Rajasthan Krishi Upaj Rahan Loan Yojana 2026 - Registration, Eligibility and Application Process

Rajasthan government runs Krishi Upaj Rahan Loan Yojana (Agriculture Produce Deposit Loan Scheme) for small and marginal farmers of the state. Farmers can deposit their crop produce with a village cooperative society and get a loan up to ₹1.5 lakh, while big farmers can get up to ₹3 lakh. The scheme helps farmers avoid selling their crop in a hurry right after harvest, when prices are usually low.

Loan is given at just 3 percent interest for small and marginal farmers, since the state government pays the remaining 7 percent interest from the Farmers Welfare Fund. Big farmers get loan at 11 percent interest. Farmers who repay the loan on time also get an extra 2 percent rebate on interest.

Krishi Upaj Rahan Loan Yojana 2026 Online Registration Process

Farmers who want to apply for this loan need to visit their nearest Gram Sewa Sahakari Samiti (GSS) or Large Area Multipurpose Society (LAMPS), since only farmers already registered with these cooperative societies can get this loan. Steps to apply are given below.

STEP 1 - Visit the official website of the Rajasthan Agriculture Department at agriculture.rajasthan.gov.in or go directly to your nearest Gram Sewa Sahakari Samiti / LAMPS branch.

STEP 2 - On the homepage, search for "Krishi Upaj Rahan Loan Scheme" and open the application form section.

STEP 3 - Fill in your name, address, Aadhaar number, bank account number, crop details and land details in the application form carefully.

STEP 4 - Attach the required documents and submit the form at your cooperative society branch for verification and approval.

Documents Required for Krishi Upaj Rahan Loan Yojana

Keep these documents ready before applying, since incomplete papers can delay your loan approval.

• Aadhaar card of the applicant for identity and address proof.
• Bank account passbook, and the account should be with the bank where the loan is being taken.
• Documents related to the crop kept as deposit, including quantity and quality details.
• Land ownership documents and mobile number for verification.
• Recent passport size photograph of the applicant.

Eligibility Criteria for Krishi Upaj Rahan Loan Yojana

Not every farmer can apply for this loan. Rajasthan government has set some conditions to make sure the benefit reaches small and marginal farmers first.

• Applicant must be a permanent resident of Rajasthan, living in any district of the state.
• Only small and marginal farmers already registered under GSS or LAMPS can apply.
• Farmers with less than 2 hectares of land are eligible under this scheme.
• Farmers who repay the loan on time get an additional 2 percent rebate on interest.

Krishi Upaj Rahan Loan Yojana 2026 Highlights

Detail	Information
Scheme Name	Krishi Upaj Rahan Loan Yojana (KURLY)
Name in Hindi	राजस्थान कृषि उपज रहन ऋण योजना
State	Rajasthan
Beneficiaries	Small and marginal farmers registered under GSS / LAMPS
Loan Amount	Up to ₹1.5 lakh for small farmers, up to ₹3 lakh for big farmers
Interest Rate	3 percent for small farmers (7 percent paid by state government), 11 percent for big farmers
Loan Tenure	90 days, extendable up to 6 months
Application Mode	Through Gram Sewa Sahakari Samiti / LAMPS or agriculture.rajasthan.gov.in
Official Website	agriculture.rajasthan.gov.in

Benefits of Krishi Upaj Rahan Loan Yojana

Scheme gives small and marginal farmers a way to hold on to their crop instead of selling it in distress right after harvest.

• Farmers get loan up to 70 percent of the market value of their deposited crop produce.
• Loan is available at just 3 percent interest for small and marginal farmers.
• State government sets aside a grant of around ₹50 crore every year to run this scheme through cooperative banks.
• Farmers get time to sell their crop later at a better price, instead of selling right after harvest.

How Farmers Can Take This Loan

Loan is given for 90 days. In special cases, this can be extended up to 6 months. Farmer gets a rebate on interest if the loan is repaid within the given time. Scheme runs through those Gram Sewa Sahakari Samitis which are audited regularly, running in profit, have NPA level below 10 percent and have a full-time administrator posted.

Krishi Upaj Rahan Loan Yojana was started by the state government led by then Chief Minister Ashok Gehlot, and continues to run through cooperative societies under the current Rajasthan government. Farmers already covered under Rajasthan Kisan Karj Mafi Yojana can also check this scheme for short term crop loan needs. Farmers looking for other state support can also check Mukhyamantri Kisan Mitra Urja Yojana for electricity subsidy.

Helpline Number for Krishi Upaj Rahan Loan Yojana

Nodal Officer: Mr. HL Meena, Additional Director (Extension), Department of Agriculture.

Phone: 0141-2227849, Mobile: 9414287733, Email: adldir.ext.agri@rajasthan.gov.in

Address: Room No. 238, Pant Krishi Bhavan, C-Scheme, Jaipur - 302005

FAQ's

What is Krishi Upaj Rahan Loan Yojana?

It is a Rajasthan government scheme where farmers deposit their crop produce with a cooperative society and get a short term loan against it, instead of selling the crop right after harvest at low prices.

How much loan can a farmer get under this scheme?

Small and marginal farmers can get up to ₹1.5 lakh, while big farmers can get up to ₹3 lakh, based on 70 percent of the market value of their deposited crop.

What interest rate applies on this loan?

Small and marginal farmers pay only 3 percent interest, since the state government covers the remaining 7 percent from the Farmers Welfare Fund. Big farmers pay 11 percent interest.

Where can farmers apply for this loan?

Farmers can apply through their nearest Gram Sewa Sahakari Samiti or LAMPS branch where they are already registered, or check details at agriculture.rajasthan.gov.in.