Pradhan Mantri Awas Yojana Loan Scheme 2024 – Tenure Increased to 20 Years under CLSS for EWS, LIG & MIG

Pradhan Mantri Awas Yojana loan scheme 2024 tenure for EWS, LIG, MIG is max. 20 years, new PMAY Urban (PMAY-U) Loan Tenure under credit linked subsidy scheme component has been announced
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Pradhan Mantri Awas Yojana Loan Scheme 2024 Tenure: Central government cabinet has approved the extension of the loan tenure under the Credit Linked Subsidy Scheme component of Pradhan Mantri Awas Yojana – Urban. The loan tenure which was earlier maximum 15 years has been extended to 20 years, means lower EMI’s for the home loan borrowers. In addition to CLSS for EWS, LIG Category, the government has also introduced a new CLSS loan scheme for the middle income group of the society.

Income Eligibility for PMAY Home Loan

Income eligibility criteria for Pradhan Mantri Awas Yojana has been revised by introducing a new income level category. As per the new income eligibility criteria, people with higher income can also avail subsidy on housing loans. Prime Minister Narendra Modi also announced the increase in the home loan amount on 31st December.

The government has now also increased the PMAY home loan tenure from 15 to 20 years. As per the earlier scheme, people with annual income below Rs. 6 lakh can avail housing loans under the Pradhan Mantri Awas Yojana with interest subsidy of 6.5% for a maximum 20 years. The earlier scheme is however kept unchanged and new PMAY home loan schemes have been introduced. Below are the details of new income eligibility criteria for availing home loans under Pradhan Mantri Awas Yojana – Urban.

Maximum Annual IncomeLoan AmountInterest SubsidyMaximum Tenure
6 Lakh (Old)6 Lakh6.5%20 Years
12 Lakh9 Lakh4%20 Years
18 Lakh12 Lakh3%20 Years
PMAY Home Loan Income Eligibility

The maximum loan tenure for the earlier scheme was 15 years but now PMAY beneficiaries can avail housing loan for up to a maximum of 20 years from any of the PLI’s, Banks & HFC’s for Home Loan under PMAY.

As per the new home loan scheme, people having annual income of up to Rs. 18 Lakh can avail housing loan benefits under PM Awas Yojana for urban. The government is already disbursing loans under the earlier scheme for which the maximum annual income is 6 Lakh. The loans under the PMAY home loan schemes can be availed for new construction, purchase of a house or for refurbishing a houses which not suitable for habitation.

The benefits of the scheme can also be availed by the government employees provided they pay the income tax.

PMAY CLSS Income Eligibility for EWS / LIG / MIG

  • EWS households with an annual income upto Rs. 3.00 lacs are eligible for PMAY CLSS. Such EWS families can take loans upto Rs. 6 lakh with 6.5% subsidy. Loan amount above Rs. 6 lakh would not be eligible for interest subsidy. Maximum subsidy eligible under CLSS-EWS – Rs. 2.67 lakhs (approx.)
  • LIG households with an annual income between Rs. 3.00 lacs to Rs. 6.00 lacs are eligible for PMAY CLSS. Such LIG families can take loans upto Rs. 6 lakh with 6.5% subsidy. Loan amount above Rs. 6 lakh would not be eligible for interest subsidy. Maximum subsidy eligible under CLSS-EWS – Rs. 2.67 lakhs (approx.)
  • MIG 1 category includes households with annual family income b/w Rs. 6 lakh to 12 lakh. The credit linked subsidy at 4% will be available for loan amount up to Rs. 9 lacs in case of MIG-I. Banks can sanction Home Loans more than Rs. 9 lakhs but the subsidy will be restricted to Rs. 9 lakhs. Maximum subsidy eligible under CLSS-MIG(I) – Rs. 2.35 lakhs (approx.)
  • MIG 2 category includes households with annual family income b/w Rs. 12 lakh to 18 lakh. The credit linked subsidy at 3% will be available for loan amount up to Rs. 12 lakhs in case of MIG-II. Banks can sanction Home Loans more than Rs. 12 lakhs but the subsidy will be restricted to Rs. 12 lakhs. Maximum subsidy eligible under CLSS-MIG(II) – Rs. 2.30 lakhs (approx.)

The government is inviting online applications for PMAY for assessments of candidates through its official website pmaymis.gov.in

Houses under Pradhan Mantri Awas Yojana to have Lock-in Period of 5 Years

Central govt. has imposed a new condition on availing Home Loan Subsidy for Houses under Pradhan Mantri Awas Yojana (PMAY). Now all the people who have purchased new houses under PMAY Housing Scheme will not be able to sell their homes (property) before 5 years. Govt. has introduce a provision of “Lock-in Period” of 5 years for houses under Pradhan Mantri Awas Yojana (Gramin & Urban both).

Ministry of Housing affairs, Central govt. had earlier given its in-principle approval for the provision of Lock-in period. Official announcement for the same was made by the Union Cabinet. This notification will ensure that PMAY Scheme will benefit only those people who wants to purchase house for their own use.

This provision will avoid any misuse of this govt. “Housing For All” scheme. The main purpose of PMAY Scheme is to provide homes to needy & poor people.

PMAY Homes to Have Lock-in Period of 5 Years

Some people buy these houses to get rebate in Income Tax or to make investment in properties. There are certain apprehensions that people buy properties under PMAY Housing Scheme and sell-off their properties at higher rates to earn profits. This is because people get subsidy in the form of loans at cheaper rates to buy properties under PM Awas Yojana.

All the people can avail benefits of PMAY Scheme including those who wants to sell properties at higher rates. If people buy homes at cheaper loan rates under PMAY and sell it to any property dealer at market price, then the purpose of scheme is not served. Lock-in period will avoid and help in tackling such situation. The primary objective is to provide own-roof to every homeless person. That is why, such a huge amount of subsidy is being given to the people for construction & renewal of houses. To avoid any misuse of Pradhan Mantri Awas Yojana, provision of lock in period of 5 years is an important and essential step.

Govt. Initiatives to Enhance Coverage of PM Awas Yojana

Central govt. has taken various measures, change old rules and has implemented new rules in order to increase the scope and coverage of PMAY. If the annual income of any person is upto Rs. 18 lakh, then he/ she can avail subsidy on houses upto 2150 sq.ft under Pradhan Mantri Awas Yojana (PMAY). On the purchase of houses, any MIG category person will get Interest subsidy on home loans and can save upto Rs. 2.3 to 2.35 lakh.

In urban areas, there are various provisions for affordable housing which includes Credit Linked Subsidy Scheme. Carpet Areas of Houses has been increased under CLSS component of PMAY U. CLSS is now expanded to include the Middle-Income Group (MIG) covering two income categories:-

CategoryAnnual IncomeInterest SubsidyCarpet Area (w.e.f 1 Jan 2017)
MIG-IAnnual income between Rs. 6 lakh and Rs. 12 lakhInterest Subsidy of 4% for loan amount upto Rs. 9 lakhCarpet area for MIG-I is also increased from existing 120 sq.m to 160 sq.m.
MIG-IIAnnual income between Rs. 12 lakh and Rs. 18 lakhInterest Subsidy of 3% for loan amount upto Rs. 12 lakh.Carpet area for MIG-II is also increased to 200 sq.m.
PMAY CLSS MIG 1/2

Till 11 June 2021, the central govt. has given approval for the construction of around 112.52 lakh houses under PMAY. Construction is in various stages in more than 82.46 lakh houses and more than 48.31 lakh houses have been completed. Central assistance is Rs. 1.81 lakh crore out of which Rs. 96,067 crore has already been released. The total investment under PMAY Housing Scheme reaches to around Rs. 7.35 lakh crore. 

Progress of Pradhan Mantri Awas Yojana (PMAY) Urban

Central govt. aims to construct 1 crore houses under PMAY Urban (PMAY-U) over a span of 7 years i.e from 2015 to 2022. The progress of Pradhan Mantri Awas Yojana (Urban) is shown below:-

— 1.12 crore houses have been sanctioned
— 82.46 lakh houses are grounded for construction
— 48.31 lakh houses have already been occupied

This data is as of 11 June 2021. Now there is a Lock-in period period of 5 years for PMAY Houses. This will avoid misuse of CLSS under PMAY Housing Scheme. For more details PMAY Lock in Period, click the link – https://pmaymis.gov.in/

Pradhan Mantri Awas Yojana Loan Scheme Tenure for MIG

CriteriaCLSS (MIG-I)CLSS (MIG-II)
Household/ Annual Income (Rs)Rs. 6.01-12.00 lakhsRs. 12.01-18.00 lakhs
Property Area (Carpet Area ## )160sqm200sqm
LocationUrban -2011*Urban -2011*
Woman OwnershipNANA
Max Loan Amt for SubsidyUpto 9 lakhsUpto 12 lakhs
Subsidy %4%3%
Subsidy AmountRs. 2.35 lakhsRs. 2.30 lakhs
NPV9%9%
Max term of loan (on which subsidy will be calculated)20 yrs20 yrs
Property should be Family’s1st home**1st home**
ApplicabilityLoans approved on/after 01/01/2017Loans approved on/after 01/01/2017
PMAY Loan Scheme MIG Tenure

PMAY Loan Scheme 2024 for MIG

The government has made a huge budgetary allocation for the proposed Credit Linked Subsidy Scheme for Economically Weaker Sections (EWS), Lower Income Group (LIG) and Middle Income Group (MIG).

Now along with EWS / LIG category people, the middle income group of the society can also take home loans under the PMAY-U. If they are found eligible by the primary lending institutions, the interest subsidy will be credited to the home loan account of the beneficiaries.

The new Pradhan Mantri Awas Yojana loan scheme for Middle Income Group of the society will help reach the PMAY-U benefits to a larger group and help strengthen the mission of housing for all by 2022.

Recently Narendra Modi has also announced increase in the loan amount under PMAY from 6 lakh to 12 Lakh. Read the complete details about PMAY home loan subsidy / interest rates which were announced by Narendra Modi.

The government is inviting online applications for PMAY-U through two modes, first is assessment application through pmaymis.gov.in and second is through the common service centers across the country.

The complete details of the release about the amendment in CLSS for EWS/LIG and introduction of CLSS for MIG is available.

PMAY EWS / LIG Loan Scheme Tenure

The latest Pradhan Mantri Awas Yojana Loan Scheme Tenure for EWS / LIG Category people is as follows:-

CriteriaExisting Instructions (CLSS – EWS +LIG)Revised Instructions (CLSS – EWS +LIG)
Household/ Annual Income (Rs)Upto Rs. 6 lakhsUpto Rs. 6 lakhs
Property Area (Carpet Area ## )30/60 sqm*30/60 sqm*
Location17778 towns17778 towns
Woman OwnershipYes (except for construction)Yes (except for construction)
Max Loan Amt for SubsidyUpto 6 lakhsUpto 6 lakhs
Subsidy %6.50%6.50%
Subsidy AmountRs. 2.20 lakhsRs. 2.67 lakhs
NPV9%9%
Max term of loan (on which subsidy will be calculated)15 yrs20 yrs
Property should be Family’s1st home**1st home**
Validity20222022
ApplicabilityLoans approved on/after 17/06/2015Loans approved on/after 01/01/2017
PMAY Loan Scheme EWS LIG Tenure

How to Apply for PMAY-U Loan Scheme

The eligible beneficiaries of PMAY can directly contact the banks and lending institutions to avail the housing loan under the scheme. The loan facility under Pradhan Mantri Awas Yojana Loan Scheme is being provided by several banks and non banking finance companies as listed at the link here – https://sarkariyojana.com/list-pmay-home-loan-banks-housing-finance-companies/

PMAY (CLSS) Loan Scheme MIG Interest Rates / Subsidy

PM Awas Yojana Loan Scheme MIG Interest Rates & Subsidy: Pradhan Mantri Awas Yojana home loan scheme 2024 for middle income group (MIG) has been announced by the central government. The government has now included middle income group under the credit linked subsidy component of the scheme to provide interest subsidy on the housing loans. Under the scheme, the monthly installment for the housing loans taken will come down by Rs. 2000. The government has introduced two MIG categories, MIG-1 and MIG-2 under the new loan scheme.

Persons who have taken/applied for housing loan on or after January 1st 2017 would be eligible to take benefits of up to Rs. 2.35 Lakh under the scheme. Under the new PMAY home loan scheme for MIG, urban families with household income of up to Rs. 18 lakh per annum would be able to take benefits of the scheme. The government has signed MoU with 70 lending institutions for providing home loans to beneficiaries under CLSS for MIG.

PM Awas Yojana Loan Scheme MIG Interest Rates, Subsidy & EMI

You can now check the PM Awas Yojana Loan Scheme MIG Interest Rates in the table below:-

ParticularsMIG – 1MIG – 2
Household income per annum12 Lakh18 Lakh
Interest Subsidy (per annum)4%3%
Maximum loan tenure in years2020
Eligible loan amount for interest subsidy under CLSS for MIG9 Lakh12 Lakh
Discount rate for Net Present Value (9%) calculation of interest subsidy9%9%
Maximum interest subsidy2.35 Lakh2.3 Lakh
Dwelling unit carpet area upto160 Sq. Mt. (Previously 120 sq.m)200 Sq. Mt. (Previously 150 sq.m)
Monthly EMI @ 8.65% without interest subsidyRs. 7,894Rs. 10,528
Monthly EMI @ 8.65% with interest subsidyRs. 5,834Rs. 8,509
PMAY Loan MIG Category Beneficiaries

The total interest subsidy accruing on these loan amounts will be paid to the loan account of beneficiaries up front in one go there by reducing the burden of Equated Monthly Installment (EMI). Additional loans beyond the aforementioned specified limit, if any, will be at non-subsidized rate. There would be no processing fee charged by the PLI’s for applications under the CLSS. The PM Awas Yojana Loan Scheme MIG Interest Rates will remain applicable for the entire duration of the scheme.

PMAY CLSS for MIG – Eligibility & Guidelines

Apart from the family as comprising of wife, husband and unmarried daughters and sons, single unmarried youth and earning young adults can also apply for the subsidy under the CLSS for MIG loan scheme. Women with overriding preference to widows, single working women, persons belonging to SC/ST, BC, Differently abled and Transgender people would be given preferences for loans under the scheme. To be eligible to interest subsidy under CLSS for MIG:-

  • The beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India.
  • A beneficiary family should not have availed of central assistance under any housing scheme from Government of India.

PM Awas Yojana Loan Scheme MIG Interest Rates must be checked once before applying for the PMAY Home Loan Scheme.

Application Procedure & Steps for PMAY Loan for MIG

PMAY MIG Loan Steps
Pradhan Mantri Awas Yojana Loan Application Steps for MIG

EMI Calculator – PMAY Loan for MIG

As per the PM Awas Yojana Loan Scheme MIG Interest Rates, the EMI will be as follows:-

PMAY MIG Home Loan EMI Calculator
PMAY MIG Home Loan EMI Calculator

The government has also increased the loan tenure of the CLSS for EWS/LIG from 15 years to 20 years.

Features of PMAY Credit Linked Subsidy Scheme for MIG

PM Awas Yojana Loan Scheme MIG Interest Rates and other details about the PMAY MIG Loan Scheme are mentioned here:-

DetailsMIG IMIG II
Household Annual Income (Rs.)Min.6,00,00112,00,001
Household Annual Income (Rs.)Max.12,00,0018,00,000
Income Proof for Claiming SubsidySelf DeclarationSelf Declaration
Property Carpet Area (sq.m.) Upto160200
Property LocationAll Statutory Towns as per Census 2011 and towns notified subsequentlyAll Statutory Towns as per Census 2011 and towns notified subsequently
Applicability of No Pucca HouseYesYes
Woman Ownership/Co-ownershipNoNo
Due Diligence ProcessAs per the process of the Primary Lending InstitutionAs per the process of the Primary Lending Institution
Eligible Loan AmountAs per the policy applied by the Primary Lending InstitutionAs per the policy applied by the Primary Lending Institution
Identity ProofAadhaar No.Aadhaar No.
Housing Loan Sanction and Disbursement Period From1 January 20171 January 2017
Loan Amount (Rs.) Min.00
Loan Amount (Rs.) Max.9,00,00012,00,00
Loan Tenure (Years) Max.2020
Interest Subsidy (% p.a.)4.003.00
Discounted Rate for Net Present Value (NPV) calculation for interest subsidy – NPV Discount Rate (%)9.009.00
Max. Interest Subsidy Amount (Rs.)2,35,0682,30,156
Loan Category at the time of crediting the subsidyStandard AssetStandard Asset
Lumpsum amount paid per sanctioned Housing Loan application in lieu of processing fee (Rs.)2,0002,000
Quality of House/Flat ConstructionNational Building Code, BIS Codes and as per NDMA Guidelines adoptedNational Building Code, BIS Codes and as per NDMA Guidelines adopted
Approvals for the Building DesignCompulsoryCompulsory
Basic Civic Infrastructure (water, sanitation, sewerage, road, electricity etc.)CompulsoryCompulsory
Monitoring and Reporting the Completion of Property ConstructionResponsibility of the Primary Lending InstitutionResponsibility of the Primary Lending Institution
Default Repayment of LoanRecover and Pay back subsidy to CNA on proportionate basisRecover and Pay back subsidy to CNA on proportionate basis
Data Submission & Accuracy, and Record Keeping & MaintenanceResponsibility of the Primary Lending InstitutionResponsibility of the Primary Lending Institution
PMAY MIG CLSS Details

PMAY CLSS MIG Loan Scheme Earlier Updates

Along with the PM Awas Yojana Loan Scheme MIG Interest Rates, you can now check some earlier updates about the scheme. Here are some of the updates as released from time to time regarding PMAY CLSS MIG Housing Loan Scheme. ***Language of Writing is as of the update date***.

PMAY Urban CLSS MIG – Increase in Carpet Area of Houses Eligible for Interest Subsidy (Update on 12 June 2018)

Ministry of Housing and Urban Affairs (MoHUA) has released a new notification on 12 June 2018 to boost Affordable Housing. This notification is regarding an “Increase in the Carpet Area of Houses Eligible for Home Loan Interest Subsidy under Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (Urban) for the Middle Income Group (MIG)”. Now the Carpet Area under CLSS Component of PMAY-U is increased from 120 square metre to 160 sq.m for MIG I and from 150 sq.m to 200 sq.m for MIG II.

After this decision of increasing the carpet area for housing loan interest subsidy, Construction sector will get a major boost and will lead to enhanced economic activity. Now more MIG people will qualify for Subsidy under PMAY-U. Moreover, this initiative will also work well with the Revised RBI Housing Loan Limits For PSL.

Increase in Carpet Area under PMAY Home Loan Yojana

The important features and highlights of Interest Subsidy under CLSS component of PMAY Home Loan Yojana are as follows:-

  • In a major boost to the housing sector, govt. has approved to increase the carpet area for houses eligible for Home Loan Interest Subsidy under CLSS under PMAY-U.
  • As a result of this decision, now more MIG customers will qualify for subsidy under Pradhan Mantri Awas Yojana Urban. This would result in enhanced economic activity and construction activities.
  • Recently RBI revises housing loan limits for PSL eligibility from Rs. 28 lakh to Rs. 35 lakh in metropolitan areas (with population of 10 lakh or above) and from Rs. 20 lakh to Rs. 25 lakh till the dwelling cost does not exceed Rs. 45 lakh and Rs. 30 lakh respectively.
  • Increase in the construction activities in Housing Sector will impact other core sectors like cement, steel, machinery and other allied sectors. Moreover, this move will create jobs for both skilled and unskilled workers.
  • For more details on decision of Increase in Carpet Area for MIG Home Loan Interest Subsidy Eligibility under CLSS component of PMAY (U). See Official Notification at http://mohua.gov.in/upload/uploadfiles/files/9029212.pdf
Carpet Area Home Loan Interest Subsidy CLSS MIG
Carpet Area Home Loan Interest Subsidy CLSS MIG

MIG Segment plays a very vital role in the growth and development of economy of the country. CLSS for MIG People will support and help in realizing the dream of every family to own a house of their own.

MIG Home Loan Subsidy Eligibility – PMAY Credit Linked Subsidy Scheme (CLSS)

Here we are describing the MIG Home Loan Subsidy Eligibility under CLSS PMAY-U. The decision to increase the carpet area for MIG section was a long time demand of various stakeholders as potential beneficiaries were denied of the subsidy benefits for their homes due to an enlarge carpet area. Now increase in the carpet area will make them eligible for Interest Subsidy under CLSS. This decision is taken after a large number of requests to increase the carpet areas specified for MIG I and MIG II categories.

PMAY CLSS Home Loan Helpline

The home loans subsidy under CLSS scheme of PMAY will be processed through the Central Nodal Agencies. Below are the contact & helpline details of the CNA’s

National Housing Bank (wholly owned by Reserve Bank of India)
Core 5-A, India Habitat Centre, Lodhi Road, New Delhi 110 003
CLSS Tollfree No: 1800-11-3377; 1800-11-3388
E-mail: [email protected]

Housing and Urban Development Corporation Ltd. (A Govt. of India Enterprise)
Core 7-A, India Habitat Centre, Lodhi Road, New Delhi – 110 003
CLSS Tollfree No: 1800-11-6163
E-Mail: [email protected]

The assessment applications for PMAY-U are being invited through the online mode through official website pmaymis.gov.in of PM Awas Yojana.

581 thoughts on “Pradhan Mantri Awas Yojana Loan Scheme 2024 – Tenure Increased to 20 Years under CLSS for EWS, LIG & MIG”

  1. Mera bhai bhi bhut garib h 3 bacche h rahne aur sone ki jgah nhi h pm sahab aise logon pe pahele dhyan de meherbani HOGI.

    Reply
  2. I am a govt employee under state of Assam.My annual income is more than3,00,000. I want a houshing loan announced by PM on 31st Dec about 12lakh.May I eligible for this.If possible please help me because after 16 years of service till now i have no own home .

    Reply
  3. Sr main bohot garib hu and handicap bhi hoon or mere ammi Abbu k pass APN ghr nhi so pls mujhe ek ghr ki zarorat h 9696057626

    Reply
  4. Sir, this is superb program-me. But for the State Govt. Employees below the 6,00,000/- per annul income also not able to purchase site or house. Hence, it is good programme for the middle classes.

    Reply
  5. Hello sir ye yojana sub bank ko nhi malum hai aap ko online apply kar rahe hume ghar ka kam karne ke liye 6 lakh ki jarurat hai aap ki ye yojana hum jaise logo ke kam ya yehi plz sir ..

    Plz call me ..
    Sir …my no.9764330151

    Reply
  6. प्रणाम सर मैं श्यामपुरा कलां लालसोट दौसा का हूँ। श्यामपुरा पंचायत में बहुत ही गरीब परिवार है उसका नाम इस इंद्रा आवास योजना में नयी आया हैं और जो अमीर है उसका नाम आया है में निवेदन करता हूँ की मेरे गांव में जो गरीब परिवार है उसको इंद्रा आवास योजना में उसको भी सुररछित रहने के लिये इंद्रा आवास दीजिये में तो गरीब हूँ पर में चाहता हूँ की मैरे साथ सभी को यह इंद्रा आवास योजना दीजिये और चैनपुरा खुर्द बड़ वाली ढाणी इस ढाणी में लल्लू राम सैनी ज्यादा गरीब ह उस को इंद्रा आवास योजना भी दीजिय में आपसे नेवेदन करता हूं की आप इसको जरूर से जरूर इस पर क्रपा करे आपकी अति दया होगी सर plz.ं मेरा मोबाइल नो. 9001736595

    Reply
  7. sir
    ami abdul chhalam molla
    apanar kache ghorer janoo abedon
    korich. tate ami kono phal pelana
    ebare home loner jonoo anurodh
    korchi.apni amake home lone din
    ami ekti ghor banabo.
    ar ami o amar swa poribar
    apnar kache chiro kritogoo thakibo.
    eti
    abdul chhalam molla
    father .chhammad molla
    vill.khari srinagar
    p.o.kashinagar
    p.s.raidighi
    dist.south 24parganas
    pin.743349

    Reply
  8. Mai bahut garib hoo
    Mere pas makan nahi hai
    Plz pm ji mujhe bhi ek makan dene ka
    Kripa kare
    Vill + post sawan chhapra bairia ballia up
    Mob 8726222196

    Reply
  9. Please tell me the income criteria to avail housing loan under this scheme as I have no house. Is Salary mean only basic salary?

    Reply
  10. Sir Mai khooblal sahu Vill-gatapar Post-korra Dist-Dhamtari Ka niwasi hu Mai ek Student hu Mera aarthik sthiti thik nai hai Mere family walo ko aawas yojna ka labh chahiye mere gaw me Aise bahut logo ko aawas yojna ka Labh diya ja raha hai uske parent job me hai aur family bhi devide nai hua hai Aur sampanna hai aur Ghar bhi pakki hai use cchodkar photo bhi oparatar ke dwara dusre jagah ka khich kar bheja ja raha hai Aisa kyo gram sabha me kisi garib ka nam na kate karke samrthan Diya kyoki us Time name Open nai tha kya govt dwara janch karna chahiye pls batao sir..

    Reply
  11. may vi loan lena chata hu bt konsa bank me mile ga or kaise millenge o pata nehi ha so pls help me. how to apply and achieve it? my contact no is–09681239958/07278839958

    Reply
  12. Play 2017,eligibility crieteria,l could not get,if one of my friend his income is 18 lac he bought a house for 24 lacs through home loan for 20yrs tenure is he eligible for play subsidy,if yes how to avail

    Reply
  13. Prime minister ji apki skeem pmay jab safal ho payegi jab aap apne man ki baat kisi bhi adhkari ya afsar ko bataye bager hi ye sarve karwayen ki kitne loge kiraye ke makan me rehte jinka apna kahi par bhi gaonw me makan ya jameen Na ho unhe is yojna SE labh milna chahiye thanks

    Reply
  14. Hi,

    in 2016 I purchased Housing Loan(in My name) for bank.bank inform me that my loan eligible for EWS/LIG PMAY scheem and i applied for the same and subsidy credit in my loan account.i also getting letter regarding eligibility and subsidy from bank.
    But in feb,2017 from bank i received letter that i am not eligible for scheem(which passed in 2016) because femane name not in loan and reverse the subsidy credit form my account.
    can it possible that at one time i eligible for scheem and after one year i am not eligible for same.
    Please guide on above matter.

    Thanks

    Reply
  15. jis bhai ko rajasthan me pradhan mantri awas yojana me koi bhi madad chahiye wo mujhse contact kare. TARUN SHARMA. 9958086808

    Reply
  16. SIR ME BAHUT GARIB GU KHUD KA GHAR NAHI HE KIRAYE PE RAHTI HU MERE HUSBAND HANDICAP HAI UNKE PAAS KOI KAAM NHI HAI SIR MUJHE GHAR CHAHIYE MERE DO BACHHE HAI ISKE LIYE KYA KARNA HOGA SIE MY NUMBER 782772735

    Reply
  17. sir i am chinmaya ku satapathy odisha berhampur so i want house pmay schem so ple…. help me my mob no is 9861310807.

    Reply
  18. Sir.
    manney mode ji muje ve ek ghar ki jrurat hi aap si nebedan hi ki muja ek ghar deni ke kirapa kre
    Mera name .bedprakash shakya hi.
    Mob.9575429989 ,
    thankyou sir

    Reply
  19. sir mei bahut garib hun mere paas makan nahi hai mai kiray ke makan mwin rah rahi hun makan ka kiraya bahut mahiga hai ppipe line se ganda pani aata hai na plat hai na ghar hai mere pati majduri karte hain mai a.v.c b.block unnao (uttar pradesh)me rahti hun mujhe makan aur rojgar dene ki kripa karen mera mo no. 9889307295

    Reply
  20. sir ji me v pareshan hy abi tak ghar nahi ho paya hy me or me apne ammi kibemari me kharch ho jata hy GOVT OF W B Service employes hu par personal loan v nahi mil raha hy ap chaye to madad kar sakte hy sab gareebon k lye allah hum sabon ko ehsan karde amin

    Reply
  21. Plz…help my family
    My mother name is maniben Rameshbhai patel
    My father is expir
    At-post– vankal mota faliya (Ta-chikhli)Dist-navsari
    _________plz_________ i can help yOu
    My contact Number —-8460109937

    Reply
  22. good morning sir ,
    sir bank wala bolta ha ke hamara pass abhi tak koe notification nahe aaya ha es regarding main so pse sent a notification regarding PMAY/////////////

    Reply
  23. I am retd.govt.pensioner,BP 159000 & son’s income 3 lacs Annually
    . Home loan sanctioned RS 18 lacs,for 20 yrs.from Central Bank of India,Pune. Am I eligible for PMAY subsidy scheme if 2017 ?

    Reply
  24. सर,जितनी भी सुभिधाये सरकार निकाले पर गरीबो का कुछ नहीं होने वाला जितनी छीजे निकलती हैं उतने ही दलाल बैठ जाते पैसा नोचने के लिए दलाल भी वही जो नेताओ के चमचे होते है ।

    Reply
  25. Sir aap ki madad chahiye Hum Bpl Me Bhi Hai Koi help Nahi Milti Hai Hamara Awas Yojana may be Naam nahi aaya hai

    Reply
  26. Sir ap se mera yahi nivedan h ki desh ko age dadaye aur desh ke garibo ko dekhate huae unako bhi badaye
    Thanks
    Jai hind jai bharat

    Reply
  27. Sir main odisha se hun kiya sachme pradhanmantri bole he ya jhut, koi bank detanehi bolte hai pm ke pass chalijao agar pradhanmantri thik bolte hai to krpaya helpline no dijiye7539812936 pe samprk Kare jaihind

    Reply
  28. THE PEOPLE FROM LOW INCOME UNDER 3LAKH HAVE NOT FILL INCOME TAX RETURN BUT BANK ASK ABOUT THREE YEARS INCMETAX RETURN FOR LOAN & THATS WHY BANK REFUSES LOAN PROPOSAL WHAT CAN WE DO

    Reply
  29. Please let me know if I am eligible or not. My income group under 12lac per annum. My loan amount is 29lac and tenure is 20years. Loan taken June 2016. Property is 720 square feet.

    Reply
  30. 2011ke jangadana mai hamara nam nahi hai mai kya karu mujhe 150 lakh chahiye sar kya karu dhandh karna chahata hu

    Reply
  31. Is it applicable only to NEW Loans – Or the existing loans processed after 1 Jan 2017 can also take this benefit. Please give clarity on the same.

    Reply
  32. I applied for a house loan from pnb, but they told I am not eligible for pmay. My annum income is 5,28,000/- so My house area will be 60sq/mtr, but I choose a apartment 824sq/ft so it for I am not able under pmay. Plz tell me how could benefit for this oppertunity. My contact no is 8981491270. Thanku

    Reply
    • As per your income and area of apartment, you are eligible for the PMAY loan subsidy scheme but only if you applied for the loan in 2017. The scheme guidelines were out only on 22nd March, the banks might not have any information about these, please contact them once again

      Reply
  33. I take a home loan for the month of February 2017 and i want to PM housing loan interest rate subsidy. so i request you to please give me advise and proper instruction
    .

    Reply
    • You are eligible for the scheme but subsidy would be provided for a loan of up to maximum 6 Lakh in your case, rest 7 Lakh would be not subsidized and maximum tenure is 20 years

      Reply
  34. My annual income is 10 lakh,wanted to build house in rural area,works under central govt.Am I eligible.I have not applied for loan yet.please reply soon

    Reply
  35. Sir mera Survey I’d generate ho chuka hai, ab kya krna hoga mujeh?

    Or Loan ki Emi kya hogi?
    Plz give me instruction .

    Reply
  36. Sr I need the loan. Bt we already took a home loan from govt before 7 yrs bt it doesn’t fully constructed.so this loan to reconstruct the home. I’m i eligible for the pmay? Plz tell me

    Reply
  37. Sr I need the loan. Bt we already took a home loan from govt before 7 yrs bt it doesn’t fully constructed.so this loan to reconstruct the home. I’m i eligible for the pmay? Plz tell me

    Reply
  38. PRADEEP KUMAR -My annual income is about 10 lakh and my plot size is 40*35=1400 square feet I want to know I am eligible or not

    Reply
  39. Sir aapse mujhe a jankari chahiye ki pm aawas yojna k antargat jo ham loan le rhe h usme jo plot rhega o NIT k rool se rhna chahiye ya bina nit vala plot kyoki sir g 9-10 lacks ka to sirf NIT clears plot hi milta h to to kitne mai plot lege or kitne mai ghar bnayege

    Reply
  40. SIR I PURCHAGE 2 BHK FLAT IN 810 SQ FEET IN MARCH-17,PL TEELL ME I M IN BENIFIT THIS SCHEME I M GOT A LAON IN 1200000 TWELVE LAKH IN HDFC BANK…PL TELL ME

    Reply
  41. I have taken a flat on loan in 2011 and now I have sold it and want to purchase a New Flat… There is no other home on my name…

    May I eligible for PMAY 2017 or not?

    Reply
  42. Hello Sir,

    I have availed a loan of 13 lakh in 2013 in a co-operative Bank which is not in Primary Lending institution list. Am i still eligible?

    or Can i transfer the loan to the other bank listed for subsidy?Please guide

    Reply
  43. sir i purchase one flat 810 vergfeet area…i got loan in hdfc bank on 1200000/-twelve lakh n march-2017, so kya main is scheme ka benifit pa skta hu pl tell me

    Reply
  44. Hi Sir,

    I want to know that i have taken a home loan of 1500000 in can fin homes for 20yrs in the year 2014, will i be eligible for the PMAY. My annual income is 4 lac.

    Will this yojana will be for only Nationalized bank or even private bank.

    Kindly let us know

    Reply
  45. IF I want a loan of 20 lakh and can it be subsidized or not .
    My income is below 6 lakhs and not applied for it till now.
    Please suggest in this case.

    Reply
  46. sir my Indian army me service kharata hua. mera 370000 annual income hai. subsidy loan Ka jarurat hai sir . mera proferty seaway no me hai.

    Reply
  47. Sir me 360000 /year ka income
    He me 105/MTR ka plot dekha hu to mujhe construction + purchasing me like kina highly loan mil sakta he.or mujhe subsidy bhi mil jaye…thank you…

    Reply
  48. Dear Sir, i have taken home loan of 30 lacs from HDFC BANK in MAY’2016,But second disbursement of 5,00,000 given in march’2017. am i eligible for the subsidy ?? my family income also not more than 10 lacs.
    property carpet area 1120 sqft.

    Reply
  49. I need a loan of around 25 lac for 20 years & my annual income is 7 lac. How much amount can be subsidized.
    Please reply

    Reply
  50. Hi,
    my loan amount is 11,40,000/- from India bulls, in March-17, but they did not provide us the PMAY Scheme, they told me one of applicant or co-applicant should b ladies, i m unmarried.
    So i m not eligible for the said scheme. My annual Income After Tax is approx 6 Lakh.

    Reply
  51. Hi I bought a house in the year sept 2016 and availed 40 lac loan and my income is below 12 lacs pa. I’m aware that I’m not eligible for PM awas yojana loan however I would like to know is there any chance that I can get any other benefits under backward class category.

    Reply
  52. DEAR SIR
    I HAVE A 30*50=1500 SQ FT PLOT SIZE BUT IN GOVT MUNICIPAL CORPORATION ALLOW 75% (1125) SQ FT CONSTRUCTION AND I AM IN 5 LAC PA INCOME GROUP SO CAN I AM ELIGIBLE FOR SUBSIDIZED LOAN

    Reply
  53. i took a loan for 3000000 in march 2017 and my annual income is 6.30 lakhs will i be eligible for the subsidy?
    home area is 960 Sq.ft

    Reply
  54. I have taken a HL in Aug 16,for 22 lakhs, but it’s under moratorium period now, and only 2.6 lakhs have disbursed till now, so am I able for the subsidy under new scheme or not?

    Also suggest if I close this loan now and apply a fresh loan, then in in this case am I able for the subsidy under new scheme or not?

    Reply
  55. Hi,

    i have been doing rounds of my lending Bank SBI but they are saying that they are not aware of any such scheme.

    Please guide how to avail the subsidy.

    Regards
    Gaurav Jain

    Reply
  56. Dear Sir,

    Main Ek chota se village se belong karta hu meri Anual income hai 144000 Mera Disst Faizabad me hai mughe 300000 chahiya kripa karke mughe bataiya .

    Reply
  57. Plot area 948 sq.feet and build up is 1297 sq.feet income is 600000/-year 2200000/- loan lets hai to subsidy ka labh mil shakata hai

    Reply
  58. Sir my income below 5 lakh and I am govt employ . I want home loan 10 lakh . Please reply me . Mujhe scheme ka labh milega ya nahi . CAN FIN se home loan k liye apply kiya h aur bank wala bol raha h ki abhi koi notification nahi aaya h . Please sir guide me.

    Reply
  59. Mere pass apna home nhi h ,m rent pr r rhta hu, or pvt. Job kerta hu income h 200000 per annual,
    Kya m b loan le sakta hu play m

    Reply
  60. Please give me a reply i m in brahmin samaj i apply for loan 20 lacs my age is 26 and i apply for loan february 2017 can i eligible for this? ?

    Reply
  61. i took a loan for 2542000 in march 2017 and my annual income is 900000 lakhs will i be eligible for the subsidy?
    home area is 1162 Sq.ft

    Reply
    • Your home areas comes under the 12-18 Lakh income bracket but your income is less than that, if the carpet area is below 968 square feet, you can avail 4% subsidy on home loan in as per your current income. If your total household income is more than 12 Lakh then you can get a subsidy of 3% for a carper areas of up to 1180 Sq. ft.

      Reply
  62. sir plz me mere ghar me 3 log he meri ma mera bhai meri ma bhi job karti par hamara kiraya pe ghar he our mera bhai bhai clg karke job karta he hamara ghar ka rent 6000rs he tum batavo kiyse kare kripra karke hame gha dedo kiraya dene se accha he khud ki ghar me rahunga me pune se hu sab ghar muj par chalta he plz sir ( kothrud area) mb numb 8983833451 swapnil nagarkar

    Reply
  63. How can I apply for loan for a house. I work as domestic servant. I earn 10000 rs monthly.I live in delhi and I want a house in Delhi or its outskirts for eg.kundli.I have my aadhar card and voter I card…please help

    Reply
  64. Sir , I sold my home in nov. 2016, which was on loan and it’s all paid when sold, now i purchase new home and want to take loan on it, am i eligible for subsidy ?

    Reply
    • If your household income is less than 18 Lakh per annum, and looking for a home below 1180 square feet, then you are eligible

      Reply
  65. Can i eligible. My monthly income is 15000/- nd my father is farmer and the income from aggriculture is 5000/- per month. We have a semi pucca home in haryana which is totally open . the area of home 150sq feet . Tell me am eligible for this.

    Reply
  66. My age is 25 and my income is 1,80,000/- annual.

    in this scheme govt give home in india or loan for home or my selection from both options.

    Reply
  67. Meri 11000 salary he mujhe 1bhk pmay class scheme ke tehat loan lena he kya mujhe mera flat mil sakata he aap ki pmay class scheme achi he garibo ke liye achi he to muhje room mil sakata he
    Pls rply

    Reply
  68. when we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…

    Reply
  69. My annual income is 12.80 Lakh ruppes. Have booked a flat this month. I am going to apply for house loan of 35 lakhs for a 50 lakh flat. Am i eligible for PMAY.

    Reply
  70. when we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…

    Reply
  71. please suggest me ….can i iligible for PM AVAS YOJNA….HOME LOAN 12,00,000/- in MARCH 2015….ANNUAL INCOME 4LACKS,HOME AREA..815sq.ft. total…

    Reply
  72. Sir I taken 24 lack in 2016 now I have to transfer to lic and also top up loan .my annual income is 5 lack.area is 20×40

    Reply
  73. If we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…

    Reply
  74. dear sir i am live in Durgapur and my lone requirement is 18 lac .but my anual income is 3 lac so what ammount can i give subsidy by pmay .my flat area is 925 sq.ft.

    Reply
  75. Mujhe home lon ki bahut jrurt hai lon dene ki kirpa kare apka dharamveer 9729652427 v.p.o rampur khadar distt- yamuna nagar teh. Khijrabad pin cod 135101

    Reply
  76. I have 2 Plots attached togather, One of 800 Sqft & other of 6085 Sqft(Total 1485 sqft). My Annual Income is 450000. In order to benefit from PMAY can I get Loan for both plots or for a single one. I actually want to build house on both Plots combined, what should I do ?

    Reply
  77. Sir mera Survey I’d generate ho chuka hai, ab kya krna hoga mujeh?

    Or Loan ki Emi kya hogi?
    Plz give me instruction .

    Reply
  78. Dear Sir,
    I am a employee of private company ,not having own house at the age of 49 & having 7.5 lakh yearly income
    If I get a flat costing 30 lakh. Am i eligible to get the pmy credit linked interest benefit for 12 lac loan out of total 25 lack loan

    Please reply

    Reply
  79. My Income is 11lakh and I want to buy flat with carpet area 1250sqft.Can I eligible for pmay scheme for home loan interest subcidy?

    Reply
  80. I have taken Maxgain home loan from sbi in January 2017. Bank says that I can not get subcidy due to maxgain home loan. Is it true?

    Reply
  81. I am in MIG 1 .MY SUPER BUILT UP AREA IS 1365 SQ FT. MY INCOME IS BELOW 13 LAKH. MY HOME LOAN SANCTIONED ON 30 JAN2017. AM I ELIGIBLE FOR PMAY

    Reply
  82. when we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…

    Reply
  83. Boss my annul income below 6lakhs n im pay it also im nw looking 825sq feet house hw to apply for mr modiji aawasyojna plan plz help me 9629712738

    Reply
  84. Boss i want constract 825sq feet house n my annul income 6lakhs im IT filing in last 2years until april so hw can i use thz plan favorable ? Plz help me

    Reply
  85. Mera loan amount he 8lakh our meri annual income he 150000 our meri private job he Kya mujhe bhi subsidy milegi

    Reply
  86. Dear sir,

    My name is Dev Mani mai ek private job karta hu or meri annual income 70,000/- hai mera ghar UP ke Gorakhpur me hai mai PMAY ke tahat loan le kar ghar banana chahta hu pls mujhe guide kare.

    Reply
  87. Hi Sir,

    I am Santosh. My salary is 11,00,000 per annum. I am appling for HL in April 2017. On 22nd we guidelines for CLSS MIG is received. I have gone through entire guidelines for CLSS MIG 1. But wen I visited to bank on 7th April Bank people are not aware of the Guidelines for MIG… So if I am applying now How I can get the benefit of this scheme as Banks are not aware of this scheme..

    Reply
  88. sir maine jaipur rajasthan main abhi ek flat liya hai march-2017 main…maine bank se hdfc 1200000 rupeye loan liya hai kya mujhe bhi phyada hoga aur kab se…mare naam kahi bhi ghr nahi hai..pl batane ka kst kare…meri emi to suru ho gayi hai…meri salary arouound 300000 se uppar hi hai

    Reply
  89. Where can I apply home loan? In the home agreement woman name mentioned is must? I can take home loan of RS.1119000 in November 2016, and my annual income is 230000. I am eligible for subsidy.

    Reply
  90. Sir iam working for hdb financial services my annual income would be 300000..I want to know whether iam I eligible or not..since I have own house I want loan for 500000..if iam eligible means let me know how can apply for it..

    Reply
  91. sir, we, (husband and wife) both are in hp state govt. employees. My annual income is 6 lakh + and wife’s income is 4.5 lakh +.
    IN PMAY 2017,
    I) whether we both are eligible?
    2) if my wife takes the benefits of PMAY 2017, then I myself can take the home loan to build house at another place without taking benefit of PMAY 2017?
    3) Procedure of co-owner is compulsory in this yojna?

    Reply
  92. We bought our first house and applies for loan at hdfc 2 daya ago. It is 65 sq mt.our income is 4-5 lpa.are we eligible for clss mig scheme.
    Note:-my elder borther is earning and we both brother are unmarried.

    I saw on official website of hudco that “An adult earning member irrespective of marital status can be treated as a separate household in MIG category”

    What is meaning of above statement?
    Is it mean that we are mot eligible?
    Please clarify me.

    Reply
  93. Sir me privet company me job krata hu mera yearly income 1,62,000/- he kya muze lone mil sakata he kya . mil sakata he to kitana milega.

    Reply
  94. Subsidy of interest ane aavs yojna na 2.20 lack bne ekj che k bne no alg labh mle??
    Atle dr mahine Emi pn ochu tay ne??
    Ane 2.20 loan ni mudl rakm pn gate??
    2 labh melvi skay??

    Reply
  95. Please clarify, my annual income is 5.34 lak and we are purchasing a flat of 1095 sft. Are we eligible for this PMAY benefit ? Kindly respond asap.

    Reply
  96. Dear sir. I want a home loan under pmay scheme. Which bank I go for take this loan. I have write it because allahabad bank denied to give me this scheme. Plz guide me which bank I go.

    Reply
  97. I want to purchase a plot of land which cost is 5lakh can i apply loan 6lakh for the same in pmay,will I be eligible to get subsidy,because if I purchase a plot then I won’t be able to built a house,my annual income is 6lakh,kindly reply

    Reply
  98. Hi Sir i m taken home virar west this is my first house in mumbai my loan amount is 215500/-rs & i m register the flat name Me & my wife name both are first house can you give me confirm i m eligible for PM yojana. My income is 4 Lac & my wife is house wife & i m flat parches is 15 NOv 2016 .

    Reply
  99. Hi Sir i m parches home virar east this is my first house in mumbai my loan amount is 2155000/-rs Tata capital home loan & i m register the flat name Me & my wife name both are first house can you give me confirm i m eligible for PM yojana. My income is 4 Lac & my wife is house wife & i m flat parches is 15 NOv 2016 .

    Reply
  100. I have borrowed a home loan from Bank of India in March,2016 but due to ECS and such another improper banking services I my home loan take over to SBI from BOI on March,2017 for Rs.12,85,000/ regarding CLASS Scheme I fully qualify to all criteria or conditions.I also certified that I haven’t taken interest subsidiary and any other benefits under prime minister awas scheme and such another schemes. I have applied to new PLI (SBI) to get benefit of interest subsidiary under CLASS for MIG l&ll scheme 2017 that notified 11-03-2017 but I haven’t taken interest subsidiary on my home loan what should be done to finds this scheme pl guide to me for ensure to find this advantage/ profit.?? .

    Reply
  101. Dear Sir Pradhan Mantri Awas Yojana Ye kab suru huva hamne to loan pahle liya tha hame bhi iska labh milna chahiye loan octo 16 me liya tha kya app bata sakte hai

    Reply
  102. My Annual income is 360000/- & i Choose 1 flat in Pune Around Rs 2900000/- Build up Area 605 Sq/Feet
    as well i will appling for loan Approximate rs 2500000/- can i get benifit against this scheme ?
    if yes how much ? What is MIG I, MIG II ?

    Reply
  103. My Annual income is 360000/- & i Choose 1 flat in Pune Around Rs 2900000/- Build up Area 605 Sq/Feet
    as well i will appling for loan Approximate rs 2500000/- can i get benifit against this scheme ?
    if yes how much ? What is MIG I, MIG II ?

    Reply
  104. I am planning to buy a resale flat in under construction stage (Almost 65% work has done in this project). The owner is committing possession in March-2018 with taking consent from builder.
    I have confirmed from PLI(bank) that I am eligible in MIG Subsidy Scheme.
    My questions are as follows :

    1) Is this scheme is available for resale property ?
    2) Is this scheme is available for under construction resale property ? If Yes any limitation of Possession period ?
    3) If there is limitation of possession period, It will count from date of commencement of loan or construction start date ?

    Awaiting response.

    Thanks

    Reply
  105. Sir l am state govt employ my annual income 240000 “loan amount 900000. Sq feet 860. Subsidy eligible or not eligible apply next month

    Reply
  106. SIR I AM SELF EMPLOYED MY ANNUAL INCOME 300000/- IAM BY PROPERTY APRIL 2017 605 CARPET AREA AND I TAKE LOAN WITH HDFC RUPEES 150000/- 15 YEARS & PROPERTY REGISTERED ONE NAME ONLY (PRAMOD) SO I AM ELIGIBLE FOR SUBSIDY ?

    Reply
  107. My house plot is in the name of father and there is one house, Living father, mother and younger brother and family. I want to build another home in same plot. Can I apply this loan scheme in name of My father ?
    or in my name ? Property owner is father.
    please advice.

    Reply
  108. My annual income is 2,16,000 i am going to take home loan of 10,40,000 for 30 years. Area of flat is 666 Sq.Ft. Just wanted to know i am eligible or not?

    Reply
  109. My age is 27 and my annual income is 132000.i want to buy a home in kerala under construction
    i want to apply for home loan can i eligible for this.

    Reply
  110. My gross annual income is Rs.1 Lakh and i want to avail loan of Rs.5-6 lakhs.Will i be eligible for subsidy?If yes,then what will be my monthly installmets.Waiting for your reply sir

    Reply
  111. Sir, my annual income is 3 Lac per annum.. I have gifted property and 35 yr old tiled house.. So i want demolish old house and build new house in same property.. I need 1200000 loan from bank.. Please inform me am i eligible for pmay benifit…

    Reply
  112. Actually SBI given the home loan 9%intrest…but as same interest 8.65% it’s not liked interest rate of PM awas yojana..how to happy for middle class people…middle class person 80% village they haves annual income maximum 1.5(or)2 lach and under employ(constable) annual income 3,5 lach in this category people which is beneficiary schemes available..any scheme given the category wise…

    Reply
  113. My Annual income falls below 5 Lacs & i have a Home loan of 14 Lakhs from Dec 2015.. Can anybody put some light on the matter if i can try for this scheme?

    Reply
  114. Hi sir ,

    I have purchased a property 2 years back and accordingly taken a loan from ICICI bank. Now I am shifting my loan to other bank. My Annual Income is 14 Lakhs & Area is as per MIG 2 norms

    Am I eligible for the same.

    Regards

    Reply
  115. Sir, I have done stamp duty registration on 29 Dec 2016 and disbursement on 8 Jan 2017, can I avail PMAY mig scheme. Pls confirm at the earliest.

    Reply
  116. Dear sir,
    Me and my brother booked 750sqft single flat through joint account.this is our first house .Both our annual income is 600000…Can we avail the subsidy benefits .Pls reply

    Reply
  117. sir i want take loan 1000000 lac via pm awas yogna , sir i am govt employee my salary is 312000/- how can i get the loan from bank. send me the link and contact no .

    Reply
  118. Dear Sir

    Mene affordable house k under SIgnature global se 350 squire ft ka 1bhk flat liya h, jiska alotment november-2016 me hua h or wo mere hi nam h,mene bank se 11.36 lacs ka loan liya hua h, meri annual income3.24 lacs h,kya mujhe PMAY ki subsidy milegi, bank bol rha h k isme apki wife ka nam hona jaruri hai. please btao me wife ka nam ab add krana chahta hu,

    Reply
  119. Dear sir
    please inform the contact number in Kerala to know about this scheme.
    Iam lived in gramapanchayt I eligible for this scheme
    I want 6 lakh subsidy loan sir plz sent mgs in my mail

    yours fathifully

    Reply
  120. Hello PM sir,

    We are rescinding in Shivamogga from past 10 years,but we do not have any property. I am requesting you to provide us a small home to live our life without any fear. Thank you sir.

    Reply
  121. My loan is sanctioned in Feb-2015, Bank says i am not eligible for CLSS (Subsidy Scheme).
    How can i get the benefit of this Scheme.

    Reply
  122. Dear sir,
    Mera nam Ranjeet Kumar Biswas hai mari salary 360000/anuam hai mere pas koi ghur nahi hai main kiray ke makan me rahta hu mujhe ek flat kharidne ke liya 12 lakh rupayees chahiye kiya mujhe pradhan mantri awas loan subsidy mil sakti hai. Main madhyamgram ,kolkata 700132 me rahta hu jo ki munsipalty ke under me hai..

    Reply
  123. Dear sir
    My annual income is 398000. I bought a flat in appurtment flat area is 980sft.so I want to go home loan in CANFIN bank.so am I eligible for PMAY please suggest me thanks you

    Reply
  124. I had booked a flat in Shahnkheshwar Township in 1 B H K scheme. Am I elegiblefor the PMAY scheme and how to apply for the same.

    Reply
  125. My annual income is 5.50 Lakh accordingly my salary slip, and I have purchase a flat in May-17 this flat size is 1234 SQFT super builtup area, and i have also taken loan from HDFC loan amount is 29 Lakh for 20 years, so please inform me i am eligible for PM Awas Yojana Loan Scheme 2017

    Reply
  126. I am now working at China with annual salary of 15 lak. whether I am eligible for PMAY loans. Thanking you.

    Reply
  127. sir hum rent par rahte h.aur is yojana ka labh lekar ghar banana chahte h par form bharne ki website open nahi ho rahi h aur biaora me koi place samajh nahi aa raha h kya kare bataiye

    Reply
  128. sir hum kiraye k ghar me rahte h aur is yojna ka labh lekar ghar banana chahte h par website open nahi ho rahi h aur biaora(rajgarh) me koi jan suvidha kendra samajh nahi aa raha h jahan se form bhare bataiye…….

    Reply
  129. dear sir my annual income is 4 lakh i purchached flat i got home loan of 7 lakh in vijay bank .on date 29/09/2016 at the time of loan sanctioning i asked them to consider my loan in the scheme of pmay CLSS they assured we sent documents for consideration to head office .know they told me u are not eligible for this only ladies can apply for this.so our bank rejected your purposal for this reason.so what can i do for this
    sir kindly give me the suggestion.

    thank u sir from karnataka

    Reply
  130. Hi Admin,
    My total flat’s area is 1185sq ft(110.0901 sq mts) and I’m not sure if it is built up area or carpet area. I’ve taken the loan in March-17. My only concern is the area of the flat. Will it be eligible for this PMAY ?

    Reply
  131. Sir I am under low income group. Marrage status is single and my parents have expired. I want to construct new home. Am I eligible for home loan subsidy under pradhanmantri awas yojana??

    Reply
  132. Sir,, PM AY LOAN KE LIYE. .. MUJE KAHA APPLY KRNA PADEGA…MERA PLOT 1000 SQ/METER HAI…MERI ANNUAL INCOME Rs140000/- Hai…Please Tell me advise

    Reply
  133. Dear Sir/Madam,

    we are eligible but Bank refuse with reason , yet not received the notifications

    please help….

    Reply
  134. I am booked a flat and sbi sanction my loan 29th December16. but ur telling only those who r eligible apply jan17 this not justified i am also low paid employee my self only laps 3 days this scheme for low paid employee..pl.suguested me what to do….

    Reply
  135. Sir , this benefit of the scheme is only available government employees ( PMAY Urban )
    Its not get others ? Sir
    Sir plz reply me

    Reply
  136. Hi,

    I have loan of 33L and the tenure is 25 yrs. My wife is co applicant. The loan has been sanctioned on Mar’2017. Total annual income (mine + wife) is 13 L. Am I eligible for the scheme ! I took loan from LIC HFL and they said they don’t have any information on the eligibility criteria.

    Please suggest.

    Reply
  137. Sir I am a retire teacher my income annually @240000/- can I get PRADHAN mantri awas yojona …..Loan amount 10Lc …….Plz reply me

    Reply
  138. I am Rama Chandra.R of Bengaluru availed/Sanctioned Home Loan of Rs. 26,67,000/- from Canara Bank, Bengaluru during Oct,2014(repeat Oct,2014). I am Central Government Employee having a annual income of Rs.7,00,000/-(now). Whether, I am eligible for subsidiary, as I have been paying interest rate @ 9.6% and total EMI of Rs. 24,825/-p.m.

    Reply
  139. Hi, I am a housewife and am a part time LIC agent, with an annual income around 1.5lakhs. Can I apply for a housing loan and buy a house under PMAY scheme?

    Reply
  140. Sir i I want to help .my loan amount is 1200000 and loan taken in Feb-2017 .I have eligible or not for PMAY schem..and loan tenure 13 year..

    Reply
  141. I sold my home before 7 years ago and i dont have any property right now and i want to purchase new homeunder 50 sqr mtr and my yearly income is 2 lack so can i eligible for clss sceam? Can i get subsidy?

    Reply
  142. sir me 6 lakh tak ka loan gramin aawas me lena chahta hu iske liye mujhe income proof dena hoga kyuki me ek kisan hu

    Reply
  143. Sir actully i m nasreen meri mummy nd papa working h bt unke pass as like proper proof nhi hoga bt early income 252000 hai to kya hm eligibel h is ghr k liye or kya creteria hoga apply krne k liye hmne form to fill kiya h bt abhi tk koi loan nhi liya h to plsss ab bta skte h ki kese krna hoga

    Reply
  144. sir i want to repay my loan of 1200000 taken in 2011..my carpet area is 680sq feet and my annual incom is less than600000.

    whether am I eligible for PMAY?

    Reply
  145. sir i have booked a flat under haryana govt. affordable housing scheme with area of 560 sq ft. and taken a loan of rs 2000000/- (20 lacks) from PNB housing in the year of 2015 at a rate interest of 9.55%. my annual income is under 5 lack. can i get the subsidy on my loan. if yes what is the process to change it or get it. thanks

    Reply
  146. if Beneficiary own a pucca house in the name of mother earlier and they sold the house on may 2017 can the Beneficiary avail the benifit of pm subsidy

    Reply
  147. Dear Sir/mam,

    I took Home Loan of 28,80000/-, on Feb-2017(in Kotak Mahindra Bank) and its for 20 years. We bought a Flat of 910 sqft and UDS 519 sqft. My annual income is 4,05000/-(4 lakhs). Till not i am not notified regarding the Subsidy benefits of PMAY-CLSS from the bank(Kotak Mahindra bank) for the Home loan.

    Can you please help me i am eligible to take this benefit and guide me what needs to be done from my side.
    Please do the needful for me.

    Thanks,

    Reply
  148. Please let me know if I am eligible or not. My income group under 2,23,200 per annum. My loan is Axis bank Ahmedabad amount is 7,24,000 and tenure is 20years. Loan taken Feb- 2017. Property is 1017 square feet. i go to bank for subsidy . but he told me you are not eligible because you property is not woman name. so please help me .

    Reply
  149. Sir main 28/3/2017 ko home loan Liya LIG Flat Registeri my madem ka name nhi home se bank pmay subsidy nhi de Rhi or income bhi 6 lak se cema so pmay ka benifet nhi Mila or mig ke under bhi benifet nhi Mila hai sir meri help ker Tatha LIG ko bhi MIG ke same kar de. Mob 8814012160

    Reply
  150. Hi,
    I am single working women and am applying for a Home loan in SBI. My income is 9 LPA.
    But in property agreement I have made by father as a co owner along with me but he is not contributing in loan and he is a pensioner and he owns a home.
    Please let me know if I am eligible for PMAY MIG 1 scheme. Your response is highly appreciated.
    Thanks & Regards,
    Gauri

    Reply
    • You are eligible for PMAY MIG 1 scheme as per the information provided by you in the comment, You can visit the bank branch for more details

      Reply
  151. Sir,I am central govt serviceman .my annual income is Rs. 4,50,000 .my plot size is 45×45 feet=2025 squar feet.My required loan amount is 15,00000 Rs.presently my home town located at jalpaiguri district city in westbengal.Kindly advice me about this purpose because I have no any pucca makan.please tell me I am eligible or not for this subsidy.please give me loan taken procedure by pdf file or any link via download option.

    Reply
  152. We are from karnataka resides in chikkaballapur town.. i recieve 15000 monthly salary.. and my land consisting of nearly 1000square feet.. i require 12lack loan from this scheme.. am i eligible for this loan? If eligible.. from which bank i should apply. And procedure???

    Reply
  153. SR…

    Main abhi kiraye k ghar me rehta hoon muje khud ka ghar lena hai meri incom annual 250000 hai kya muje itni income me ghar mil sakta hai and muje kitne tak home loan mil sakti hai

    plz reply

    Reply
  154. Please let me know if I am eligible or not. My income group under 2,50,000 per annum. My loan amount is 7,50,000 and tenure is 20years. Loan taken Feb- 2017. Property is 1017 square feet.so please help me .
    Reply

    Reply
  155. I am going to buy new home first time. I want more information about subsidy some body is told me if buy the house in wife name will get subsidy is this true? Are there two subsidy scheme one is interest subsidy and another is direct credit to the account if buy on wife name ? Please suggest

    Reply
  156. I had purchesed a plot by bank loan now i want constuct house on it my income is less than 3.5 lack may i gate direct subsidy please reply

    Reply
  157. hello Sir…Im from odisha cuttack…mujhe ek home loan chahiye…bank wale help nahi karte…iska koi saral upaya bataen….mera 1400sqft area hai…jisme ghar bana ke kiraye pe dena chahta hoon…plz meri baat pm modi g ko pohancha do…

    Reply
  158. my total income is 1.40lahks. I want to purchase a flat. my loan amount would be 9lakhs.. am i eligible? please reply with the procedure

    Reply
  159. I need to take a home-lone of about 20 to 25 lack, My anual income is about 6.5LPA How i can utilize this facility, plz send me the respective solutions.

    Reply
  160. Hi, I bought my home with loan which was sanction and disbursed in December 2016, am I eligible for getting the subsidy in MIG 1 category

    Reply
  161. sir,
    my annual income is Rs.276000/- and i want to purchase a house under nagar nigam lucknow which plot area 670sqft. and purchase cost is 1700000/- and loan amount is 1500000/-
    can i avail loan subsidy from PMAY loan scheme

    Reply
  162. Hi Dude,

    I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement.

    Now total loan amount is 900000. Whether i am eligible for this scheme

    Reply
  163. Dear Sir

    I have taken Loan of 25Lakh in July 2016 from CANARA Bank. if i transfer my loan to other bank at that time can i take benefit under PMAY scheme?

    Reply
  164. i have purchased my first house in 2010 on loan of rs 5.5 Lakh & tenure is 20 years, can i avail this scheme. if yes how i can apply for the same

    Reply
  165. I am from West Bengal resides in katwa town.. i am receiving 16000 monthly salary.. and my land consisting of nearly 1000 square feet.. i require 6 lack loan from this scheme.. am i eligible for this loan? If eligible.. from which bank i should apply. And procedure???

    please reply…..

    Reply
  166. I am from westbengal resides in katwa town.. i am receiving 16000 monthly salary.. and my land consisting of nearly 1000 square feet.. i require 6 lack loan from this scheme.. am i eligible for this loan? If eligible.. from which bank i should apply. And procedure???

    please reply…………

    Reply
  167. Hi dude
    My brother bought a loan of 10 lakhs from canara bank at 2017 . He is worked at dubai. We need a loan for house construction weather my brother eligible for this scheme or not if he eligible what are the documents he submitted give the full details

    Reply
    • Hi, please check the details with the bank, visit your bank branch for details about your eligibility and documents required

      Reply
  168. Hi sir (PM Modi ji) this is Monika I was trying to apply for this scheme but the was I am unable to go through on 2nd page I don’t know why but after adding my adhar no. It’s been on same page without any error so could you please help me out because I am inserting a valid adhar no. I am Confused what to do I wanna a buy a own house please help me

    Reply
  169. hi sir i have taken home loan on 27/5/2015. 1475000/ rupees and my yearly income 200000/plz tel me i eligible for subside ? new announcement subside criteria on 8 april 2017

    Reply
  170. Sir mene pmay housing loan ke liye mere family mukhiya ki jagah mere name se form bhara to kiya wo admi ke name se farm cancel to nhi hoga please Jan kari de

    Reply
  171. Sir I am govt. Empl in Bihar. My income is 300000 yearly. My wife has 592 sq.feet land in Patna. I want home loan under subsidy in pm sahari Awas yojna. How and where I apply . pl.guide me.

    Reply
  172. I wanna 8 lack loan against property my property is 20 lack
    My annual income is 2.50 plz say how can I take loan

    Reply
  173. I need to take a home-lone of about 9 to 12 lack, My anual income is about 3LPA How i can utilize this facility, plz send me the respective solutions.

    Reply
  174. I need to take a home-lone of about 9 to 12 lack, My anual income is about 3LPA How i can utilize this facility, plz send me the respective solutions.help me please

    Reply
  175. Hi Dude,

    I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement.

    Now total loan amount is 900000. Whether i am eligible for this schem

    Reply
  176. Sir I have 2 vacant plot registered in with Aadhar no.now I want to buy 1 new house.can i eligible for home lone subsidy ?

    Reply
  177. I am in Ambattur (Chennai).my annual income is about 1,80,000,can I avail pmay scheme.if it is yes ,in which place will I get my house?

    Reply
  178. my family income is approx 2lacs per annum and in present we live in a pucca house in noida. Am i eligible for a home under pmay scheme and in which category?what type of home i will get and where?

    Reply
  179. I am a central govt.emp. My gross annual income is 6,05,000/-and house carpet is under 90sqm.Am I eligible for subsidy Rs. 2.35 lakes under the scheme PMWY.

    Reply
  180. I am a central govt.emp.My gross annual income is 6,05,000. And I want to a loan Rs. 24,00,000/- from SBI bank and house carpet area under 90 Sqm. Am I eligible for subsidy under PMWY scheme.

    Reply
  181. Sir i’m doing a pvt. job…with slry 10000pm… i hv taken education loan also….nd my study is completed…and i’m starting to give back my loan amount to the bank monthly…but now i also want a loan upto 12-18 lakhs….for bussiness purpse…. so will u suggest me…am i aplicable ?… and if i m…. then how much amt. of loan can i get frm the bank ? i need loan jst becoz i want to start my own bussiness

    Reply
  182. Dear Sir,
    Please let me know if I am eligible or not. my income is 4.50 Lac PA my loan amt. is 19,90,000/- Axis Bank and tenure is 25 yeasr. Loan saction Feb,15 but first disbusment Apr,16 property is 430 square fett carpet area.

    Reply
  183. me kutch gujrat se belong karta hu meri mothly income 15000 he muje apna Makan banana he iske liye loan chaiye 200000 to plz..help kijiye

    Reply
  184. Hi Dude,

    I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement

    Now total loan amount is 900000. Whether i am eligible for this scheme.

    Reply
  185. Sir, I’m self employed i got loan sanctioned from HDFC Bank for Rs 20,00,000.00 My Property is below 90 Sq Mt. Will I get the benefit of under PMAY scheme.

    Reply
  186. Hi Dude,

    I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement

    Now total loan amount is 900000. Whether i am eligible for this scheme

    Reply
  187. Hi Dude,
    I’m Vikas my annual salary is 4lakh.
    I want to avail this scheme. Please suggest me if I am eligible to avail this scheme,if yes then please guide me how can avail this scheme and what us the procedure to apply. Please advice me urgently.
    I news it more and urgently.
    Thanks in advance.
    Thank
    Vikas

    Reply
  188. SIR I HAVE PURCHASE A BHK FLAT 2016 IN ASANSOL FORM LIC. LOAN AMOUNT 1150000.I WANT TO TRANSFER PM AWAS YOJANA.FOR SUBSIDY PLEASE ADVICE ME HOW ???

    Reply
  189. SIR I HAVE 2BHK FLAT IN ASANSOL AND ITS REGETERED BY WIFE NAME .IS IT POSSIBLE TO SHIFT PM AWSA YOJANA .PLEASE HOW . I AM PRIVATE EMPLOYE .MY BASIC SALARY IS 13111/. LOAN AMOUNT 11.50000/LIC FOR 25 YR.SIR PLEASE ADVICE ME HOW TO TRANSFER PM AWAS YOJANA. I HAVE A KID ALSO.

    Reply
  190. sir me is awas yojna ka labh lena chahta hu me kiraye se rahta hu me khud ka makan lena chahta hu jaipur mansarovar thanks

    Reply
  191. sir i am from udalguri assam my occupation is cultivator my annual incom is less than 1 lake i have not adhar card i have only voter id what can i take p may home loan for rebuilt in our hous

    Reply
  192. sir my annual income is less than 1 lake i am a fermar what i can take home loan for rebuilt in our house plz plz help me

    Reply
  193. Hi Sir,

    I am taking loan Amt is 18,00,000 for 20 yrs. My apartment area is 1265 sqf, am I eligible for the PMAY loan subsidy scheme ?

    Reply
  194. Dear Sir I am salaried person in unlisted private company tirupur but my native is sathamangalam in erode district tamil nadu.I donot have any property
    in my name so i am eligible this PMAY scheme or not.

    Reply
  195. Dear Sir,
    I am purchase house in year March 2016 but My Wife name is not mentioned on the aggrement.
    Kindly suggest to me what can i do for avaling subsidi benifit.

    Reply
  196. Dear Sir,

    I m salaried person & form OCB cast.
    I m purchase house in year 2016 & I m eligibale for MIG-I class.
    Can i claim subsidi benifit ?

    Please reply

    Reply
  197. My annual income is below 600000 and my loan of 1352000 was sanctioned in july 2016. The house is on name of both me and my wife.
    Am i eligible for this scheme or not??

    Reply
  198. Dear sir mera naam sirajuddin ansari hai me mumbai me rehte Hu mere pass koi ghar nhi hai sir pls mujhe ghar dilado sir plssssss

    Reply
  199. sir I hve borrowed loan of 13 lakhs in year 2012 then I have again re-bowered loan for amount of 4 lakh on dt
    :- 20/10/2016 .Sir I am an central government employee with yearly gross income 650000.00 can I get Pradhan mantree avas youjana CLSS subsidy /or can I appy for the PM AVAS YOUJANA

    Reply
  200. Hi Sir,

    1-I am taking loan Amt is 25,00,000 for 12 yrs from LIC HFL . My apartment base area is 1022 & super area is 1453 sqf, my an income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
    2-How can apply any eligible persion for scheem.

    Reply
  201. Hi Sir,

    1-I am taking loan Amt is 25,00,000 for 12 yrs from LIC HFL in may 2017 . My apartment base area is 1022 & super area is 1453 sqf, my an income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
    2-How can apply any eligible persion for scheem.

    Reply
  202. I HAVE A HOME LOAN IN LIC HOUSING FINANACE LTD. I TRANSFERRED MY LOAN TO SBI IN MARCH 2017.MY CARPET AREA IS 1130 SQ FT.I FALL UNDER MIG 1.CAN I APPLY IN PRIME MINISTER AWAS YOJNA? TAKE OVER OF LOAN IS APPLICABLE OR NOT APPLICABLE IN PMAY?

    Reply
  203. lower income people can also eligible to pmay scheme like annual income lower than 1 lakh rupees. not eligible to this scheme who are already own the hoouse his name or any member of the household and who are taken house loan are also not eligible.

    Reply
  204. sir hmari monthly income 15000 h hm rent pr rehte h hme 6lakh ka loan chaiye jisse hm ghr lena chahte h kya hme loan mil sakta h plz sir

    Reply
  205. Hi, I have taken a home loan from SBI in March 2017 for purchase of a new flat which carpet area is 38.52 sqr.metrs. and my annual income is 8lacks per annum. For avail credit subsidy I visited the home branch and also RACPC. But bank officers are ignore me and told me that you are not eligible for the credit subsidy. Kindly help me how to apply for credit subsidy.

    Reply
  206. Sir,

    I am Veni, and got home loan of rs.19 laksh from sbi on march 2017. Would I eligible for
    PMAY=CLSS subsidy benefit. pl. let me know

    Reply
  207. Sir,

    I am Veni, and got home loan of rs.19 laksh from sbi on march 2017. Would I eligible for
    PMAY=CLSS subsidy benefit. pl. let me know

    Reply
  208. Hi Sir,

    I am planning to take a flat at Hyderabad. I am planning to take a loan of around 30Lakhs and my Income is 8LPA. I am eligible for this scheme.. Please give more information on this sir. My number 9963029233 and mail id [email protected].

    Reply
  209. sir plz reply kya hme loan mil sakta h hmari yearly income 1’8000 h kya hme 6 lakh ka loan mil jayega sir plz reply kr dijiye hme apna ghr lena h

    Reply
  210. hi my annual income 250000. i have no IT am i eligible for loan which bank we can go and if have house in past sold out now we are eligible for PMAY pls give information

    Reply
  211. hi my annual income 250000. i have no IT am i eligible for loan which bank we can go and if have house in past sold out now we are eligible for PMAY

    Reply
  212. I want to purchase house /flat at hyderabad from private builder. my income is Rs.800000/- pa.whether i am eligible for pmsy subsidy.

    Reply
  213. Sir, Please send Building Drawing Soft copy for Pradhan Mantri Awaas Yojana — Gramin to achieve Housing scheme, The unit size is to be enhanced from the existing 25 sq.m including a dedicated area for hygienic cooking.
    Total Area 25 Sqm Home Building drawing

    Reply
  214. Sir my name is sahadeb biswas..i live in west bengal.district-dakshin dinajpur…p.s-banshihari..p.o-buniadpr.pin-733121..
    Sir i requested that.i wish to get a home loan for my dream house…i work in a government school..non teaching staff like peon..my salary is 16k.so i get 9 lac ruppes for my home..so i can get subsidy 3-4 %interest..and how much time are now ..which date are in this affers are closed..how can it is possible plz sir reply..me..fast…kindly..ful details

    Reply
  215. I WANT A HOUSE LOAN TO RENOVATE MY HOUSE BUT MY HOUSE IS ON MY LATE FATHER-IN-LAW’S NAME. AM I ELIGIBLE TO GET THE LOAN. WHAT ARE THE ELIGIBILITY CRITERIA FOR PM HOUSE LOAN.

    Reply
  216. 1-I am taking Home loan Amt is 25,00,000 for 15 yrs from IDBI BANK . The built up(Recorded) area of my house is 112.20 sqm, and for same built up area carpet area is 105 sqm, and my income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
    2-If i am eligible then how should i can apply for this scheme.

    Thanks

    Reply
  217. Hi Sir,

    1-I am taking loan Amt is 25,00,000 for 12 yrs from IDBI BANK . The built up area of home is 112.20 sqm, but for same built up, carpet area is 105 sqm, and my an income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
    If yes what should i do to take benefit of this yojana.

    Reply
  218. Hi i am a state govt employee 5.96lakh gross come. I want take home loan 25lakhs with am i eligible for interest subsidy under this scheme.

    Reply
  219. dear Sir
    m Bsf m job kr rha hu.kolkata m posted Hu
    or maira Bank account Kolkata m h
    maira village m maire jamin h vo maire name se h. mujhe usme House bnana h. mujhe Loan MIL skta h uske liye mujhe Kya documents chahiye. plz tell me

    Reply
  220. Dear Sir .
    Me govt. Employer hu. Meri income 390000 have. Mene apni wife ke name makan liya h. Or lichfl se wife ke hi name 1700000 lakh. Loan Liya h.tenure 20 year.loan 05/02/2017 me Liya. House 50*20=1000 Sq ft. h..kya hame PMAY LOAN SUBSIDY ka labh mil sakta h. Agar milta h to kya karna hoga.

    Reply
  221. I am married. My income is around 5 LPA. My wife is a home maker. Would I be eligible for this scheme. How much subsidy would I get? I wish to buy a 1 BHK in Pune of around 25 lakh. I do not own any property of my own. Please suggest.

    Reply
  222. I have taken loan of 2800000 for purchase of new flat along with my mother as coapplicant. My father has one house on his name, so will i be eligible for PMAY.

    Reply
  223. sir,

    I taken home load from HDFC last March 2017, my income Rs.5.28 lac per anum.
    I discussed about subsidy in hdfc bank but they told you are not eligibility for PRADHAN MANTRI AWAS YOJANA SUBSIDY SCHEME
    Let us know how they calculate for subsicy scheme.

    Reply
  224. Sir my father have gross salary of rs44609,my mom earns 10000 by tution .we have a plot can we get loan of 600000 to construct house

    Reply
  225. Dear Sir, I bought home in June 2017 and After bought I will go for refinance Home loan, Am I eligible for PMAY Scheme…??

    Reply
  226. I Bought new Home in June 2017 on my wife name… We have bought first property in india… Now In July 2017 If I will go through Refinance Home loan then Am I eligible for PMAY…??

    Reply
  227. Sir ji namaskar mera property hai mere pitaji ke naam par 23/40 me 3 bhai ki hissedari hai sir ji abhi hamne namankan nahi karvaya hai me private kam karta hu mene loan ke liya form bhara tha par abhi tak koi progress nahi hu sir ji mere ghar kaccha hai abhi me namankan karva raha hu kya stamp par bhaiyo ke sign lekar apna haqdar bankar mujhe subsidy loan mil jayega sir please meri help kare thanks

    Reply
  228. I have rec’d loan of Rs. 12 lakhs for my flat at Gujarat housing board ,scheme at Gota Mig-1 in Ahmedabad ,from LICHFL in June 2017 but LiCHFL is not giving me PMAY subsidy form for MiG scheme. What to do ?

    Reply
  229. Hello sir namskar mai ek garib insan ka balak hu sir mere mata-pita bahut garib admi hai or mere mata-pita ke upar bahut karj bhi hai or mai padhna chahta hu par mujhe koi Sahra nahi hai or mujhe 1lakh 25 hajaar mil jaega to karj khatm ho jaega or mai achha se pdhai bhi karuga mo-9576322004

    Reply
  230. Im co-applicant for my bother’s home loan.
    Property is owned by my brother.

    Can I be eligible for home loan in my name.
    Being co-applicant am I eligible under PMAY.

    Reply
  231. Sir,
    kindly arrange a home for my family near of kolkata because i can not pay rent of my rented house.I am ready to pay the minimum of emi rs.2000 to 2500 as EMI. My Mobile No.9874854475
    Thanking You
    Raju Dey

    Reply
  232. sbi is not section my home loan bank . a put up 09-06-2017 but bank without reason stoped my home loan i am a seneir citizen.

    Reply
  233. Do you need a loan to start your business ? Do you need a loan to pay with your bills ? At the moment we offer Education loan , business loan , mortgage, agricultural credit , personal loan , auto loan , etc. , if you need a loan with specific interest so we can send more information to You den you contact us on [email protected]

    Reply
  234. Modi ji se Guzarish Hai Sar mein bahut bahut Gareeb Hoon mere ko aap apna Ghar Chahiye Aap Ne Kaha Tha Har Ghadi Woh Apna Ghar Hoga ghar mein Apna Ghar Mein Rehta Delhi Delhi Budh Vihar Phase 1 thank you sir

    Reply
  235. Hi, I’m a working women of age 30, married with 2 daughters of 5 year and 3 year old and have a land of 20*3o. My income is 250000 Lakh per anum. Please guide under which scheme I will be eligible to get PMAY for house construction.

    Reply
  236. I’m an working women, my annual income is 2,50,000/-. i’m married with 2 daughters I own a land of 20*30 in Bangalore rural. Please advise the eligibility scheme details for house construction.

    Reply
  237. Dear Sir,

    We have purchased flat & taken home loan in Nov 2015 from Central Bank of India. As the policy says the scheme has become effective from 17 June 2015. As such, loans sanctioned and disbursed on and after this date would be eligible for the benefit under CLSS.

    This is our 1st property & annual income 4.5 lakh. Whether we are applicable for PMAY scheme.

    Sir plz reply me.

    Thanks & Regards,

    Varsha.

    Reply
  238. Hello sir…
    i am working as a banker annual income is 5.94lakh and father annual income is approx.50,000/-. i have availed loan of Rs.30 Lakh for 30 years,Now I am bachelor.My father doing a private job and he don’t have any house in his own name.and He is co-applicant of my loan ….
    please guide me i am eligible for PMAY subsidy under MIG-1

    Reply
  239. Sir main 2016 main loan lichfl se liya to muje uski subsidy abhi tak nahi mili aur yah kitani milegi muje batane ki kirypa kare main apni subsidy rasi ke bare main janana chata hu Jo ki aur 1800000 ka loan hain to plz bataye ki kitana subsidy aayega

    Reply
  240. Sir me govt.employee hu muje isme benifit milega ya nahi or milega to kitne tak ki loan provide hogi plz sir help me.

    Reply
  241. Hello Sir,
    Firstly i took loan from HDFC in Jan’16 then in this year in April’17 i takeover this loan in SBI. so please let me know shall i eligible for PMAY scheme.

    Reply
  242. Respected SIr,
    I am Haryana State Govt. employee, my gross annual income is 4,20,000/- and house carpet area is 95 sq. mtr. Am I eligible for subsidy under PMAY scheme.
    Thanks

    Reply
  243. Respected Sir,
    I am State Govt. employee, my gross annual income is 4,20,000/- and I got home loan from HDFC Bank amounting to Rs. 11,00,000/-. My house carpet area is 95 sqr mtr. Am I eligible for subsidy under PMAY scheme.

    Reply
  244. Sir, my hoam loan sanctioned in october 2016 and loan disbursed in january 2017.In october 2016 my monthly income was 48000.My co-borrower is my wife.Am i eligible for PMAY Scheme.

    Reply
  245. I am a govt employee i want a Personnel loan , Sir can you please suggest me which personnel loan is under pradhan mantri yojana plz.

    Reply
  246. Dear sir
    Im Balveer singh chauhan and my annual income is 220000/- i want to apply for home loan can i eligible for this and i want know the processe of it. & how will get it done & which bank i need to contact please sir guide me.

    Reply

    Reply
  247. I have been sanctioned housing loan of RS.60lakhs by SBI for purchase of flat measuring 990 sq’carpet area. The flat is under construcion. Loan was sanctioned during April 17 and have released two instalments. My family income is >12 lacs and <18 lacs PA. I want to know the procedure for claiming interest subsidy under PM awas Yojana. Pl guide.

    Reply
  248. Sir I have a 1.77 cents with a small house but I can’t stay in that house can I apply for pmay scheme for buy an old flat required 10 lakh rupees

    Reply
  249. I have not purchased a flat yet. I am planning to buy an old flat of rs. 30 lakhs of HUDA colony in Faridabad. Can I get the pradhan mantra awas yojna and my early salary is 7 to 8 lakhs. please suggest me whether I will get the benefit of pradhan mantra awas yojna in purchasing old flat or new constructed gflat. please guide me.
    (G.V. Swamy

    Reply
  250. Sir I am semi gov servent and my anul income 6. 50 lakh also my loan sanction ed from bank of India (20 lakh) for 20 year period .sir may illegible for awas yojna scheme ?please reply.

    Reply
  251. hi sir,

    i have got home loan from federal bank of RS 27 lakhs on feb 2017.
    My anual income is 7 lkhs Would I eligible for
    PMAY=CLSS subsidy benefit. pl. let me know

    Reply
  252. Dear Sir/Madam

    My loan sanctioned on 26.12.2016 through Axis Bank,, can i eligible for PMAY (loan subsidy), my income is upto Rs. 500000.

    Reply
  253. hi..
    kindly advise me. how ill go for it n which bank can give this pm awas home loan because i went and ask 2.3 bank about this yojana but nobady can’t help m. so please advise m how will i need go for it n let me know formality and perper work also..

    Balveer

    Reply
  254. सर मे गरिब हू मेरे पिताजी का निधन हो गया हे पिरधानमनतरी आवास यौजना का लाभ नही मिल पराहा हे मेरा B.P.L मे नाम हे मेरे यहा
    का सरपच दे नही रहा हे मेरा भाई विकलंग हे उस को भि कुछ नही मिल रहा हे आप से ही मेरी विनती सर जी
    मुझे कुछ भी योजना का लाभ नही मिला हे

    मेरा मो0 7415575827

    Reply
  255. Sir,

    i am nagaraju,my family income 360000 PA.and my house was registered on my parents but both are expired.Documents and every thing is my father name only.my house was 1st floor finished to slab only and we are ready to construction finish the house.iam eligible or not to PMAY.

    Reply :

    Reply
  256. Which income is considered to get this subsidy?gross or net. And we are getting incentives how much percennt is considered for this.Please advise. It will help me to take decision.

    Reply
  257. I had bought my house in 2014 with 25tenure of home loan of rs. 20lacs, am i elwligible for home loan subsidy. I realy need this subsidy.

    Reply
  258. I’m applying for Home Loan for CGEWHO Greater Noida project which might be completed in Dec. 2020.
    I’m fulfilling all other criteria like Do Not have any Pucca House, Carpet area of CGEWHO House will be within limits, Annual Income is also within define limit of CLSS II scheme for MIG.
    Am I eligible to get Interest subsidy or only those projects which will be completed by 2019 are covered. Kindly clarify.

    Reply
  259. sir/madam,

    I had bought my house in Jan-2017 with 25tenure of home loan of Rs. 982003 lakh, including Insurance. I am I eligible for home loan subsidy. Under
    (pradhan mantri awas yojana )
    Please guide me.
    Reply

    Reply
  260. Sir,

    I want to apply for a home loan of 25 lakhs for a tenure of 15 years for construction of a house of 750 sqft area. So how i will get the benefit of PMAY? From the information given on your website, what i understand is subsidy is considered in first 9 lakhs loan (i.e, 9%-4% =5%) and normal interest is calculated on rest 16 lakhs loan (i.e, 9%) out of the 25 lakh home loan.
    Kindly enlighten me in the matter.

    Reply
  261. sir
    apni amar SPHH e ghor liste name
    ache sekhan theke ami ghor paini
    se karone sir apni amake home
    lone din ami ghor banabo
    name . abdul chalam molla
    vil. khari kasinagar
    p.o.kasinagar.
    p.s.raidighi
    dist.south 24 parganas.
    stet.wb
    pin 743349

    Reply
  262. dear sirDear Sir, I bought home in June 2017 and After bought I will go for refinance Home loan, Am I eligible for PMAY Scheme…??I have rec’d loan of Rs. 6 lakhs

    Reply
  263. Sir,

    I had taken Loan from Aspire Home Fainance of Rs.1150000/- and i am Elegibility for Subsidy and i have submited my Aadhar card to the BAnk.

    please help me getting updates

    Reply
  264. HI SIR I STARTED MY HOME WORK I NEED 12,00,000 FROM YOU FOR EMI RATES I THINKING THIS PROCCESING TAKE LONG TIME HAVE ANY IDEA FROM YOU TO TAKE EASY LOAN FROM TELANGANA

    Reply
  265. HI SIR I STARTED MY HOME WORK I NEED 12,00,000 FROM YOU FOR EMI RATES I THINKING THIS PROCCESING TAKE LONG TIME HAVE ANY IDEA FROM YOU TO TAKE EASY LOAN FROM TELANGANA

    Reply
  266. I brought 605 super built up 1 BHK flat in the year 2014, my first EMI started on oct 2014. My annual income is 590000. Am I eligible for the PMAY scheme. Please respond.

    Thanks

    Reply
  267. I am presently staying in my Mother’s home. (She is the only owner of the house there is no co applicant for her house)
    This is my first home, I am buying in my name.
    It is mandatory to have a co applicant for taking home loan that why I have put my father name as a co applicant. My father don’t have any home in his name.
    (co applicant – My father) I will get benefit of Pradhan Mantri Awas Yojana Or can I applied loan under Pradhan Mantri Awas Yojana in my name only.

    Reply
  268. Hello,

    Dear Modi ji I’m Purnima I’m final year College student. I want to say that we are very poor and I Annabel to build my home and I’m single daughter child too more responsibility and I need loan subsidy for Home insurance request you.

    Thanking you in advance
    Purnima.
    Mobile no-9871583006

    Reply
  269. Me Puna se hu Mene bhi Pradhan mantri awaas yojna Ka form bhara tha mere mumy ke naam se bataya ke 6 mahine baad inquiry Karo lekin Kuch fayda nahi huwa are sach me Kya is yojna Ka labh hoth bhi Hai agar hota he to batao Puna me Abhi tak lako logo ne form bhara he kisko Mila is yojna Ka labh, or agar Mila Hai to him q nahi Kya problem hai

    Reply
  270. Dear sir, I am a state govt. Employee, drawing salary Rs.5,28,000/- PA.
    Can I eligible for this. Kindly tell us the last date of filing of application.

    Reply
  271. I have availed home loan from sbi under max gain skim. My loan was sanctioned on 22nd dec 2016, but my disbursement date is 7th feb 2017. can i avail the facility of PMAY? i lies in middle income group (MIG-1)

    Reply
  272. Dear sir, I am a state govt. Employee, drawing salary Rs.5,28,000/- PA.
    Can I eligible for this. Kindly tell us the last date of filing of application and how to approach, whom to approach for loan application. Kindly do the needful.

    Reply
  273. Dear Sir, I bought home in Mar2017. But home registration is my name..No woman are co borrowers
    My annual income 4 lacs..can I eligible for PMAY Scheme

    Reply
  274. Sir, I am Navin Kumar. I have taken s home loan to purchased a flat in South Delhi in 2017 Feb.
    I talked with my GIC HFL to give The benifit of CLSS under PMAY. But Branch is denied for it.
    I email to branch and again he did not replied.

    Pls help me out how can I available this benefit.

    Regards Navin.
    9711993224
    [email protected]

    Reply
  275. Sir, I am Navin Kumar. I have taken s home loan to purchased a flat in South Delhi in 2017 Feb.
    I talked with my GIC HFL to give The benifit of CLSS under PMAY. But Branch is denied for it.
    I email to branch and again he did not replied.

    Pls help me out how can I available this benefit.

    Sir pls revert on my email id.

    Regards Navin.
    9711993224
    [email protected]

    Reply
  276. Dear sir meri pmay app id is AAA09800866192777 apply for nine month ago but not any responce no call no any quary from ur team.

    Reply
  277. Hello,

    Dear Modi ji I’m veer kumar. I want to say that we are very poor and I Annabel to build my home and I’m single too more responsibility and I need loan subsidy for Home insurance request you.

    Thanking you in advance
    Veer.
    Mobile no-9015919943

    Reply
  278. I HAVE AVAILED AHOME LOAN FROM SBI OF RUPEES 10 LAKH MY ANNUAL INCOME IS 398000 CARPET AREA OF MY HOUSE IS 64 METRE SQUARE IS I AM ELIGIBLE T0 APPLY OR NOT (APPLICANT IS WOMAN&BELONGS TO
    MINORITY CUMMUNITY)

    Reply
  279. I have got the loan sanctioned in Oct 2016 and partly disbursed in Nov 2016. However I have to yet register my property. So Can I get the benefit of Pradhan Mantri Awas yojana…my income is in 12-18 lakh slab. Loan tenure is 25 years for now but can be down size to 20 years before registration.

    Reply
  280. I was having one home at Jaipur, I have sold out that flat, since I have moved out professionally from jaipur and started to work at Ahmedabad.

    Now I have purchased one flat at Gandhinagar ( at this point of time this is my first property), whether I am eligible for PMAY scheme or not ??

    Please guide ?

    Reply
  281. dear modi sir
    main deepu singh s/o visheshwar singh madiyao me rahta hum 4 log hain aur hum logo ke pass apna rahene ke liye home nahi hain kiraye pe rahte hain aur sir hum log bahut hi gareeb hai aap chahe to mera pura deta le sakte hain matlab mera background bhi dekh sakte hain uske baad hi aap kuch kare mere liye aap ne sir kaha hai ki sab ke pass apna makan hoga aur sir itna paisa nahi hain ki kahi bhi hum jamin ya makan le sake aap se hi umeed hain aap kuch kare mere liye aur main abhi 22 year old hun lekin mere upar bahut hi pareshani hain so pls aap mughe ek chhat dila dije….. ye mera no hain 9044543285 pls call me and reaply sir

    Reply
  282. dear sir modi ji
    mera naam deepu singh hain aur main madiyao lucknow uttar pradesh me rahta hun sir mere pass rahene ke liye makan nahi hai kiraye pe rahta hun aur sir hum log bahut hi gareeb hai hum 4 log hain mummy papa bhai…
    aur nahi koi sarkari naukari bhi hai jo hum log ek apne liye makan banva sake aur aap chahe to mera pura backgrond bhi cheak kar sakte hain sir pls mughe ek makan provide kara dije main hamesha aap ki hi party ko vote deta hun aur deta rahunga ye mera no hai 9044543285,, pls call me and reaply

    Reply
  283. I am working in a government undertaking corporation. (KERALA STATE ROAD TRANSPORT CORPORATION) My net salary is Rs 21000/month . I have a family(wife and two children) But my property is in a single ownership, that is mine. Am I eligible for loan subsidy.?

    Reply
  284. Modi sir ji namaskar sir mei ek gareeb Aadmi kiraye ke ghar mein rehta hoon Jo Dena muskil hota hai sir mujhe ek Ghar chahiye aapki bohot bohot kirpa hogi sir ji

    Reply
  285. Sir, I purchased apartment plot no106,at palangi village on 12-9-2017.Alahabad Bank, TANUKU given housing loan Rs1500000/-.Emi is 16000/-, May I eligible for pmay interest subsidiary,? sir

    Reply
  286. sir ,
    i constructed a house with carpet area on ground floor 85 meter square and first floor has 46 square meter
    so total carpet area is 131 square meter without avoiding toilet area,work area (toilet area+work area=12 square meter) and my family imcome between 6 lakhs to 12 lakhs (in pmay scheam mig-1 group) ok ? sir , my question is i am eligible for credit linked subsidy scheam in pmay loan

    Reply
  287. Dear Sir,
    I bought home in August 2017 and After bought I will go for refinance Home loan, Am I eligible for PMAY Scheme…?? please suggest

    Reply
  288. Dear Sir/Mam
    My name is Dinesh Rana and I am from solan, Himachal Pradesh.

    Sir, my father is an ex army person. He is 65 Years old. His pension is around 22k.

    My elder brother is presently working in Patanjali Ayurveda his age he is 32 years unmarried men. His salary is 23k per month.

    We have recently purchase a 1600 sqt feet area.

    Sir My faher and my brother both don’t have any property, land and pucca house in any area of india.

    My Father and brother jointly apply for the loan of 20 lakhs under Pnb bank subathu district solan (H.P).

    Sir i just want to know that is my father and brother jointly eligible for the house loan under Pradhanmantri Awas Yojna.

    Reply
  289. If i constructed the house in udpui which is belongs to Karnataka whether am i eligible for the PM awas yojana MIG II. It is a ancestors property which is belong to my mom name. Ist eligible for constructed house loan for my name, because my mom is house wife.

    Reply
  290. Shree मती वशुन्धरा राजे जी मुख्यामंत्री राजस्थान !
    महोध्या जी निवेदन् है की में आयुष सिन्ह जो एक गरीब परिवार से हू ओर कई सालो से हम सिर्फ ओर सिर्फ भाजपा को ही वोट देते है ओर ऊमीद है की ऐसा ही करते रहेंगे पर मुझे खेद है की भाजपा को कोई ऐसी सूची बनानी चाहिये ज़िसमे ये डाठा इकठा करना चाहिये ज़िसमे की वे लोग जो सिर्फ ओर सिर्फ भाजपा को ही वोट देते है ओर देते रहेंगे ऊनं पर भाजपा द्रारा अपना ध्यान केन्द्रीत करना चाहिये !
    ऊंहे गरीब परिवार जो करजे के बोज में ढ़बे है ऊंहे करजे से उभारने के लीये कम ब्याज पर लोन की व्यवश्ता की जाये ताकी वे करजा चुका सके !
    ओर हर उस परिवार जो भाजपा को ही वोट देते है ऊंहे अच्छी नौकरी की व्यवश्ता की जाये !
    मैडम आप से निवेदन है की प्रधानमंत्री द्रारा दी जाने वाली राशी का बुगतान जो रूपये 148000 है ओर शोचालया के लीये दी जाने वाली राशी 12000 सही लोगो को नही मिल रही है ! सभी जगह सिकायत करने के बाद भी कोई शुनवाई नही हो रही ! भामाशाह मे मिलने वाली राशी भी मेरी माताजी के खाते में नही आ रहा है !
    अच्छे व्यापार के लीये रूपये नही है ! घर की बहुत ज्यादा हालत खराब है ! रूपये मांगने वाले शुबह शाम परेशांन् करते है ! इतने साल बी जे पी को वोट करने का कोई फायदा नही मिला वो ही गरीबी भरी जीन्दगी है !
    अब तो हर तरफ से ही परेशानी ही परेशानी हो रही है !
    कोई किसी प्रकार की मदद नही मिल रही कई बार सिकायत करने के बावजुद लोन् नही मिल रहा !
    गोपाल सिन्ह चौहान
    पुत्र स्वर्गिय श्री गुलाब सिन्ह
    पलोट न् 75 न्यू खारदा कॉलोनी सिरसी रोड भांकरोटा
    302026 वार्ड न् 33
    पार्षद मुकेश शर्मा कांग्रेस पार्टी
    9950330007

    Reply
  291. My carpet area is 92 sq mtr. But Bank is still saying that I am not eligible for subsidy because they still consider 90 sq mtr as limit for MIG-1. Can any one please suggest.Is 110 Sq mtr is eective or the one who has get loan in April 2017.

    Reply
  292. I am a Central Govt Employee and I Have purchased a House and its Registry was done on my name, weather I am eligible for the Pradhan Mantri Awas Yojna, the House was purchased in year 2015.

    Reply
  293. I am a Central Govt Employee and I Have purchased a House and its Registry was done on my name, weather I am eligible for the Pradhan Mantri Awas Yojna, the House was purchased in year 2015.

    Reply
  294. I am a Pvt Co Employee and I Have purchased a Flat and its Registry was done on my name, weather I am eligible for the Pradhan Mantri Awas Yojna, the House was purchased in year 2016.

    Reply
  295. Sir my name jaya.i started the pre lone 2016.but my home registration in 2018.i am eligible in this lone.this is first house to me.

    Reply
    • Mera naam Chandramohan Yadav hai
      Sar aapse nivedan Hai Ki Mera Karya purn karaye
      Hamare ghar ke pass laga hua kharanja Jiska Nirman Adhura Pada Hua Hai aur mere ghar ka pani Nahin nikal pata hai
      Mera mobile number7460006628 hai
      Mere yahan ka Gram Panchayat Pradhan Karya ko pura Nahin kara raha hai

      Reply
    • Address s/o Ajibuddin ansari ward No 2 bill hulhula khurd post mahdelya PS Nagar Untari Gatewa jharkhand 822121

      Reply
  296. pl I have son. land property is in my name , as only eligible son in future heis to get my property. no source of income for my son. i want a separate house for him.can i get a house for this son fm pmay-g. pl comment.

    Reply
    • Mr. Rethinasamy Ayyalu, PMAY-G Scheme is not applicable for the persons who or his family members possess land in their name. This is only for the poor and destitute people who does not have their own house.
      ** Share your comments & discuss with other community members on Sarkari Yojana Forums forums.sarkariyojana.com

      Reply
  297. Hi Sir,
    I am Planning to apply loan for our house renovation. Kindly suggest me how to apply for PMAY as soon as possible.

    Reply
  298. I am looking a loan for our house renovation.
    how do i can contact with #PMAY ?
    pls assist us. ravi i am in bangloer rural

    Reply
  299. Hi Team I have also applied but there is no reason for the rejection..
    Bank just said rejected..
    Trying calling to class office but no response

    Reply
  300. HI sir/madam,
    this is devaraj naik i do n0t have home so please assist me through this yojana
    my details are :
    name : devaraj g naik
    from : mugdoor (UK)
    TQ : siddapur 581355, karnataka
    karnataka siddapur.
    po : kondli
    email: [email protected]
    phone number : 9535127279 (whats app no.)

    Reply
  301. Kya Mujhe Pata Lag sakta hai mera naam Pradhan Mantri Awas Yojana list mein hai ya nahi ok thanks Kya Mujhe Ko Kaise Pata Lage ga ki list mein mera naam hai ya nahi

    Reply
  302. Annual income 450000 Rs.plot 45×45 feet wife and husband name recorded,city_jalpaiguri,West bengal.govt servant,pls tell me about home loan,eligibla or not,procedure for applied

    Reply
  303. Kya Mujhe Pata Lag sakta hai mera naam Pradhan Mantri Awas Yojana list mein hai ya nahi ok thanks Kya Mujhe Ko Kaise Pata Lage ga ki list mein mera naam hai ya nahi

    Reply
  304. Hello sir can you tell me that my name is present or not present name virendra das or Anita Devi iam from pahsaul katra muzaffarpur Bihar pin code 843321

    Reply
    • Hi Chandra Mohan Yadav mere ghar ke paas laga vah kharanja Jiska Nirman Adhura Pada Hua Hai aur mere ghar ka pani Nahin nikal Pa raha hai
      Mera mobile number7460006628

      Reply
  305. Hi Chandra Mohan Yadav mere ghar ke paas laga Hua kharanja Jiska Nirmad Adhura Pada Hua Hai aur mere ghar ka pani Nahin nikal Pata hai
    Mera mobile number7460006628

    Reply
  306. Mera naam Chandramohan Yadav hai
    Sar aapse nivedan Hai Ki Mera Karya purn karaye
    Hamare ghar ke pass laga hua kharanja Jiska Nirman Adhura Pada Hua Hai aur mere ghar ka pani Nahin nikal pata hai
    Mera mobile number7460006628 hai
    Mere yahan ka Gram Panchayat Pradhan Karya ko pura Nahin kara raha hai

    Reply
  307. hi mera name tafsheel saifi hai thakurdwara dist moradabad .up se hu..pin.code hai 244601
    sir hume pardhan mantri abas yojna ki bhohot jaroorat hai.sir humne sab se kah kar dekh liya koi hamari nahi sunta please sir kuch madad kare .online id..APP09135800678001109
    mobil no.9548212178
    email. [email protected]

    Reply
  308. hi mera name tafsheel saifi hai thakurdwara dist moradabad .up se hu..pin.code hai 244601
    sir hume pardhan mantri abas yojna ki bhohot jaroorat hai.sir humne sab se kah kar dekh liya koi hamari nahi sunta please sir kuch madad kare .online id..APP09135800678001109
    adhar no.643710603895
    mobil no.9548212178
    email. [email protected]

    Reply
  309. Hi mera name safiya bibi. vill ghoshpara bablabona. p/o raja pur.p.s raninagar. dist murshidabad.up se hu.. pin 742306

    sir hume pradhan mantri abas yojna ki bharot jaroorat hai. sir hume sab se kha kar dekh liya koi hamari nahi sunta please sir kuch madad kare.

    adhaar no,3468 2412 6380
    mobil no, 9564550517
    [email protected]

    Reply
  310. आदरणीय प्रधानमंत्री जी
    भारत सरकार।
    निवेदन है कि मुझे घर की बहुत अधिक आवश्यकता है।
    हमारे पिता जी के पास सिर्फ पौने दो बीघा जमीन है और आय अन्य साधन भी नहीं है। इसके बावजूद ग्राम प्रधान मुझे किसी भी सरकारी योजना लाभ नहीं लेने देता है।
    जिनके पास मकान है उनको भी दो दो सरकारी कॉलोनी लका लाभ दे चुका है। और लिस्ट में हमारे मकान हर बार पक्का आंशिक पक्का या लिस्ट से नाम कट्वा देता है।
    आपसे हाथ जोड़कर प्रार्थना है कि मुझे मुझे और मेरे भाइयों को प्रधानमंत्री आवास योजना का लाभ दिया जाए।
    धन्यवाद।

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  311. Hi modi sir.
    Hamara too bacha hi or hum gareeb kisan hi eseleya huema apka Matad jayiea. hosakya do humabe aapka matad kyegeya.

    Hamara no 6009980312

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  312. Amaru potanu ghar nathi parsuramni makan ma rahechay ghar padvajevu thayuchay amare varshik avak 68000 chay gharna kaglya nathi makaan keviritya banavanu aa mongvarine hisabe ghar hakavani mushkilli thye chay sokrane bhanvanu kharcho nikrto nathi krupa karine amnay makan kare dejo.

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