AI SummarySelf Employment Scheme is a state-level loan scheme of Gujarat Tribal Development Department for unemployed Scheduled Tribe (ST) residents. Under this scheme, eligible tribal citizens can get a loan of ₹50,000 to ₹5,00,000 at a low interest rate of 4% per annum to start their own business and earn a regular income.
In 2026, applications for the scheme are being accepted online through Gujarat Tribal Development Corporation portal. Tribal youth can choose from 85 approved business categories, ranging from trade and services to small manufacturing, and build their own source of income.
Self Employment Scheme - Introduction
Self Employment Scheme is one of the main loan schemes run by the Tribal Development Department, Government of Gujarat. The scheme was made to help unemployed tribal citizens who want to start their own enterprise but do not have enough capital. Instead of paying high bank interest, selected applicants get loans at just 4% per annum, which keeps the repayment burden low.
The scheme is operated through the Gujarat Tribal Development Corporation. All applications are processed on the official portal, and the whole process, from registration to final loan payment, is handled online. Since the scheme stays open for eligible applicants, tribal families can apply whenever they are ready with their business plan.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Self Employment Scheme |
| Level | State |
| Scheme For | Individual |
| State | Gujarat |
| Category | Skills & Employment, Business & Entrepreneurship |
| Benefit Type | Cash Loan |
| Main Department | Tribal Development Department |
Benefits
The scheme gives direct cash loan support so that tribal applicants can buy assets, stock, tools, or equipment needed to run their business. The repayment is easy because the interest rate is fixed at 4% per annum. Key benefits of the scheme are:
| Parameter | Benefit Details |
|---|---|
| Loan Amount Range | ₹50,000 to ₹5,00,000 |
| Interest Rate | 4% per annum |
| Business Scope | 85 approved business categories |
Eligibility
To apply for Self Employment Scheme 2026, the applicant has to meet the conditions given below:
- Permanent resident of Gujarat. The applicant must be a permanent resident of Gujarat, as this is a state-level scheme.
- Scheduled Tribe (ST) category. The applicant must belong to a Scheduled Tribe community recognized in Gujarat.
- Currently unemployed. Only unemployed tribal citizens can apply, because the scheme is meant to create new work opportunities for them.
Application Process
Application for the Self Employment Scheme is fully online through the Gujarat Tribal Development Corporation portal. Follow the steps given below to register and apply.
STEP 1 - Visit the official website of the Gujarat Tribal Development Corporation at Gujarat Tribal Development Corporation official website and click on the APPLY FOR LOAN link on the homepage.
STEP 2 - Complete the registration form with details such as full name, date of birth, Aadhaar number, mobile number, and email ID. Create a unique username and password, then submit the form to finish registration.
STEP 3 - Log in with the username and password. The system will show the schemes available for the applicant's caste category. Select the Self Employment Scheme and open the application form.
STEP 4 - Fill in the details asked in the form and upload the required supporting documents such as the caste certificate, income certificate, bank passbook, and project quotations. Save the application to get a unique application number, then take a printout for future reference.
Documents Required
Keep digital copies of the following documents ready before starting the online application:
- Aadhaar card and a passport-size photograph for identity proof.
- Caste certificate and income certificate to confirm the ST category and family income.
- Bank passbook or a cancelled cheque, along with business address proof.
- 7/12 certificate, ration card, age proof, and identity card for residence and age verification.
- Artisan identity card (if applicable), affidavit, and valid project quotations for the proposed business.
References
Gujarat Tribal Development Corporation Official Portal
Gujarat Government Scheme Details (Maa Yojana Portal)
FAQ's
Who is eligible for the Self Employment Scheme?
Any unemployed person who is a permanent resident of Gujarat and belongs to a Scheduled Tribe (ST) category can apply for the scheme.
What is the minimum and maximum loan amount?
The scheme offers loan support between ₹50,000 and ₹5,00,000 depending on the business type and project cost.
Is there an income limit to apply?
No, there is no income limit fixed for this scheme. Any eligible unemployed ST applicant can apply.
What types of businesses are covered under the scheme?
There are 85 approved business categories, which include trade, services, and small manufacturing activities.
What documents are required to apply?
Applicants need the Aadhaar card, caste certificate, income certificate, bank passbook or cancelled cheque, business address proof, and valid project quotations, among other documents.
Can applicants with any educational background apply?
Yes, there are no specific educational qualifications required to benefit from the scheme.
Can I apply offline?
No, the application process is online only. Applications must be submitted through the Gujarat Tribal Development Corporation portal.
Is there any application fee?
No, registration and application for the scheme are free.
Can an applicant from another state apply?
No, the scheme is only for permanent residents of Gujarat.