Namo Laxmi Yojana is a scholarship scheme of the Gujarat government that gives money help to girl students studying in classes 9th to 12th. The aim is simple: keep girls in school and cut the number of students who drop out because of money problems.
Every eligible girl gets a total support of ₹50,000 spread over four years. Payments go straight into the bank account through DBT, so there is no middleman in between.
Namo Laxmi Yojana - Introduction
Namo Laxmi Yojana was announced in the Gujarat Budget 2024-25 and is being continued in the financial year 2026-27. The Education Department runs it, and it covers girls enrolled in government, government aided, and private schools across Gujarat.
The scheme helps girls like Priya or Kavita to finish their secondary and higher secondary education without a break. By giving direct money support over four years, it makes sure that no girl has to leave school due to family money pressure. A financial provision of about ₹1250 crore has been made under the Namo Laxmi Scholarship so that a large number of girls can be reached.
Key Information
| Scheme Name | Namo Laxmi Yojana |
| Level | State |
| Scheme for | Individual |
| Beneficiary State | Gujarat |
| Category | Education & Learning |
| Sub Category | Scholarships and student finance |
| Benefit Type | Cash |
| DBT Scheme | Yes |
| Total Benefit | ₹50,000 over four years |
| Nodal Department | Education Department |
Benefits
Namo Laxmi Yojana gives a total package of ₹50,000 to support girls through their secondary and higher secondary education. The amount is split across the four classes in a simple way.
| Academic Phase | Annual Benefit | Payment Structure |
| Class 9th to 10th | ₹10,000 | Attendance based monthly payment + 50% on passing board exam |
| Class 11th to 12th | ₹15,000 | Attendance based monthly payment + 50% on passing board exam |
The monthly part is paid only when the attendance record is clear. This way, the scheme pushes regular school going along with financial support. The remaining half comes only after the student passes the board exam, which rewards hard work.
Eligibility
A girl student can apply if she meets the conditions given below.
- The applicant must be a girl student studying in classes 9th to 12th in a recognised school in Gujarat.
- The school must be a government, government aided, or recognised private institution within the state.
- The total annual family income should be ₹6,00,000 or less.
- The student should maintain consistent attendance to qualify for the monthly part of the support.
How To Apply
Applying for Namo Laxmi Yojana is done through the school, and the process is simple. Follow these steps.
STEP 1 - Collect the prescribed application form from the school authority or the class teacher.
STEP 2 - Fill in all the required details carefully, like student name, class, school details, Aadhaar number and bank account details.
STEP 3 - Attach all required supporting documents, including the income certificate, Aadhaar card, bank passbook copy and previous marksheet. Self attest the copies if the instructions say so.
STEP 4 - Submit the completed and signed form and documents to the school or the District Education Officer.
STEP 5 - Always take a receipt or official acknowledgement proof after submitting the form, so that the application can be tracked later.
Documents
Keep these documents ready while applying for the scheme.
- Income certificate to prove that the family income is within ₹6,00,000.
- Aadhaar card of the student and the parents.
- Bank passbook copy of the beneficiary account.
- Previous year marksheet and school leaving certificate.
References
Education Department Official Page
FAQ's
What is Namo Laxmi Yojana?
Namo Laxmi Yojana is a scholarship scheme of the Gujarat government that gives money help to girls in classes 9th to 12th so they can stay in school and finish their education.
Who is eligible for Namo Laxmi Yojana?
Any girl student studying in classes 9th to 12th at a recognised school in Gujarat, with a family income of ₹6,00,000 or less, can apply.
What is the total benefit amount?
Every eligible girl gets a total support of ₹50,000 covering her studies from class 9th to 12th.
How is the payment handled for classes 9th and 10th?
The student gets ₹10,000 per year. Part of it is paid monthly based on attendance, and the remaining 50% comes after passing the class 10th board exam.
How is the payment handled for classes 11th and 12th?
The student gets ₹15,000 per year. This is also split between attendance based monthly payments and a 50% payout after passing the class 12th exam.
Is the money paid directly to me?
Yes, the scheme uses DBT to send funds directly to the verified bank account of the beneficiary.
Is regular school attendance necessary?
Yes, attendance is checked and it is a main factor in getting the monthly part of the scholarship.
Does annual income affect my eligibility?
Yes, the family's total annual income must not be more than ₹6,00,000 to qualify.
Can private school students apply?
Yes, girls studying in recognised private, government and aided schools in Gujarat are all eligible.
Is there a fee to apply?
No, there is no application fee for this scheme.
How do I obtain an application form?
The application form can be collected directly from the school office.
Where do I submit my form?
Submit the completed application to the school or the District Education Officer's office.
