AI SummaryIndira Gandhi National Old Age Pension Scheme pays a monthly pension to senior citizens from Below Poverty Line (BPL) families in Jammu and Kashmir. From 1 April 2025, pensioners aged 60 to 79 years get ₹1,500 a month and those aged 80 years and above get ₹2,000 a month, up from the earlier flat ₹1,000.
Jammu and Kashmir government revised these rates through Government Order No. 96-JK (SWD) of 2025. It is a centrally sponsored scheme under the National Social Assistance Programme (NSAP), run by the Social Welfare Department, and the money goes straight to the pensioner's bank account through DBT payment.
Indira Gandhi National Old Age Pension Scheme - Introduction
Indira Gandhi National Old Age Pension Scheme started on 15 August 1995. As per the official guidelines of the Social Welfare Department, its funding is shared on a 50:50 basis between the Centre and the UT government of Jammu and Kashmir.
Elderly people who are not in the BPL list but have a family income below ₹75,000 a year can look at the UT-funded Integrated Social Security Scheme - Old Age Pension instead.
Key Information
| Scheme Name | Indira Gandhi National Old Age Pension Scheme |
|---|---|
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Jammu and Kashmir |
| Category | Social welfare and Empowerment |
| Benefit Type | Cash |
| Pension Amount | ₹1,500 (60 to 79 years), ₹2,000 (80 years and above) |
| DBT Scheme | Yes |
| Nodal Department | Department of Social Welfare, J and K |
| Open Date | 1995-08-15 |
Benefits
Pensioners aged 60 to 79 years get ₹1,500 a month. Once a pensioner turns 80, the amount goes up to ₹2,000 a month. The move to the higher slab counts from the month the pensioner reaches the new age, and the higher amount is paid from the next month.
Eligibility
To qualify for this pension, the applicant should meet the following requirements:
- Applicant should be a resident of Jammu and Kashmir.
- Applicant should be 60 years of age or older. There is no upper age limit.
- Applicant should belong to a designated Below Poverty Line (BPL) family.
Application Process
Applicants can follow these steps to apply for the pension:
STEP 1 - Visit the office of the Tehsil Social Welfare Officer (TSWO) in the area to collect the prescribed application form. The form is free at the office.
STEP 2 - Fill the form, attach a recent passport-sized photograph and self-attested copies of the identity, income, age and address documents.
STEP 3 - Submit the application to the Tehsil Social Welfare Officer and ask for an acknowledgement receipt with the date of submission.
STEP 4 - The TSWO checks the details and sends the file to the District Social Welfare Officer (DSWO) for approval by the District Level Sanctioning Committee.
Documents
Keep the following documents ready for the application:
- Aadhaar Card
- Recent passport-sized photograph
- Identity proof like Voter ID Card or Driving License
- Valid proof of age
- BPL Card or Ration Card
- Caste certificate, if applicable
- Address proof
- Bank passbook or account details
References
- Pension Enhancement Order (GO 96 of 2025)
- Detailed Guidelines (Page 4)
- Official Department Website
- IGNOAPS Scheme Details
- Pension Suvidha Portal
- Application Form PDF
FAQ's
How much is the old age pension in J&K now?
From 1 April 2025, it is ₹1,500 a month for ages 60 to 79 and ₹2,000 a month for ages 80 and above.
Can people above 79 years of age apply?
Yes. The revised rates cover pensioners aged 80 and above, who get ₹2,000 a month.
When does the pension go up after turning 80?
The higher ₹2,000 rate is paid from the month after the pensioner turns 80.
Who approves the pension?
The District Level Sanctioning Committee approves it after the Tehsil Social Welfare Officer checks the application.