AI SummaryAntyodaya Gruha Yojana: Construction of New House provides ₹1,20,000 in financial support to eligible rural families in Odisha who are houseless or living in kutcha houses, helping them build a pucca house of their own.
Odisha government has launched this scheme under Panchayati Raj & Drinking Water Department for the 2026-27 period. Support is available for families covered under Forest Rights Act, families where the main earning member has minimum 40% disability, and households left out from earlier housing schemes.
Antyodaya Gruha Yojana: Construction of New House - Introduction
Antyodaya Gruha Yojana (AGJ) helps families in rural Odisha get a safe and permanent home. The scheme is for those who do not have any house or are staying in kutcha houses. Selected families get money help to construct a pucca house with minimum carpet area of 25 square metres, which includes a hygienic cooking space.
The scheme also covers ongoing work of Biju Pucca Ghara Yojana (BPGY). Beneficiaries of AGJ, Pradhan Mantri Awaas Yojana (Gramin), PM-JANMAN or any other government funded rural housing scheme can get extra cash incentive for finishing their house early. Local Panchayat Samitis and Zilla Parishads manage the process on the ground.
Key Information
| Key | Details |
|---|---|
| Scheme Name | Antyodaya Gruha Yojana: Construction of New House |
| Level | State |
| Scheme For | Family |
| Beneficiary State | Odisha |
| Category | Housing & Shelter |
| Benefit Type | Direct Cash Transfer |
| Benefit Amount | ₹1,20,000 plus early completion incentive up to ₹20,000 |
| Application Mode | Offline through Gram Panchayat / BDO office |
| Nodal Department | Panchayati Raj & Drinking Water Department |
| Official Website | rhodisha.gov.in |
Benefits
A total of ₹1,20,000 is provided to build the new house. The money is credited directly to the beneficiary's bank account through DBT in three installments based on construction progress:
| Construction Stage | Amount |
|---|---|
| At work order issuance | ₹40,000 |
| Completion up to roof level | ₹65,000 |
| Final completion of house | ₹15,000 |
| Total | ₹1,20,000 |
Construction should be completed within 12 months from the date the first installment is credited to the beneficiary's account. A house built for early completion gets extra cash. ₹20,000 is given when the house is completed within 4 months of receiving the first installment, and ₹10,000 when completed within 6 months. This incentive applies to AGJ, PMAY (Gramin), PM-JANMAN and other government funded rural housing beneficiaries.
The beneficiary may also receive 90/95 person days of unskilled labor support under MGNREGS. Other government schemes can help with rural sanitation, electricity and clean drinking water. All payments are sent through Direct Benefit Transfer from the State Nodal Account.
Eligibility
Families in rural Odisha who are houseless or staying in kutcha houses can apply if they fall under any of these categories:
- Forest Rights Act, 2006 beneficiaries.
- Households where the main earning member is a person with disability (PwD) of minimum 40%.
- Lower income group households who are eligible but left out from ongoing government rural housing schemes.
Households whose houses have been fully or severely damaged by natural or man-made calamities like fire, flood, cyclone, earthquake, elephant menace, communal violence, LWE violence or major law and order problems are also eligible, even if they were allotted a house earlier. Victims of river or sea inundation who need to shift, households relocated for government projects like highways or irrigation works, and families living in sanctuary or reserve forest areas who need relocation can also apply. Landless eligible households get house sites allocated by Revenue Authorities on a priority basis.
Exclusions
These households cannot apply under this scheme:
- Families already staying in pucca houses.
- Families where any member is a regular government, PSU or statutory body employee, or draws a monthly pension from them.
- Families owning a motorized four-wheeler or mechanized three/four-wheeler agricultural equipment.
- Families running a registered non-agricultural enterprise.
- Families where any member earns more than ₹15,000 per month.
- Families owning 2.5 acres or more of irrigated land, or 5 acres or more of unirrigated land.
- Families that have already got housing support under any other government rural housing scheme.
Application Process
Application for Antyodaya Gruha Yojana is done offline through the local panchayat or block office. There is no direct online application. Download the official application form from the Rural Housing Portal at rhodisha.gov.in, fill it up and follow these steps:
STEP 1 - Download the Antyodaya Gruha Jojana application form from the official application form link and fill in personal, family, income and housing details.
STEP 2 - Attach the required documents like Aadhaar card, ration card, residence proof, bank account details, and any certificate that applies to you such as disability, disaster or Forest Rights Act certificate.
STEP 3 - Submit the form at the Gram Panchayat office or Block Development Officer (BDO) office. The BDO identifies eligible households based on survey data.
STEP 4 - Officials check the documents and geo-tag the current living space, then upload the details to the Rural Housing Portal at rhodisha.gov.in.
STEP 5 - Collector-cum-District Magistrate reviews the list of eligible beneficiaries and sends it to the Panchayati Raj & Drinking Water Department for final approval.
STEP 6 - After approval, the first installment is credited to the bank account through DBT. Later installments are released as construction reaches roof level and final completion. Track application and payment status on the Rural Housing Portal or the Ama Ghara mobile app.
Documents
Keep these documents ready while applying:
- Aadhaar card and ration card for identity and household proof.
- Proof of residence and an income certificate.
- Certificate confirming houseless or kutcha house status.
- Forest Rights Act certificate, if applicable.
- Disability certificate showing at least 40% impairment, if applicable.
- Damage certificate in case of natural or man-made calamities.
- Land ownership or allotment documents.
- Bank account details for DBT payment.
References
Official Antyodaya Gruha Jojana Guidelines | Official Rural Housing Portal
Official Application Form | AGJ Guidelines in Odia
AGJ Incentive Guidelines PDF | TOI News on AGJ Early Completion Incentive
FAQ's
What is Antyodaya Gruha Yojana?
Antyodaya Gruha Yojana is a state housing scheme of Odisha government that helps homeless rural families and families living in kutcha houses build a pucca house with financial support of ₹1,20,000.
Who is eligible to apply?
Rural families who are houseless or staying in kutcha houses and fall under Forest Rights Act beneficiaries, families with a disabled member of minimum 40% disability, households left out from earlier housing schemes, and calamity or displacement affected families.
How much financial support is provided?
₹1,20,000 is paid in three installments of ₹40,000, ₹65,000 and ₹15,000 through DBT. Early completion of the house within 4 or 6 months brings an extra incentive of ₹20,000 or ₹10,000.
Is the money provided for renovation?
No, this scheme is strictly for the construction of a new house, not for extending or renovating an existing one.
How will I receive the funds?
The money is transferred directly to your bank account through Direct Benefit Transfer (DBT) in three installments as your construction hits the work order, roof level and final completion stages.
How can I apply?
You can apply offline by downloading the official application form and submitting it at the Gram Panchayat or BDO office. There is no direct online application for this scheme.
Is land ownership required?
Yes, you generally need to own the land on which the house will be built. Landless eligible households are provided house sites by Revenue Authorities on a priority basis.