Death Benefit (ANBOCWWB) gives cash support of up to ₹2,00,000 to the nominee or dependent of a building and construction worker in Andaman and Nicobar Islands who passes away because of natural causes or an accident during employment. Families can apply for this benefit in 2026 through the Service Online portal or the local labour office, and the claim continues to be processed by the Andaman and Nicobar Islands Building and Other Construction Workers Welfare Board.
This support scheme exists to help a family that has lost its earning member suddenly. It covers the natural death of a registered worker as well as accidental death, and some money is even available to the family of a non-registered construction worker who dies in an accident. Similar benefits are also given under Medical Assistance (ANBOCWWB) and Pension Benefit (ANBOCWWB) schemes of the same board.
Death Benefit (ANBOCWWB) - Introduction
Andaman and Nicobar Islands Building and Other Construction Workers Welfare Board was set up in 2009 under the Building and Other Construction Workers (Regulation of Employment and Conditions of Service) Act, 1996 and the Building and Other Construction Workers Welfare Cess Act, 1998. Rules for the union territory were framed in 2003 and amended in 2010, 2014 and 2015 to include welfare schemes for workers, and death benefit is one of them.
The board collects a cess from construction work and uses the fund to pay benefits to registered workers and their families. Death benefit is one of the main cash benefits under this setup, and the claim form, payment details and guidelines are available on the official labour department website.
Key Information
| Scheme Name | Death Benefit (ANBOCWWB) |
|---|---|
| Level | State |
| Scheme For | Family |
| Beneficiary States | Andaman and Nicobar Islands |
| Category | Social welfare and Empowerment |
| Benefit Type | Cash |
| Nodal Department | Labour, Employment and Training Department |
| Implementing Agency | Andaman and Nicobar Islands Building and Other Construction Workers Welfare Board, Port Blair |
The benefit amount depends on how the worker died and whether the worker was registered with the board at the time of death. The amount and the conditions remain the same in 2026, as per the official welfare board page.
Benefits
The scheme provides financial support to the family in three situations, and the amount is paid to the nominee or dependent in a single claim:
| Condition | Financial Assistance |
|---|---|
| Natural Death | ₹1,00,000 |
| Accidental Death (During Employment) | ₹2,00,000 |
| Accidental Death (Non-registered Workers) | ₹50,000 |
For non-registered construction workers, you must provide a certificate from the concerned Tehsildar confirming the employment status of the deceased before the claim is accepted.
Eligibility
To get the benefit, the applicant and the deceased worker need to meet a few conditions. The main points are listed below:
- Nominee or dependent - The person applying should be the legal nominee or a dependent family member of the deceased worker, and the claim is paid to this person.
- Resident of Andaman and Nicobar Islands - The deceased worker must have been a resident of the union territory at the time of death.
- Construction work background - The worker should have been engaged in building or other construction activities.
- Registration for natural death - For the natural death benefit, the worker must have been registered with the welfare board and paid the required contribution.
- Non-registered workers - Nominees of non-registered workers can only apply for the accidental death benefit, with the Tehsildar certificate.
For example, if Ramesh, a construction worker registered with the board, passes away naturally, his wife is eligible to apply for the ₹1,00,000 benefit.
Application Process
You can apply for the scheme online through the Service Online portal or in person at the labour office. Online submission is easier and lets you track the application with a reference number. Here are the online steps:
Online Application Process
STEP 1 - Go to the official Service Online portal and open the login page.
STEP 2 - If you are a new user, click on the Register button to create your account using your mobile number and email.
STEP 3 - Log in with your credentials after registration is complete.
STEP 4 - Move to the Apply for Services section and select View all Available Services.
STEP 5 - Search for Death Financial Assistance and fill out the digital application form with the details of the deceased worker and the claimant.
STEP 6 - Upload all the required documents and submit the form.
STEP 7 - Keep the application reference number safe and use it to check the status of your claim.
Offline Application Process
If you prefer offline submission, collect the application form from your local labour office. Fill it up and submit it along with your documents to the concerned office directly or through a contractor. Download the official Application Form for Death Benefit to see the details required before you visit the office.
Documents
Keep the following documents ready while applying, because the board verifies them before releasing the payment:
- Death certificate of the worker.
- Nomination or legal heir document.
- Registration ID card or identity proof of the deceased worker.
- Certificate from the Tehsildar for non-registered accidental death cases confirming that the deceased was in construction work.
- Aadhaar card of the nominee or dependent.
- Latest subscription receipt of the worker.
- Caste certificate, if applicable.
- Address proof.
- Bank account details of the nominee for payment transfer.
References
FAQ's
What are the benefits offered under this scheme?
The scheme provides ₹1,00,000 for natural death, ₹2,00,000 for accidental death during employment, and ₹50,000 for accidental death of non-registered construction workers.
Who is eligible to apply for this scheme?
The legal nominee or dependent of a deceased construction worker who was a resident of the Andaman and Nicobar Islands can apply. For natural death claims, the worker should be registered with the board.
What is the coverage area for this scheme?
This scheme is only for residents of the Union Territory of Andaman and Nicobar Islands.
Are there any specific conditions regarding the type of work the deceased was engaged in?
Yes, the deceased must have been actively involved in building or other construction-related work.
Is financial support given only for natural death?
No, financial support is available for both natural death and accidental death during employment.
Is registration with the ANBOCWWB mandatory for this scheme?
Registration is required for natural death claims. For accidental death, non-registered workers are also covered under specific conditions.
What happens if the deceased worker was not registered with ANBOCWWB?
You can still claim financial support for accidental death if you provide the required certificate from the Tehsildar confirming that the deceased was a construction worker.
How does one apply for the Death Benefit scheme?
You can apply by visiting the online portal or by submitting a physical application at the nearest labour office.