AI SummaryMahila Samiriddhi Yojana for Backward Classes provides a supportive financial pathway for women entrepreneurs in Haryana by offering loans of up to ₹1,25,000 to help them start or grow their business ventures. Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam runs this scheme, and applications remain open online through the Antyodaya-SARAL portal.
The scheme is meant for women who live in Haryana and belong to Backward Classes or other weaker sections. A woman can apply on her own or as part of a Self Help Group. For example, if Sunita from a rural village wants to open her own tailoring shop, she can apply for funding to buy equipment and raw material. Women aged between 18 and 55 years can get loans up to ₹1,25,000 to build financial independence and keep their business stable.
Mahila Samiriddhi Yojana for Backward Classes - Introduction
Mahila Samiriddhi Yojana for Backward Classes is a state level scheme implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. It works under the Welfare of Scheduled Caste and Backward Classes Department. The main aim is to give easy access to credit so that women can run a small business without depending on costly private lenders.
The loan money can be used for working capital, buying machines, raw material, or any other need linked to the business. Women who work alone or through a Self Help Group can both apply. The whole process happens online, which keeps it simple and clear for the applicant.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Mahila Samiriddhi Yojana for Backward Classes |
| Level | State |
| Beneficiary State | Haryana |
| Target Beneficiaries | Individual Women, Self Help Groups (SHG) |
| Maximum Loan | ₹1,25,000 |
| Nodal Department | Welfare of Scheduled Caste and Backward Classes Department |
| Implementing Agency | Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam |
| Application Mode | Online (Antyodaya-SARAL Portal) |
Benefits
By joining this scheme, a woman gets access to the capital she needs to run and grow her livelihood. The benefits are simple and practical.
- Loans up to ₹1,25,000 per beneficiary to support business activities like buying machines, raw material, or stock.
- Financial support for both individual women and those working through Self Help Groups, so no woman is left out of the credit network.
Eligibility
To get the benefit of this scheme, a woman should meet the conditions given below. Checking these before applying saves time and avoids rejection.
- Applicant must be a permanent resident of Haryana.
- Age should be between 18 and 55 years.
- Scheme is open to women entrepreneurs only.
- Individual applicants should belong to the Backward Classes.
- For a Self Help Group, at least 60% of members should be from Backward Classes, while the remaining 40% can come from other weaker sections like SC, handicapped, or minority communities.
- Annual family income should not exceed ₹3,00,000 in both rural and urban areas.
- A valid Parivar Pehchan Patra (PPP ID) is required.
Application Process
Application is done online through the Antyodaya-SARAL Portal. The steps are easy to follow and the whole process takes only a few minutes once the documents are ready.
STEP 1 - Visit the official Antyodaya-SARAL Portal and open the sign in section on the homepage.
STEP 2 - If you are a new user, click on New User under the Sign in section and create your account using your basic details.
STEP 3 - Once registered, log in to your account with your credentials.
STEP 4 - Choose Apply for Services and then click on View all Available Services to find this scheme.
STEP 5 - Enter your Parivar Pehchan Patra number to fetch your family data automatically.
STEP 6 - Select your name, complete the mobile verification through OTP, and fill in the required application details.
STEP 7 - Upload all the required documents and submit your form. Keep the Application Reference ID safe to track your status later.
You can check your application status anytime by visiting the Application Status Portal.
Documents
Keep these documents ready before you start the online application so that the process goes smoothly without any delay.
- Aadhaar Card for identity proof.
- Proof of age.
- Haryana Domicile Certificate for residence proof.
- Valid Caste Certificate.
- Parivar Pehchan Patra (PPP ID).
- Copy of your PAN Card.
- Recent passport-size photograph.
- Active bank account details.
References
FAQ's
Who is eligible for this scheme?
Women living in Haryana aged between 18 and 55 years who belong to Backward Classes or the specified weaker sections are eligible to apply.
Can women from outside Haryana apply?
No, this scheme is meant only for permanent residents of Haryana.
Is there an income cap to qualify?
Yes, the annual family income must be within ₹3,00,000.
Are women outside of Backward Classes eligible?
Individual applicants must belong to Backward Classes. For Self Help Groups, the rule allows 60% members from Backward Classes and 40% from other categories like SC, handicapped, or minorities.
What is the maximum loan amount provided?
The maximum loan amount is ₹1,25,000 per beneficiary.
Can I apply individually?
Yes, you can apply either as an individual woman entrepreneur or through a Self Help Group.
Where do I apply?
You should apply online through the official Antyodaya-SARAL portal.
How can I track my application?
Use your Application Reference ID on the status tracking website to see your progress.