AI SummaryLaghu Vyavassay Scheme is running in Haryana for Scheduled Caste individuals who want to start their own business. The Haryana government, through the Scheduled Castes Finance and Development Corporation, offers loans of up to ₹2,00,000 for self-employment projects with a subsidy and margin money support.
Male residents of Haryana from the Scheduled Caste community, aged 18 to 45, can apply for this scheme to get financial help for their business. Registration is open online and through CSC centres near you.
Laghu Vyavassay Scheme
Key Information
| Scheme Name | Laghu Vyavassay Scheme |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Haryana |
| Category | Business & Entrepreneurship |
| Benefit Type | Cash |
| DBT Scheme | No |
| Nodal Department | Welfare of Scheduled Caste & Backward Classes Department |
Benefits
This scheme offers money help to support your business journey. You can get loans for projects with a unit cost of up to ₹2,00,000.
| Component | Assistance Level |
| Margin Money | 10% of total project cost |
| Subsidy | 50% of project cost (up to a maximum of ₹10,000) |
Eligibility
To get the benefit of this scheme, you need to meet these requirements:
- You should be a permanent resident of Haryana.
- You must belong to a Scheduled Caste community.
- You should be between 18 to 45 years old.
- You must be male.
- Income criteria apply: at least 50% of applicants should have an annual family income up to ₹1,50,000, and the remaining 50% should have an annual family income up to ₹3,00,000.
For example, if Ramesh is from the Scheduled Caste community in Haryana and is 30 years old with a family income of ₹1,20,000, he meets the eligibility requirements. He should also have a valid bank account for the loan disbursement.
How to Apply
STEP 1 - Visit the official Antyodaya SARAL portal at saralharyana.gov.in and go to the login page.
STEP 2 - If you are a new user, click on "New user? Register here" to create your account. Fill in your details accurately and set a strong password.
STEP 3 - Verify your account using the OTP sent to your email and mobile number.
STEP 4 - Once registered, log in to your account using your credentials and click on "Apply for Service." Select "View All Available Services" from the dashboard.
STEP 5 - Choose the Laghu Vyavassay Scheme from the list and fill out the provided digital application form. Attach all required documents and submit the application.
STEP 6 - Do not forget to save the Acknowledgement Receipt for your records.
Tracking Your Application
You can track your application status via the SARAL tracking portal by entering your Application Reference ID. Alternatively, you can send an SMS with the text "SARAL [Application ID]" to 7738299899. You will also receive regular SMS updates throughout the process.
Support
For any queries, contact the SARAL Helpline at 0172-3968400 (7:00 AM to 8:00 PM, Monday to Saturday) or email saral.haryana@gov.in.
Documents
You should keep the following required documents ready when applying:
- Aadhaar Card
- Ration Card
- Caste Certificate
- Bank Passbook
- Identity Proof
- Address Proof
- Business Plan Document
References
Highlights
| Detail | Information |
|---|---|
| Scheme Name | Laghu Vyavassay Scheme |
| Launched By | Haryana Government |
| Beneficiaries | Male SC community members of Haryana |
| Benefit Amount | Loan up to ₹2,00,000 with subsidy up to ₹10,000 |
| Application Mode | Online and Offline |
| Official Website | saralharyana.gov.in |
FAQ's
Which organization manages this scheme?
Haryana Scheduled Castes Finance and Development Corporation implements and monitors this scheme.
What is the administrative process for sanctioning loans?
Qualified officials from the corporation will review, verify, and approve your loan application based on your submitted details and the corporation's internal criteria.
Are there penalties for providing false information?
Yes, if you provide incorrect or misleading information, the corporation will revoke your claims under the scheme.
Is there an application fee?
The application itself is free, though a nominal service charge of ₹10 may apply.
How can I track my application status?
You will receive an Application Reference ID upon submission, which you can use on the official portal. You will also receive regular SMS updates throughout the process.
What if I forget my password?
Simply click on "Forgot Password" on the login page, enter your registered email ID, and follow the link sent to you to reset it.
Can I apply for this scheme offline?
Yes, you can visit any Antyodaya Kendra, SARAL Kendra, or authorized CSC centre at the District, Tehsil, or Sub-division level to get support with your application.