AP Jagananna Thodu Scheme (Now Chiru Vyaparulaku Vaddi Leni Runalu) Apply Online / Login / Payment Status - Rs. 10,000 for Street Vendors

AP Jagananna Thodu Scheme was launched by Andhra Pradesh government on 25 November 2020 to give street vendors, small traders and artisans an interest-free working capital loan of Rs. 10,000. The scheme was renamed to Chiru Vyaparulaku Vaddi Leni Runalu (interest-free loans for small traders) by the present TDP government led by Chief Minister N. Chandrababu Naidu in October 2024, and it continues to run. All the interested vendors can apply online, make login, check eligibility criteria and beneficiary status. This scheme works on the lines of PM Street Vendors Atmanirbhar Nidhi (PM SVANidhi) Yojana and all the information about this scheme is given in this article.

Under this scheme, the state government provides Rs. 10,000 as an interest-free working capital loan to street vendors, small traders and traditional artisans. The government pays the interest on the loan directly to the bank, so the beneficiary only has to repay the principal amount in easy monthly installments. The loan amount can be used to buy stock, raw material or to grow the business.

AP Jagananna Thodu Scheme Renamed and Continued

After the change of government in Andhra Pradesh in 2024, the TDP-led coalition government issued orders to rename several welfare schemes of the earlier YSRCP government by removing the Jagananna prefix. As part of this, Jagananna Thodu Scheme was renamed to Chiru Vyaparulaku Vaddi Leni Runalu. The scheme has not been closed and continues to provide interest-free loans of Rs. 10,000 to small traders, street vendors and artisans.

The scheme was earlier launched by former Chief Minister YS Jagan Mohan Reddy. Under the earlier phases, the state government credited Rs. 395 crores to 3.95 lakh beneficiaries in the fourth phase on 3 August 2022, along with an interest component of Rs. 15.96 crore. So far the state government has provided over Rs. 2,011 crores to more than 15 lakh families under the scheme to promote self-employment.

Small traders and vendors who sell goods on pavements, in tiny shops and on push carts generate employment and become part of social empowerment. The scheme helps petty traders who were earlier exploited by money lenders and middlemen. For those who repay loans on time, the state takes the interest burden and has reimbursed Rs. 48.48 crore to 12.50 lakh families.

The benefit amount is transferred directly into the bank accounts of the eligible people through Direct Benefit Transfer (DBT), which removes the role of middlemen and corruption. Of the beneficiaries, a large share are women and belong to SC, ST, BC and minority communities.

AP Jagananna Thodu Scheme Highlights

Here are the main details of the AP Jagananna Thodu Scheme, now known as Chiru Vyaparulaku Vaddi Leni Runalu:-

Detail	Information
Scheme Name	Jagananna Thodu (now Chiru Vyaparulaku Vaddi Leni Runalu)
State	Andhra Pradesh
Launched By	Andhra Pradesh government
Launch Year	2020
Beneficiaries	Street vendors, small traders, artisans
Benefit Amount	Rs. 10,000 interest-free working capital loan
Application Mode	Online and through Grama/Ward Sachivalayam
Official Website	sgsw.ap.gov.in

Official Portal for AP Jagananna Thodu Scheme

Jagananna Thodu Scheme is available for beneficiaries belonging to only those states and union territories which have notified rules and scheme under the Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014. People can now easily fill the AP Jagananna Thodu Scheme online application and registration form at the official website.

The scheme is implemented through the Grama/Ward Sachivalayam system of Andhra Pradesh. The official portal of the Grama/Ward Sachivalayam can be accessed at https://sgsw.ap.gov.in/. The Grama/Ward Sachivalayam dashboard for the scheme can be checked at Jagananna Thodu Loan Disbursement Dashboard.

The state government has already received lakhs of applications which have been linked to the bank accounts of the applicants. The state government also accepts applications from eligible vendors who can be added to the beneficiary list at a later date.

How to Apply Online for AP Jagananna Thodu Scheme

Here is the complete process to apply online for the AP Jagananna Thodu Scheme, now known as Chiru Vyaparulaku Vaddi Leni Runalu:-

STEP 1 - First of all, visit the official PM SVANidhi website at https://www.pmsvanidhi.mohua.gov.in/ or visit the nearest Grama/Ward Sachivalayam office in your area.

STEP 2 - At the homepage, click on the Apply for Loan link. Enter your mobile number, select the I am not a robot check box and click on the Request OTP button.

STEP 3 - Enter the OTP received on the registered mobile number and click on the Verify OTP button as shown here:-

STEP 4 - After login, select the vendor category that matches your business, then fill the application form, upload the required documents and submit the complete application form.

STEP 5 - Upon submission of the completed AP Jagananna Thodu Scheme application form online, the request for loan sanctioning is forwarded to the concerned authorities for approval. The detailed application filling procedure is available on the PM SVANidhi portal.

Those who are not able to apply online can also apply through the volunteers at the village and ward secretariats. After applying, verification of the Jagananna Thodu beneficiaries is done. People can also call on the 1902 toll-free number to get themselves enrolled.

AP Jagananna Thodu Scheme Beneficiary Status

People can check their survey status to know whether they have been covered in the survey carried out by Urban Local Bodies (ULB) and municipalities or not, and can save their Survey Reference Number (SRN) for future reference. Here is the direct link to check the Street Vendor Survey Search - pmsvanidhi.mohua.gov.in/Schemes/SearchVendor

The page for the AP Jagananna Thodu Scheme Street Vendor Survey Search will appear as shown below:-

Here applicants have to enter the state, ULB name, name of street vendor, father or spouse name, mobile number, certificate of vending number and then click on the Search button to check the survey status.

Eligibility Criteria for AP Jagananna Thodu Scheme

Vegetable sellers, fruit sellers, ready-to-eat street food sellers, tea sellers, pakoda sellers, bread and egg sellers, textile sellers, artisan product sellers and book and stationery sellers are among those who are considered eligible under the AP Jagananna Thodu Scheme.

Barbershops, cobblers, pan shops and laundry services are also included in the street vendors category and can avail a loan of Rs. 10,000 under this scheme. The scheme also covers those who run tiffin centers along the road and those who sell items on stalls, baskets or bicycles.

The age of the small trader should be 18 years and the family income should be Rs. 10,000 per month in villages and Rs. 12,000 per month in towns. The applicant must have an Aadhaar card, voter card or other government-issued identity card and a bank account. Eligible lists are placed on the notice boards of the village and ward secretariats and a social audit is conducted.

AP Jagananna Thodu Scheme Amount

AP Jagananna Thodu Scheme aims to provide financial support to small scale street businesses across the state, especially to those engaged in traditional occupations. The scheme provides loans of Rs. 10,000 to small traders selling on footpaths, street goods and groceries. Under this scheme, loans from banks are given to small traders and the government pays the interest on the loans. It is enough for the beneficiaries to repay the loan in easy installments.

FAQ's

Is the Jagananna Thodu Scheme still running?

Yes. The scheme continues to run in Andhra Pradesh. It was renamed to Chiru Vyaparulaku Vaddi Leni Runalu by the present TDP government in October 2024.

How much loan is given under the scheme?

An interest-free working capital loan of Rs. 10,000 is given to each eligible street vendor, small trader and artisan. The government pays the interest on the loan.

How to apply for the scheme?

Eligible people can apply online at the PM SVANidhi portal at pmsvanidhi.mohua.gov.in or through the volunteers at the nearest Grama/Ward Sachivalayam office. They can also call the 1902 toll-free number for help.