Pashupalan (GBCDC) is a government-backed initiative for individuals from socially and educationally backward classes in Gujarat. It provides low-interest loans of up to ₹1,00,000 to eligible animal rearers to purchase cattle for animal husbandry, helping them grow their livelihood through an easy online application process.
Scheme has been closed or it was a one time scheme which has been closed by the government.
Pashupalan (GBCDC) - Introduction
Pashupalan (GBCDC) serves as a helpful financial initiative from the Social Justice and Empowerment Department to assist Pashu Palaks-or animal rearers-in managing their animal husbandry ventures. This scheme provides support to eligible individuals from socially and educationally backward classes, helping you purchase cattle like cows and buffaloes to boost your agricultural income. by offering loans at a low-interest rate, this scheme makes it easier for you to establish or improve your livestock business.
Key Information
| Key | Details |
|---|---|
| Scheme Name | Pashupalan (GBCDC) |
| Target Audience | Individuals in Gujarat |
| Interest Rate | 6% per annum |
| Max Loan Limit | ₹1,00,000 |
| Repayment Period | 60 equal monthly installments |
Benefits
This scheme offers significant support for your livestock business through structured financial aid:
| Contribution Type | Allocation Percentage |
|---|---|
| National Corporation | 85% |
| State Government | 10% |
| Beneficiary Contribution | 5% |
You can avail a loan of up to ₹1,00,000 at a low interest rate of 6% per annum. If you are starting a small dairy project, for example, your portion of the investment will be just 5%, while the state and national bodies cover the rest. You should repay the borrowed amount in 60 equal monthly installments, which include the calculated interest.
Eligibility
To apply for this opportunity, you should meet the following criteria:
- You must belong to a Socially and Educationally Backward Class (SEBC).
- Your total family income should be ₹3,00,000 or less per year.
- You should be between 21 and 45 years of age.
- You must possess relevant skills or experience in handling animal husbandry activities.
Application Process
You should follow these steps for the online application process:
- Visit the official Gujarat Backwards Caste Development Corporation website.
- Locate the Pashupalan scheme and click on Apply Now.
- Fill out the online application form with your required loan amount and unit cost.
- Provide your personal details, including Aadhaar, Ration Card, and contact information.
- Enter your income certificate data and disclose any employment history if a family member works in a government or private sector job.
- Include your bank account details accurately to facilitate the transfer.
- Review all entered information before you submit your application.
Documents
Ensure you have the following documents ready before you begin your application:
- Aadhaar Card
- Ration Card
- Voter ID
- Birth Certificate
- Official Income Certificate
- School Leaving Certificate
- Relevant bank account details
- Loan details (only if you have taken a previous loan)
References
You can find more details and official guidelines through these links:
FAQ's
What is the main purpose of this scheme?
The main purpose is to provide financial aid for animal husbandry activities, such as buying cows or buffaloes, to improve your income.
How are the loan funds shared?
The total unit cost is split: 85% from the national corporation, 10% from the state government, and a 5% contribution from you.
What is the repayment timeline?
You should repay the loan in 60 equal monthly installments, which cover both the principal and the interest.
Where can I submit my application?
You should submit your application online through the official portal at https://gbcdconline.gujarat.gov.in.
Are there specific age requirements?
Yes, you must be between 21 and 45 years old.
What happens if I have a physical disability?
If you have a disability, you should declare it in the application form and mention the specific percentage of your disability.
Do I need to report past loans?
Yes, if you have taken any previous loans, you must provide the details including the loan date, original amount, and the current outstanding balance.