Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana)
Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana) empowers residents of Haryana with disabilities to become self-reliant entrepreneurs. This government initiative provides financial support by offering loans up to \u20b950 lakhs at attractive interest rates ranging from 5% to 9% per annum to start businesses in various sectors including agriculture, trade, and professional services.
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Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana) - Introduction
Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana) provides a great opportunity for individuals with disabilities to start their own enterprises. Implementing this initiative, the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam aims to boost self-employment across the state. This scheme helps you kickstart ventures in agriculture, small-scale trading, artisan work, transportation, and various professional services.
If you fall under the OH, VH, HH, or MR disability categories and are a permanent resident of Haryana, you can apply for financial aid. The program offers loans up to \u20b950 lakhs, ensuring you have the capital needed to grow your business effectively. with interest rates set between 5% and 9%, this assistance is designed to be affordable and sustainable for your entrepreneurial journey.
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Key Information
| Scheme Name | Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana) |
|---|---|
| Level | State |
| Beneficiary State | Haryana |
| Target Group | Individuals with Disabilities |
| Loan Amount | Up to \u20b950 Lakhs |
| Interest Rate | 5% to 9% per annum |
| Nodal Department | Welfare of Scheduled Caste & Backward Classes Department |
| Application Mode | Online via Antyodaya-SARAL Portal |
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Benefits
This scheme provides substantial financial backing to help you succeed in your business. by offering loans up to \u20b950,00,000, it allows you to invest in diverse income-generating activities such as agriculture, business, transport, and professional trades. Your interest rate is tailored to your specific category of disability (OH/VH/HH/MR), ranging from 5% to 9% per annum, making your loan repayment manageable and supportive.
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Eligibility
To qualify for this support, you should meet the following criteria:
- You must be a permanent resident of Haryana.
- You should have a disability certificate confirming at least 40% disability.
- Your age should be between 18 and 55 years (For individuals with mental retardation, the age limit starts from 14 years).
- You must possess a valid Parivar Pehchan Patra (PPP ID).
- If you are applying for a loan of \u20b915 lakhs or more, a valid Unique Disability ID (UDID) registration is mandatory.
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Application Process
Online registration process
You can apply for this scheme through the official Antyodaya-SARAL Portal by following these simple steps:
- Visit the Antyodaya-SARAL Portal.
- If you are a new user, click on the New User link under the Sign in section to create your account.
- Verify your mobile number and email ID using the OTP sent to you.
- Once logged in, navigate to Apply for Services and select View all Available Services to find this scheme.
- Enter your Parivar Pehchan Patra (Family ID) to fetch your registered family data.
- Select the applicant name and verify it with the OTP sent to the family member.
- Fill out the application form with your details, upload the required documents, and submit your application.
How to track your application
You can monitor your application progress anytime by visiting the Official Tracking Portal. Simply enter your department name, the scheme name, and your unique application reference ID to see the status.
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Documents
Ensure you have the following documents ready before you start your application:
- Aadhaar Card as proof of identity and citizenship.
- Proof of age (Birth certificate or school records).
- Haryana Domicile Certificate for residence proof.
- Valid Disability Certificate.
- Recent passport-size photograph.
- Parivar Pehchan Patra (PPP ID).
- Active bank account details.
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References
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FAQ's
What types of business activities are covered?
The scheme supports various income-generating activities. This includes agriculture and allied work, small-scale trading, artisan and traditional crafts, transportation, service-based businesses, and professional training courses.
What is the maximum loan amount I can receive?
You can avail a loan of up to \u20b950 lakhs to support your chosen business venture.
Who is eligible to apply for this assistance?
You should be a permanent resident of Haryana, aged between 18 and 55, with at least 40% disability to apply. for applicants with mental retardation, the minimum age is 14 years.
How is the interest rate determined?
Interest rates are tiered between 5% and 9% per annum, depending on your specific category of disability (OH, VH, HH, or MR).
Is there a requirement for a UDID card?
Yes, if you request a loan amount of \u20b915 lakhs or more, you must provide a valid Unique Disability ID issued by the Department of Empowerment of Persons with Disabilities.
Is the Parivar Pehchan Patra necessary?
Yes, having a valid Parivar Pehchan Patra (PPP ID) is mandatory to complete your application.
Can I apply if I live outside of Haryana?
No, this scheme is specifically designed for permanent residents of Haryana.
How do I track my submitted application?
You should use your application reference ID on the Antyodaya-SARAL tracking page to check your status.