AI SummaryFinancial Assistive Devices for Persons with Disabilities is a state-run support scheme in Haryana that gives concessional loans of up to ₹5 lakhs to residents with disabilities. It helps people who are already employed or hold a confirmed job offer buy assistive equipment such as hearing aids, screen readers, or motorized tricycles. Applications are accepted online through the Antyodaya-SARAL portal, and eligible people can apply at any time during the year.
Financial Assistive Devices for Persons with Disabilities - Introduction
Financial Assistive Devices for Persons with Disabilities is run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. The scheme is meant to help people with disabilities become more self-reliant in their work. It gives loans of up to ₹5 lakhs to those who are currently employed in a reputed organization or have a confirmed appointment letter.
With this money, eligible people can buy tools like motorized tricycles, scooty, hearing aids, and screen readers. The loan can also be used to cover retrofitting costs, which helps a person perform better in a job or succeed in self-employment. To qualify, a person must be a permanent resident of Haryana and hold a disability certificate showing at least 40% impairment.
Key Information
| Key Attribute | Details |
|---|---|
| Scheme Name | Financial Assistive Devices for Persons with Disabilities |
| Level | State |
| Scheme for | Individual |
| Beneficiary States | Haryana |
| Category | Banking, Financial Services and Insurance |
| Benefit Type | Cash Loan |
| Loan Amount | Up to ₹5 lakhs |
| Implementing Agency | Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam |
| Application Mode | Online |
| Official Portal | Antyodaya-SARAL Portal |
Benefits
Under this scheme, a person can get a loan of up to ₹5 lakhs. This money covers the cost of buying assistive tools like motorized tricycles, screen readers, hearing aids, and other specialized equipment. The funds can also be used for retrofitting, which helps a person do better in a job or build a self-employment venture.
The loan is given at a concessional rate, which keeps the repayment load low for the beneficiary. This makes it easier for a person with disability to get the equipment needed without facing big money problems.
Eligibility
To apply for this scheme, a person needs to meet the following conditions:
- Be a permanent resident of Haryana.
- Hold a disability certificate showing at least 40% disability.
- Be 18 years of age or older, with the age relaxed to 14 years for people with mental retardation.
- Be currently employed with an organization or hold a confirmed appointment letter.
Important Note: The employer must certify that the device will improve the person's employability and that the company does not provide it on its own. For those pursuing self-employment, the relevant authority will assess the need for the device and give recommendations accordingly.
Application Process
The whole application is done online through the Antyodaya-SARAL portal. Follow the steps given below to apply.
STEP 1 - Visit the official Antyodaya-SARAL Portal. If you are a new user, click on the New User link under the sign-in section. Provide your name, email ID, mobile number, and password to complete the registration. After verifying your account with the OTP received, you can log in.
STEP 2 - Log in using your registered credentials. Once inside, go to Apply for Services and select View all Available Services. Search for this scheme by name, fill in the application form correctly, and upload all required documents. Review the form and submit it.
STEP 3 - Track your application status anytime by visiting the official tracking portal. You will need your Department Name, the Scheme Name, and your Application Reference ID to check the updates.
Documents Required
Keep the following documents ready before starting the online application:
- Aadhaar Card as proof of identity and citizenship.
- Valid proof of age.
- Haryana Domicile Certificate for residence proof.
- Caste or Religion/Community certificate where applicable.
- Official Disability Certificate.
A recent passport-sized photograph and valid bank account details are also needed while filling the form.
References
Scheme Service Details on Saral Haryana | View Scheme Details | Antyodaya-SARAL Portal
FAQ's
Who is eligible for this scheme?
A permanent resident of Haryana with at least 40% disability, aged 18 years or more (or 14 for those with mental retardation), and having a job or a confirmed offer letter can apply.
What types of assistive devices can I purchase?
The loan can be used to buy devices such as motorized tricycles, scooty, hearing aids, and screen readers, including expenses for any required retrofitting.
How much loan can I get?
A person can get a loan amount of up to ₹5 lakhs.
Can self-employed individuals apply?
Yes, self-employed people can apply. An authorized agency will assess the specific need before granting the loan.
Is there age relaxation for people with mental retardation?
Yes, for people with mental retardation the age requirement is relaxed to 14 years instead of the standard 18 years.
How can I apply for the scheme?
Apply online by visiting the Antyodaya-SARAL Portal.
How do I track my status?
Check the progress of your application through the official application status tracker using your reference ID.