road Rollers, etc.) | ₹25.00 lakhs |
The money can be used to buy commercial vehicles that can be hired out for income. This helps differently-abled people earn a regular living and become part of the local transport and construction economy.
Eligibility
To apply for this loan, the applicant needs to meet these conditions:
- Haryana resident: The applicant should be a permanent resident of Haryana and should be able to prove it with a residence proof such as a ration card or domicile certificate.
- Disability certificate: The applicant should hold a valid disability certificate showing at least 40% impairment. This is the basic condition for all disabled person loan schemes run by the Nigam.
- Age limit: The applicant should be at least 18 years old. If the applicant has mental retardation, the minimum age is lowered to 14 years.
- Driving license: The applicant should possess a valid driving license if it is required for the vehicle under the national corporation policy.
Documents
Keep these documents ready before starting the application. Digital copies are usually required when applying online:
- Identity and age proof: Aadhaar Card is accepted as both identity and age proof.
- Residence proof: Ration card or Haryana domicile certificate to confirm permanent residence in the state.
- Caste proof: Caste certificate, if applicable for reserved categories.
- Disability proof: Valid disability certificate showing at least 40% disability.
- Bank details: Current bank account details for the loan amount.
- Photograph: Recent passport-sized photograph and any other documents asked during the application process.
Application Process
From 01 August 2026, loan applications under this scheme are being accepted on the new official website of Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. The old loan portal hbckn.org.in now redirects applicants to hbews.org.in for fresh loan applications.
STEP 1 - Go to the new official website at hbews.org.in and check the loan scheme section on the homepage.
STEP 2 - Select the Self Employment Scheme for Persons with Disabilities and read the scheme details, loan amount and eligibility conditions carefully.
STEP 3 - Register as a new user on the portal using your name, mobile number and email, and complete the OTP verification.
STEP 4 - Fill in the application form with your personal details, disability details, proposed vehicle details and loan amount, and upload the required documents.
STEP 5 - Review the application and submit it online. Keep the application reference number for tracking.
Applicants can also check the service details on the Antyodaya-SARAL portal at saralharyana.gov.in, which still lists this service under the Nigam. The tracking option on the official SARAL tracking portal can be used to check the status of pending applications.
References
Official Loan Scheme Page of Kalyan Nigam
Service Details on Antyodaya-SARAL Portal
National Government Services Portal Listing
FAQ's
What is the maximum loan amount under this scheme?
Applicants can get a loan up to ₹10.00 lakhs for general commercial hiring vehicles and up to ₹25.00 lakhs for special category vehicles like JCBs, trucks and road rollers.
Who runs this scheme in Haryana?
The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam implements the scheme under the Government of Haryana.
Who can apply for this loan?
Permanent residents of Haryana who hold a disability certificate of at least 40% can apply. The applicant should be at least 18 years old, or 14 years in case of mental retardation.
Where can I apply for this loan in 2026?
From 01 August 2026, applications are being accepted on the new official website of the Nigam at hbews.org.in. The old loan portal hbckn.org.in redirects applicants to the new website.
Is the Antyodaya-SARAL portal still used for this scheme?
The service is still listed on the Antyodaya-SARAL portal and the status can be checked on the SARAL tracking portal, but fresh loan applications under the Nigam schemes are now being taken on hbews.org.in.