Mahila Samruddhi Yojana (Gujarat Gopalak Vikas Nigam)

Mahila Samruddhi Yojana (Gujarat Gopalak Vikas Nigam) offers microfinance loans of up to ₹1,25,000 to women entrepreneurs from the Rabari and Bharwad communities of Gujarat. The scheme is run by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department and helps women start their own businesses and reach self-reliance.

For the financial year 2026-27, the scheme continues to accept online applications through the official portal. Eligible women in Gujarat can apply for an individual loan at a concessional interest rate of 4% per annum and build an independent source of income.

Mahila Samruddhi Yojana (Gujarat Gopalak Vikas Nigam) - Details

Gujarat Gopalak Vikas Nigam implements this scheme for women who belong to the socially and educationally backward classes, mainly the Rabari and Bharwad communities. Loans are given to individual women so they can start a business of their choice and become self-employed. The scheme is a state level programme and the benefit type is a cash loan.

Benefits

Eligible women who get approval under the scheme receive the following support:

• Individual loan support of up to ₹1,25,000 for starting or running a small business.
• The scheme can cover up to 100% of the required loan amount within the set limit.
• The loan is given at a low interest rate of 4% per annum, which keeps the repayment easy for the borrower.

Eligibility

Women who want to apply must meet the conditions given below:

• The applicant must be a woman.
• The applicant must belong to the Rabari or Bharwad communities under the socially and educationally backward classes.
• The applicant must be aged between 21 and 50 years.
• The total annual income of the applicant's family must not exceed ₹5,00,000.

Application Process

Applications are submitted online through the official portal of the Gujarat Gopalak Vikas Nigam. The process is simple and can be completed from home.

STEP 1 - Visit the official portal of the Gujarat Gopalak Vikas Nigam.

STEP 2 - Locate the Mahila Samruddhi Yojana section on the homepage and click on the Apply Now option.

STEP 3 - Fill in personal details including Aadhaar, Ration Card information, contact details, income certificate credentials and bank account details.

STEP 4 - Provide details about educational qualifications, previous loan history and current employment status.

STEP 5 - Review the filled form using the preview option, solve the captcha and click on Submit.

STEP 6 - Save the generated Application ID or Reference Number for tracking the application later.

Tracking Application Status

Applicants can check the status of their application online.

STEP 1 - Visit the official website and click on the Know App Status option.

STEP 2 - Enter the scheme name, application number and date of birth.

STEP 3 - Submit the details to view the current application status.

Documents

Keep the following documents ready before starting the application:

• Aadhaar Card
• Ration Card
• Voter ID
• Income Certificate
• Caste Certificate proving eligibility for the Rabari or Bharwad communities
• Disability Certificate, if applicable
• Educational qualification certificates
• Bank account details, such as a passbook or statement
• Previous loan documents, if any

References

Further information and application links can be found here:

• Official Scheme Guidelines
• Online Application Portal

FAQ's

What is the main aim of the Mahila Samruddhi Yojana?

The scheme helps women from the Rabari and Bharwad communities by providing microfinance loans for independent business ventures, so they can become self-employed.

Who can apply for this loan?

Women aged 21 to 50 who belong to the Rabari and Bharwad communities and have an annual family income below ₹5,00,000 can apply.

What is the maximum loan amount?

The maximum loan amount sanctioned under the scheme is ₹1,25,000.

What is the interest rate for this loan?

The loan is offered at a low interest rate of 4% per annum.

How do I track my application?

Visit the official website at ggdconline.gujarat.gov.in, select the Know App Status option and enter your application credentials to check the status.