AP Jagananna Thodu Scheme 2021 is launched by Andhra Pradesh government on 8 June 2021. In this scheme, the state govt. will provide ID Cards and Rs. 10,000 as working capital loan to street vendors. All the interested vendors can now apply online for AP Jagananna Thodu Scheme, make subsequent login, check eligibility criteria and beneficiary status. This scheme is based on the lines of PM Street Vendors Atmanirbhar Nidhi (PM SVANidhi) Yojana and all the information about this scheme is given in this article.
AP Jagananna Thodu Scheme Latest Update
Andhra govt. deposits Rs. 370 crore to 3.7 lakh small traders under Jagananna Thodu scheme. Any eligible person who is not covered can apply through volunteers for benefit. Chief Minister YS Jagan Mohan Reddy on 8 June 2021, deposited Rs. 370 crore to 3.7 lakh small traders towards interest-free loans under the Jagananna Thodu scheme.
Chief Minister Y.S. Jagan mentioned that the small and petty vendors, artisans need not approach private parties for loans and burden their lives by paying heavy interest, as they can take loans from banks under Jagananna Thodu scheme to cater to their working capital.
Identification of Beneficiaries & Disbursement of Thodu Scheme Amount
Although 9.05 lakh beneficiaries were identified from the Jagananna Thodu Scheme in the phase-1, only Rs. 535 crore was disbursed by the banks. These 535 crore were given to 5.35 lakh beneficiaries, despite the government offering to pay the interest. As these vendors come under the unorganised sector, the banks do not provide loans and they end up approaching private parties for loans at high interest rates to run their businesses, and often fall into debts.
To resolve this problem, the AP state government has decided to extend financial assistance to remaining 3.7 lakh beneficiaries. The extension in financial assistance is done through Sthreenidhi Credit Cooperative federation and APCOB covering all the eligible beneficiaries by sanctioning loans in rural and urban areas. CM further added that Rs. 49.77 crore is being borne by the AP state government under the scheme towards paying interest. If beneficiaries repay the loan on time, the government will reimburse the interest directly to the beneficiaries accounts. Moreover, such beneficiaries would become eligible to take the next loan.
Apply for Jagananna Thodu through Volunteers / Toll Free No
Vegetable vendors, fruit vendors, small shopkeepers, pushcart vendors and traditional artisans like those who are involved in making handicrafts, brass items, kalamkari, puppetry and others are eligible to apply for the scheme. If any eligible person is not covered, they can still apply through volunteers. After applying, verification of Jagananna Thodu beneficiaries would be done.
Upon subsequent verification, Jagananna Thodu Scheme beneficiaries will be provided with the scheme benefits in a month or two. Also, people can call on the 1902 toll-free number to get themselves enrolled. Though the Rs. 10,000 loan looks a small amount, it would be a major relief for small and petty vendors.
Jagananna Thodu Scheme 2021 – Complete Details
Jagananna Thodu Scheme is available for beneficiaries belonging to only those States / UTs which have notified Rules and Scheme under Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014. People can now easily fill AP Jagananna Thodu Scheme online application / registration form at the official website at https://pmsvanidhi.mohua.gov.in/. The state govt. has already received 9.05 lakh applications which have already been linked to applicants bank accounts. The state govt. is also accepting applications from eligible vendors who could be added to beneficiary list at a later date.
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How to Apply Online for AP Jagananna Thodu Scheme [Login]
Here is the complete process to apply online for AP Jagananna Thodu Scheme 2021:-
STEP 1: First of all, visit the official website at https://pmsvanidhi.mohua.gov.in/
STEP 2: At the homepage, click at the “Apply for Loan” link or directly click https://pmsvanidhi.mohua.gov.in/Login
STEP 3: At this page, make AP Jagananna Thodu Scheme login by entering the mobile number and hit at the “Request OTP” button as shown here:-
STEP 4: Then applicants can enter the OTP received on the registered mobile number and hit at the “Verify OTP” button.
STEP 5: Select the “Vendor Categories”, then fill application form, upload documents and then submit the complete application form.
Upon submission of the completed AP Jagananna Thodu Scheme application form online, the request for loan sanctioning would be forwarded to the concerned authorities for approval. Check detailed process on how to fill Jagananna Thodu Scheme online application / registration form through the link – Click Here
Eligibility Criteria for AP Jagananna Thodu Scheme
Vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, artisan products, books/ stationery sellers are among others who are considered eligible under the AP Jagananna Thodu Scheme 2021.
Barbershops, cobblers, pan shops, laundry services are also included in the street vendors category and can avail loan of Rs. 10,000/- under this YSR Thodu Scheme.
AP Jagananna Thodu Scheme Beneficiary Status
People can now check their survey status whether they have been covered in the survey carried out by Urban Local Bodies(ULB) / Municipalities or not and can save your Survey Reference Number(SRN) for future Reference. Here is the direct link to check Street Vendor Survey Search – http://pmsvanidhi.mohua.gov.in/Schemes/SearchVendor
The page for AP Jagananna Thodu Scheme Street Vendor Survey Search will appear as shown below:-
Here applicants will have to enter state, ULB name, name of street vendor, father / spouse name, mobile number, certificate of vending no. and then click at the “Search” button to check Survey Status.
AP Jagananna Thodu Scheme Amount
AP Jagananna Thodu Scheme aims to provide financial assistance to small scale street businesses across the state especially to those engaged in traditional occupations. The newly launched scheme will provide loans of Rs 10,000 to small traders selling on footpaths, street goods and groceries. Under this scheme, loans from banks are given to small traders and the government pays the interest on the loans. It is sufficient for the beneficiaries to repay the loan in installments.
Check AP Jagananna Thodu Scheme Report
Check State Level Jagananna Thodu Report –
AP Jagananna thodu Loan Disbursement Dashboard –
Who are Eligible for AP Jagananna Thodu Scheme
The AP Jagananna Thodu scheme will benefit those who sell the groceries at footpaths, carts on the streets, various items on bicycles, vegetables, fruits, those who make a living by selling as well as those who run tiffin centers along the road, and those who sell various items on stalls or baskets. The project will cost Rs. 535 crores while the authorities have identified 9.05 lakh beneficiaries under the scheme so far.
Those who did not apply could apply at the relevant village and ward secretariats. Those who have permanent or temporary shops in villages or towns in a space of 5 feet long, 5 feet wide or less are eligible for the scheme. All those people who are doing business on carts on the roadside, on the sidewalks, in public and private places and those who carry and sell goods on the streets are also eligible.
The age of the small trader should be 18 years and should have a family income of Rs. 10,000 in villages and Rs. 12,000 in towns. Must have aadhar, voter card or other government-issued identity card. Eligible lists will be placed on the notice boards of the village and ward secretariats and a social audit will be conducted. Volunteers will assist those who do not yet have a bank account to open a new savings account.