AI SummaryAffordable Housing Component in Partnership of Pradhan Mantri Awas Yojana (Urban) under Uttarakhand Housing Policy Rules, 2024, provides affordable, permanent housing with basic essential amenities to low-income families in Uttarakhand through a public-private partnership model. The scheme now runs as part of Pradhan Mantri Awas Yojana (Urban) 2.0, which the central government launched on 1 September 2024 for a five year period up to 31 August 2029, and it continues to accept new projects and land proposals across the state.
The Housing Department of the Government of Uttarakhand runs this scheme. It works with private partners, companies and development authorities to build pucca homes with basic services such as drinking water and electricity, so that poor urban families can own a proper house at a cost they can manage.
Affordable Housing Component in Partnership of PMAY (Urban) - Introduction
Under this scheme, housing projects are developed in public-private partnership (PPP) mode. At least 25 percent of the dwelling units in each group housing project are kept for the Economically Weaker Section (EWS). The central government helps finance these units through Pradhan Mantri Awas Yojana (Urban) 2.0, while the state government adds its own support to bring down the final price for the beneficiary family.
Uttarakhand approved a new housing policy which changed the eligibility and cost details for EWS and other income groups. As per the policy, the annual family income limit for the Economically Weaker Section was raised to ₹5 lakh, which is higher than the ₹3 lakh limit set by the central government. The approved EWS homes have a carpet area of 30 sq. m. and are priced at about ₹9 lakh per unit.
For the 2026 year, the Uttarakhand Housing and Urban Development Authority (UHUDA) has invited fresh land proposals from landowners, companies, partnership firms and private partners for developing housing schemes in different cities of the state in PPP mode under the affordable housing component of PMAY 2.0 (Urban). The last date for these proposals was extended in February 2026.
Key Information
| Scheme Name | Affordable Housing Component in Partnership of Pradhan Mantri Awas Yojana (Urban) under Uttarakhand Housing Policy Rules, 2024 |
|---|---|
| Level | State |
| Beneficiary State | Uttarakhand |
| Category | Housing & Shelter |
| Target Beneficiaries | Individuals and Families (EWS, LIG and LMIG) |
| Benefit Type | Financial assistance |
| Nodal Department | Housing Department, Government of Uttarakhand |
Benefits
This scheme helps build pucca homes with a carpet area of about 30 sq. m. for the Economically Weaker Section, along with basic facilities like water and electricity. The new housing policy of Uttarakhand increased the consumer state subsidy for homebuyers from ₹1.50 lakh to ₹2 lakh, which lowers the amount a beneficiary has to pay from their own pocket.
For the Lower Income Group (LIG), with an annual income between ₹5 lakh and ₹9 lakh, homes have a carpet area between 30 and 45 sq. m. and are priced at about ₹14 lakh. For the Lower Middle Income Group (LMIG), with an annual income of ₹9 lakh to ₹12 lakh, homes have a carpet area between 45 and 60 sq. m. and are priced at about ₹25 lakh.
State support also includes incentives for private developers to build row housing in hilly areas, and the state arranges proper road connectivity for the last mile to these projects. This makes affordable housing more accessible even in the hill districts of Uttarakhand.
Eligibility
- You must be a citizen of India and a resident of Uttarakhand, and you should provide proof that you have been living in the state since before 17.06.2015.
- For the EWS category, the annual family income should be less than ₹5 lakh as per the revised Uttarakhand housing policy. For LIG it is ₹5 lakh to ₹9 lakh, and for LMIG it is ₹9 lakh to ₹12 lakh.
- You must not already own a pucca house in your name or in the name of any family member anywhere in India, and the house should not previously have received any other housing scheme benefit.
- You must complete your registration on the official PMAY-U 2.0 portal and obtain a Unique Identification Number through the portal to be eligible for the allotment process.
Application Process
STEP 1 - Watch for official advertisements published by your regional Development Authority or the Uttarakhand Awas Evam Vikas Parishad in local newspapers when a new housing project is announced. The authority also publishes land proposal invites for developers on its website.
STEP 2 - Obtain the application brochure from the designated project office, the municipal office, or a Common Service Center (CSC). You can also get the latest forms and notices from the Uttarakhand Housing and Urban Development Authority website.
STEP 3 - Submit your completed application along with the required booking amount to the specified authority, bank, or tehsil office. Make sure you attach all the required documents with the form.
STEP 4 - After the authorities verify your documents and carry out field checks, they invite you to a transparent lottery draw for the allotment of houses.
STEP 5 - If your name is selected in the lottery, finalize your payment and complete the allotment formalities to receive your house.
Documents
- Your Aadhaar Card or any valid government identity proof, along with a photograph.
- A Ration Card or family identification proof, and documents that show your annual family income.
- Your current Bank Passbook details and the official Residence Certificate proving your stay in Uttarakhand prior to 17.06.2015.
- A signed Affidavit confirming that you and your family do not own a house anywhere else in India.
References
For detailed guidelines on Pradhan Mantri Awas Yojana (Urban) 2.0, see the official page of the Urban Development Department, Uttarakhand and the official PMAY-U portal. Land proposal and housing project updates under the affordable housing component are available on the Uttarakhand Housing and Urban Development Authority website.
FAQ's
Who is eligible for this scheme?
You are eligible if you are an Indian citizen residing in Uttarakhand since before 17.06.2015, your family does not own a pucca house anywhere in India, and your annual family income falls within the EWS, LIG, or LMIG limits set by the new housing policy.
What is the EWS income limit under the revised policy?
Under the revised Uttarakhand housing policy, the annual family income limit for the Economically Weaker Section is raised to ₹5 lakh, which is higher than the ₹3 lakh limit fixed by the central government.
What is the carpet area of an EWS home?
Each EWS housing unit is designed with a carpet area of about 30 sq. m., and the LIG and LMIG homes have larger carpet areas of 30 to 45 sq. m. and 45 to 60 sq. m. respectively.
How do I register for the scheme?
You should register through the official PMAY-U 2.0 portal or contact your local Municipal Corporation, Development Authority, or urban development office for help.
What is the amount of state subsidy under the new policy?
The consumer state subsidy for homebuyers was increased from ₹1.50 lakh to ₹2 lakh under the new housing policy, which reduces the final amount a beneficiary has to pay.
How are allotments decided?
Allotments are finalized through a transparent lottery system among all verified and eligible applicants.
Is there priority for certain applicants?
Yes, priority is given to widows, senior citizens, and persons with disabilities, who also receive preference for ground-floor housing units.