Shahari Waqf Sampatti Vikas Yojana

Shahari Waqf Sampatti Vikas Yojana is a central government scheme that gives interest-free loans to Waqf Boards and registered Waqf institutions. The scheme helps these bodies build income-generating projects like commercial complexes, hospitals, marriage halls and cold storage units on Waqf land, so they can grow their finances and run more welfare work for the community.

Central Waqf Council has managed this scheme since 1974-75 with yearly grant-in-aid from Ministry of Minority Affairs. As of August 2026, the ministry has completed an impact and evaluation study of this scheme, along with Qaumi Waqf Board Taraqqiati Scheme, to decide on its continuation beyond March 2026. The scheme stays open for eligible institutions to apply.

Shahari Waqf Sampatti Vikas Yojana - Introduction

Shahari Waqf Sampatti Vikas Yojana provides interest-free loans to various Waqf Boards and Waqf institutions across the country. These funds support construction of revenue-generating buildings on Waqf land, including commercial complexes, marriage halls, hospitals and cold storage units.

The revised guidelines for this scheme were issued on 16 November 2021 and were valid up to 2025-26. After that period, the Ministry of Minority Affairs has carried out an impact and evaluation study of this scheme to review its continuation beyond March 2026. This review covers how the funds were used and the results delivered by the scheme so far.

Core Objective:

This yojana helps protect vacant Waqf land from encroachment. By developing productive projects, institutions generate extra income to widen their range of charitable and welfare activities for society.

Key Information

Benefits

Shahari Waqf Sampatti Vikas Yojana offers several financial advantages for developing Waqf assets:

• The Council provides interest-free loan support through State Waqf Boards for projects like commercial arcades, marriage halls, hospitals and cold storage facilities.
• In special cases, you may receive a grant-in-aid for social development projects on Waqf land, subject to Ministry approval.
• The maximum interest-free loan amount is limited to ₹2.00 crore or 75% of the project cost (excluding land), whichever is lower.

Eligibility

Eligibility for support under Shahari Waqf Sampatti Vikas Yojana is decided by your institution's status and property ownership:

• All Waqf Boards and registered Waqf institutions holding full possession of the property are eligible, provided they are financially sound.
• The property meant for development must be located within an urban area.
• Support is given for specific development projects or non-commercial purposes approved by the Central Waqf Council.

Example: If a local Waqf Board in a city needs to build a community hall, they must show they have clear legal title to the land before submitting an application.

Definition of Urban Area: This includes areas under Municipal Corporations, Cantonment Boards, or any area within 8 kilometers of these local limits as identified by the government.

Application Process

Offline Application Process

Follow these steps to apply for financial support:

STEP 1 - Obtain the prescribed application form from the official website of your State Waqf Board or from the local Waqf Board office.

STEP 2 - Fill in all details correctly and submit the form with supporting documents to your State Waqf Board or to the Central Waqf Council office in New Delhi.

STEP 3 - Your Waqf Board will review the project's feasibility. Eligible applications move to the Central Waqf Council for final consideration.

STEP 4 - The Screening Committee and Waqf Development Committee will evaluate your proposal for approval by the Chairman.

STEP 5 - Approved funds are released according to General Financial Rules. Loans above ₹75 Lakh are paid in installments based on project progress and use certificates.

Important Notes: You should sign a formal loan agreement and provide security through a Title Deed, Bank Guarantee or State Board Guarantee. A processing fee of 8% of the disbursed loan amount is required in advance.

Documents

Prepare the following documents to make sure your application for Shahari Waqf Sampatti Vikas Yojana goes smoothly:

• Site plan clearly showing land boundaries.
• Construction blueprints prepared by a qualified architect or engineer and approved by the municipal authority.
• Itemized cost estimate for the construction project.
• A detailed statement showing the projected profitability.
• Market value report of the property prepared by an approved valuer or revenue authority for clarity.
• Legal proofs of ownership, such as the Waqf deed, revenue records and entries in the Board's Waqf register.
• A non-encumbrance certificate confirming the land is free from legal disputes.
• Any other relevant documents asked by the council.

References

View SWSVY Scheme Details on State Waqf Board

Download Official SWSVY Guidelines PDF

FAQ's

What is the primary objective of Shahari Waqf Sampatti Vikas Yojana?

The primary objective is to stop the encroachment of vacant Waqf land and turn it into income-generating properties that support social and charitable activities.

Who implements this scheme?

Central Waqf Council implements this scheme under Ministry of Minority Affairs.

Which projects qualify for loans?

You can seek loans for building economically viable structures like hospitals, marriage halls, commercial complexes and cold storage units.

Who is eligible for these loans?

Any registered Waqf institution or State Waqf Board in full possession of their property can apply, provided they are financially sound.

Are there specific location requirements?

Yes, your property must be situated within an urban area, usually defined as being within 8 kilometers of municipal or cantonment jurisdiction.

What is the maximum loan amount provided?

The scheme offers up to ₹2.00 crore or 75% of the total estimated construction cost, whichever is less.

How is the loan disbursed?

Loans above ₹75 Lakh are disbursed in installments based on your project's progress and the submission of required use reports.

Are there administrative costs involved?

Yes, you are required to deposit an administrative processing fee of 8% of the total loan amount before funds are released.