Nagaland CMHIS Scheme 2026 guidelines are available to download in PDF format on the official portal cmhis.nagaland.gov.in. The state government launched the Chief Minister Health Insurance Scheme on 14 October 2022 as a step toward fulfilling the Nagaland Sustainable Development Goal Vision 2030. The scheme is still running and now offers cashless treatment to eligible citizens through a dedicated online portal.
CMHIS Nagaland is implemented in convergence with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, AB PM-JAY, and is run by the Nagaland Health Protection Society under the Department of Health and Family Welfare. The scheme covers government employees, pensioners, and Indigenous Inhabitants or Permanent Residents of Nagaland who are not covered under AB PM-JAY.
Nagaland CMHIS Scheme 2026
Under CMHIS Nagaland, eligible families get free and cashless treatment for various ailments at empanelled hospitals across the country. The scheme works in two categories with different coverage amounts.
CMHIS Employee and Pensioner (EP) category gives coverage of ₹20 lakh per year per family. CMHIS General Category (GC) gives coverage of ₹5 lakh per year per family. Both work on a family floater basis, which means the full amount is available to any member of the family during the year.
The scheme covers inpatient treatment and specific daycare procedures including surgeries, dialysis, and chemotherapy. Pre-existing conditions and diseases are also covered. OPD services and standalone diagnostic tests are not covered under the scheme.
Highlights of CMHIS Nagaland
| Detail | Information |
|---|---|
| Scheme Name | Chief Minister Health Insurance Scheme (CMHIS) |
| Launched By | Government of Nagaland |
| Launch Date | 14 October 2022 |
| Beneficiaries | Government employees, pensioners, Indigenous Inhabitants and Permanent Residents of Nagaland |
| Coverage (EP) | ₹20 lakh per family per year |
| Coverage (GC) | ₹5 lakh per family per year |
| Application Mode | Online at cmhis.nagaland.gov.in |
| Official Website | cmhis.nagaland.gov.in |
Eligibility for CMHIS Nagaland
Eligibility depends on the category under which a person applies. The two categories have different rules.
CMHIS (EP) category includes regular government employees, serving legislators, employees of state public sector undertakings, corporations and autonomous bodies, workcharge employees on scale pay, and pensionable retired government employees along with their dependent family members.
CMHIS (GC) category includes Indigenous Inhabitants or Permanent Residents of Nagaland who are not covered under AB PM-JAY or any other government health insurance scheme. Contractual, ad-hoc, and fixed-pay employees of the state government with a valid PIMS code and accredited journalists of Nagaland are also eligible under this category.
Documents Required for Registration
Applicants need to keep the required documents ready before registration. The documents differ for each category.
- For CMHIS (EP) employees: a valid mobile number and the PIMS code.
- For CMHIS (EP) pensioners: a valid mobile number and the first three pages of the PPO book showing the PPO number.
- For CMHIS (GC): a valid mobile number and an Indigenous Inhabitant Certificate (IIC) or Permanent Resident Certificate (PRC) issued after 2016.
- For dependent family members: proof of relationship and date of birth such as Aadhaar, birth certificate, or class X admit card, and a disability certificate in case of persons with disability.
How to Register for CMHIS Nagaland
Registration can be done online by self or through designated registration centres. The process is simple and can be completed from home.
STEP 1 - Go to the official website at cmhis.nagaland.gov.in and open the registration page.
STEP 2 - Choose the correct category, either CMHIS (EP) for employees and pensioners or CMHIS (GC) for the general category.
STEP 3 - Fill in the household details and upload the required documents such as the IIC or PRC for the general category and PIMS code or PPO book for employees and pensioners.
STEP 4 - Submit the application and wait for verification. On approval, a confirmation message is sent to the registered mobile number along with the assigned Household ID.
Applicants can also walk in to any Primary Health Centre or Community Health Centre empanelled under AB PM-JAY CMHIS, district and sub-division treasury offices for pensioners, and outreach enrolment camps. Registration alone does not guarantee eligibility, and verification is mandatory before benefits are given.
Guidelines and Notifications
The latest guidelines and notifications for CMHIS Nagaland are available on the official portal. The guidelines page includes revised guidelines for empanelment and de-empanelment of hospitals, hospital empanelment compendium, and beneficiary card generation rules.
Applicants can download the scheme guidelines and notifications in PDF format from the official website at CMHIS Nagaland guidelines page. The latest notifications are available at CMHIS Nagaland notifications page.
FAQ's
What is the coverage amount under CMHIS Nagaland?
CMHIS (EP) category gives ₹20 lakh per family per year, while CMHIS (GC) category gives ₹5 lakh per family per year on a family floater basis.
Who is eligible under CMHIS Nagaland?
Government employees, pensioners, and Indigenous Inhabitants or Permanent Residents of Nagaland who are not covered under AB PM-JAY or any other government health insurance scheme are eligible.
Can an AB PM-JAY beneficiary enrol under CMHIS?
No, an AB PM-JAY beneficiary cannot enrol under CMHIS. The two schemes do not allow double coverage.
Where can I download the CMHIS guidelines PDF?
The guidelines are available in PDF format on the official website at cmhis.nagaland.gov.in under the guidelines section.