AI SummaryMaharashtra govt. ran Aam Aadmi Bima Yojana (AABY) as a centrally sponsored insurance and scholarship scheme for landless labourers in rural areas in the age group of 18-59 years. The scheme was handled by the Social Justice and Special Assistance (SJSA) department, and the registration form PDF was made available at sjsa.maharashtra.gov.in.
Scheme has been closed or it was a one time scheme which has been closed by the government.
Aam Aadmi Bima Yojana was a centrally sponsored insurance and scholarship scheme. It was converged with Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) with effect from 01-06-2017. Since then, no separate fund has been allocated for AABY in the central budget, so fresh applications under this scheme are no longer being accepted.
Eligible landless rural labourers who want life and disability cover can now look at the Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana instead. These are the schemes that replaced AABY for unorganised sector workers.
Maharashtra Aam Aadmi Bima Yojana Registration Form PDF Download
Aam Aadmi Bima Yojana was an insurance and scholarship scheme run by the Maharashtra state government. Social Justice and Special Assistance (SJSA) department was responsible for its rollout in the state. Earlier, people could download the Aam Aadmi Bima Yojana registration form PDF at sjsa.maharashtra.gov.in. The important features and highlights of the scheme are given below:-
| Scheme | Detailed Information |
|---|---|
| Name of the Scheme | Aam Aadmi Bima Yojana |
| Funding by | Centrally Sponsored |
| Scheme Objective | Insurance andamp; scholarship |
| Beneficiary Category | All Category |
| Application Process | Application was submitted to Collector Office / Tahsildar / Talathi |
| Category of Scheme | Insurance andamp; scholarship |
| Contact Office | Collector Office / Tahsildar / Talathi |
Maharashtra Aam Aadmi Bima Yojana Eligibility Criteria
All the candidates had to meet the following eligibility criteria to get their name included in the Aam Aadmi Bima Yojana Maharashtra list:-
- Aam Aadmi Bima Yojana was meant for landless labourers in rural areas in the age group of 18-59 years.
- The premium charged under the scheme was Rs. 200 per annum per member. Out of this, 50% was subsidized by the State Govt. and Central Government.
Maharashtra Aam Aadmi Bima Yojana Insurance / Scholarship Benefits
Here are the insurance and scholarship benefits that were offered under the Aam Aadmi Bima Yojana in Maharashtra:-
- Natural Death - In case of natural death of a member before the terminal date, the sum assured Rs. 30,000 under assurance (in force) was payable to the nominee.
- Accident -
- Death due to Accident - Rs. 75,000
- Permanent total disability due to accident - Rs. 75,000
- Loss of 2 eyes and 2 limbs in an accident - Rs. 75,000
- Loss of 1 eye and 1 limb in an accident - Rs. 37,500
Moreover under Aam Aadmi Bima Yojana, scholarship of Rs. 100 per month each was given to the children studying in 9th to 12th standards. A maximum of 2 children were given the scholarship.
Since Aam Aadmi Bima Yojana has been closed, landless rural labourers who need insurance cover can apply under the Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana instead. These schemes now cover the unorganised sector workers who were earlier covered under AABY.