Uttarakhand government runs Mukhyamantri Swarozgar Yojana 2.0 to help residents start their own businesses. The scheme gives bank-linked loans and subsidy for new manufacturing, service, and trade enterprises.
Under this scheme, eligible people can get a loan of up to ₹25 lakh for manufacturing units and up to ₹10 lakh for service and trade projects. The government also provides a capital subsidy of up to 30% depending on the district category of the project location.
Mukhyamantri Swarozgar Yojana - Introduction
Mukhyamantri Swarozgar Yojana 2.0 (MSY 2.0) is a self-employment scheme of the Government of Uttarakhand. It is run by the Directorate of Industries through the District Industries Centres (DICs). The scheme helps permanent residents set up new enterprises in manufacturing, service, and trade sectors.
The scheme supports eligible entrepreneurs with bank-linked financial support, subsidy, and other incentives. It also gives an extra 5% subsidy for eligible rural or Nagar Panchayat enterprises, women entrepreneurs, persons with disabilities, and enterprises based on notified ODOP, ODTP, or GI-tagged products.
| Detail | Information |
|---|---|
| Scheme Name | Mukhyamantri Swarozgar Yojana 2.0 (MSY 2.0) |
| State | Uttarakhand |
| Nodal Department | Directorate of Industries |
| Implementing Agency | District Industries Centres (DICs) |
| Beneficiaries | Permanent residents of Uttarakhand |
| Benefit Type | Bank-linked loan with subsidy |
| Application Mode | Online |
| Official Website | msy.uk.gov.in |
Benefits
Eligible applicants can receive a bank-linked loan of up to ₹25 lakh for manufacturing enterprises and up to ₹10 lakh for service and trade enterprises. The subsidy amount depends on the district category and the size of the project.
For Category A and B applicants, the subsidy is 30% (up to ₹60,000) for projects up to ₹2 lakh, 25% (up to ₹2.50 lakh) for projects above ₹2 lakh and up to ₹10 lakh, and 20% (up to ₹5 lakh) for projects above ₹10 lakh and up to ₹25 lakh.
For Category C and D applicants, the subsidy is 25% (up to ₹50,000) for projects up to ₹2 lakh, 20% (up to ₹2 lakh) for projects above ₹2 lakh and up to ₹10 lakh, and 15% (up to ₹3.75 lakh) for projects above ₹10 lakh and up to ₹25 lakh.
An additional 5% subsidy is available for eligible rural or Nagar Panchayat enterprises, women entrepreneurs, persons with disabilities, and enterprises based on notified ODOP, ODTP, or GI-tagged products. Eligible margin money is converted into a grant after the enterprise runs successfully for the prescribed period. General category applicants need to contribute 10% of the project cost, while eligible special category applicants contribute only 5%.
Eligibility
Applicants must meet the conditions given below before applying for financial support under this scheme:
- Applicant must be at least 18 years of age, with no upper age limit.
- Applicant must be a permanent resident of Uttarakhand and hold a valid domicile certificate.
- Applicant must not be a defaulter with any bank, cooperative bank, or government financial institution.
- Only one member from a family can get the benefit. A family includes the husband, wife, and unmarried children below 21 years of age.
- Applicant must not have received support under any similar Central or State self-employment scheme during the previous 5 financial years.
- No minimum educational qualification is required to apply.
Application Process
Eligible applicants can apply online through the official Mukhyamantri Swarozgar Yojana portal at msy.uk.gov.in. Keep all required documents and project details ready before starting the application.
STEP 1 - Visit the official portal at msy.uk.gov.in and register as a new applicant by providing the required details.
STEP 2 - Log in with the registered credentials and select Mukhyamantri Swarozgar Yojana 2.0 from the list of available schemes.
STEP 3 - Fill the online application form with personal information, business details, project cost, and other required particulars.
STEP 4 - Upload the prescribed documents, including Aadhaar card, domicile certificate, project report, photograph, and other supporting documents.
STEP 5 - Review all the entered information and submit the application. Save or print the acknowledgement for future reference.
STEP 6 - The Directorate of Industries and the concerned District Industries Centre verify the application before forwarding the eligible proposal to the bank for further processing.
STEP 7 - After the bank completes its appraisal and sanctions the loan, the eligible financial support is released as per the scheme guidelines.
Documents
Applicants need to upload the following documents while submitting the online application:
- Aadhaar card.
- Valid domicile certificate issued by the competent authority.
- Project report, self-attested or certified by a Chartered Accountant wherever applicable.
- Recent passport-size photograph.
- PAN card.
- Valid category certificate, if claiming benefits under SC, ST, OBC, Minority, Ex-Servicemen, Women, or Persons with Disabilities category.
- Eligibility affidavit on the prescribed stamp paper.
District Categories
The subsidy amount depends on the category assigned to the project location. The Government of Uttarakhand has divided districts and specified areas into four categories.
- Category A includes Pithoragarh, Uttarkashi, Chamoli, Champawat, Rudraprayag, and Bageshwar.
- Category B includes Almora, Pauri Garhwal, hilly areas of Tehri Garhwal, Bhimtal, Dhari, Betalghat, Ramgarh, and Okhalkanda blocks of Nainital, and Chakrata block of Dehradun.
- Category C includes plain areas of Tehri Garhwal, areas above 800 metres in the Raipur, Sahaspur, Vikasnagar, Kalsi, and Doiwala blocks of Dehradun, and Kotabagh block of Nainital.
- Category D includes Haridwar, Udham Singh Nagar, Ramnagar and Haldwani blocks of Nainital, and areas below 800 metres in the Dehradun and Nainital blocks.
Helpline
Applicants who need help with the application process, eligibility, or documents can contact the Directorate of Industries or visit their nearest District Industries Centre. The department is located at Industrial Area, Patel Nagar, Dehradun 248001, Uttarakhand. Phone numbers are 0135-2728227 and 0135-2520604, and the toll-free helpline is +91-7617576909.
References
Official Mukhyamantri Swarozgar Yojana Portal
FAQ's
Who is eligible to apply for Mukhyamantri Swarozgar Yojana?
Any permanent resident of Uttarakhand who is at least 18 years old can apply, provided they hold a valid domicile certificate, are not a bank defaulter, and have not received support under a similar scheme in the previous 5 financial years.
What is the maximum loan available under the scheme?
Eligible applicants can get a bank-linked loan of up to ₹25 lakh for manufacturing enterprises and up to ₹10 lakh for service or trade enterprises.
How much subsidy is available under the scheme?
Eligible applicants can receive a subsidy ranging from 15% to 30% of the project cost, depending on the district category, project size, and other conditions. An additional 5% subsidy is available for eligible categories.
Can more than one member of the same family apply?
No. Only one eligible member from a family can get the benefit under the scheme.
Is any minimum educational qualification required?
No. The scheme does not prescribe any minimum educational qualification for eligible applicants.
How can I apply for the scheme?
Eligible applicants can submit their application online through the official portal at msy.uk.gov.in.
Can I get the benefit more than once?
No. An applicant can get the benefit under this scheme only once during its implementation period.