Accidental Death Benefit Scheme (PBAOCWWB) offers ₹2,25,000 in financial support to the families of construction workers in Puducherry who lose their lives in an accident. Run by the Puducherry Building and Other Construction Workers Welfare Board under the Labour Department, this scheme helps the nominee or dependent of a registered worker during a difficult time.
This amount comes on top of the ₹2,00,000 benefit available through the Life Insurance Corporation (LIC). The total support of ₹4,25,000 is transferred directly to the nominee's bank account through the Direct Benefit Transfer (DBT) method, so the money reaches the family safely and quickly.
Accidental Death Benefit Scheme (PBAOCWWB) - Introduction
Accidental Death Benefit Scheme (PBAOCWWB) works as a financial safety net for families who have lost a loved one working in the construction sector. The Puducherry Building and Other Construction Workers Welfare Board runs this scheme so that the dependents of registered workers receive ₹2,25,000 as a compassionate relief measure. This amount is given in addition to the ₹2,00,000 benefit available through the Life Insurance Corporation (LIC).
By using the direct benefit transfer (DBT) method, the government makes sure that money reaches the bank account securely and quickly. If you are a nominee, you should follow the offline application process to claim this benefit during this difficult time.
Key Information
| Scheme Name | Accidental Death Benefit Scheme (PBAOCWWB) |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Puducherry |
| Category | Social welfare & Empowerment |
| Benefit Type | Cash transfer |
| Department | Labour Department, Puducherry |
Benefits
When you apply for this financial support, you receive a big amount to help manage household expenses after losing a family member.
| Benefit Description | Amount/Details |
|---|---|
| Direct Financial Assistance | ₹2,25,000 |
| Additional LIC Benefit | ₹2,00,000 |
| Disbursal Timeframe | Within 15 days of application |
| Transfer Method | Direct Benefit Transfer (DBT) |
Eligibility
To keep the process fair, this scheme has clear criteria for both the deceased worker and the applicant. For example, if Ramesh, a registered worker, passes away in an accident, his dependent wife Sunita can apply, provided Ramesh was active and had not defaulted on his contributions for more than one year.
The key criteria are given below:
- You should be the legal nominee or a direct dependent of the deceased worker.
- The worker must have been an Indian citizen.
- The tragic incident must have been an accident related to their work.
- The worker should have been officially registered with the Puducherry Building and Other Construction Workers Welfare Board.
- The worker must have been between 18 and 60 years of age.
- The worker should have maintained regular fund contributions without a default of more than one year.
Application Process
You should follow these steps to file your application for the accidental death benefit:
STEP 1 - Visit the Puducherry Building and Other Construction Workers Welfare Board at Industrial Estate, Thattanchavady, Puducherry - 605 009 to collect the application form. You can also download the death benefit claim form from the official Labour Department website.
STEP 2 - Carefully complete the form with all required details and attach a passport-sized photograph.
STEP 3 - Organize all the required documents listed in the requirements section below.
STEP 4 - Hand over your completed application to the designated authority at the board office.
STEP 5 - Always ask for a receipt as proof of your submission. The receipt should include the date and a unique reference number.
Important: You should submit your application within two months of the date of the worker's passing.
Documents
Please keep the following documents ready for your application:
- Original Board Identity Card of the worker
- Copy of the last subscription renewal
- Official death certificate
- FIR related to the accident
- Accident report
- Proof of relationship between you and the deceased, such as a Ration Card
- Your bank account details
- Aadhaar Card
- Medical report from the Competent Authority (RMO)
References
You can find more detailed information in the official documents given below:
- Puducherry Building and Other Construction Workers Welfare Board
- Death Benefit Claim Form
- Guidelines and Procedures
FAQ's
How can I address a grievance if I face issues with my application?
You can find all details on the complaint help mechanism on page 131 of the official Citizen's Charter.
Where can I find the application form and registration details?
The application form is located on page 87, and registration process details are on page 57 of the official document linked above. Applying offline helps make sure your request is processed quickly.
How will I receive the financial assistance?
The government transfers the funds directly to your bank account via the Direct Benefit Transfer (DBT) system.
Is there a total limit for the financial support available?
Yes, the total support is ₹4,25,000, which includes ₹2,25,000 from this scheme and ₹2,00,000 from the LIC.
How long does it take for the money to be credited after I submit my application?
The benefit is processed and paid within 15 days of the successful submission of your application.
What if the worker had stopped contributing to the board?
The worker must not have defaulted on their contributions for a continuous period of more than one year to remain eligible for this benefit.