AI SummaryScheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Caste supports small and poor Scheduled Caste farmers in Gujarat to set up dairy units of 1 to 20 milch animals. Eligible farmers get an interest subsidy of up to 12% on bank loans for five years, which makes professional cattle farming more affordable.
Department of Agriculture, Farmers Welfare and Cooperation, government of Gujarat runs this scheme. Applications are accepted online through the official i-Khedut portal, and the interest subsidy is credited directly to the loan account through DBT.
Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Caste - Introduction
This scheme is made for small and poor farmers from the Scheduled Caste community of Gujarat. It helps them buy between 1 and 20 milch animals such as cows or buffaloes, based on their need and capacity to maintain the unit.
To get the benefit, a farmer has to take a bank loan in the current financial year from a nationalized bank or a financial institution approved by the Reserve Bank of India. On this loan, the government gives an interest subsidy of up to 12% for a period of five years. The subsidy goes straight into the loan account, so there is no cash payment to the farmer.
Beyond milk, the scheme also supports sustainable farming. It provides good quality organic manure that improves crop fertility and yield. Dung can be used as fuel at home, and surplus fodder and agricultural by-products are used by the animals and turned into value-added products like milk and meat.
Key Information
| Key | Details |
|---|---|
| Scheme Name | Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Caste |
| Level | State |
| Scheme target | Individual |
| Beneficiary state | Gujarat |
| Category | Agriculture, Rural and Environment |
| Major benefit | Interest subsidy of up to 12% on cattle loans for 5 years |
| Main department | Agriculture, Farmers Welfare and Cooperation Department |
| Department running the scheme | Directorate of Animal Husbandry, Government of Gujarat |
| Application mode | Online through i-Khedut portal |
Benefits
This scheme gives clear financial relief to farmers who want to start dairy farming. The main benefits are given below.
- Farmer can purchase 1 to 20 dairy animals, such as cows or buffaloes, based on business needs and capacity.
- Interest subsidy of up to 12% is given on the loan amount or the actual unit cost of the animal, whichever is lower, for a period of five years.
Important note: The interest subsidy is paid directly into the loan account as a DBT payment. There is no cash support under this scheme.
Eligibility
To qualify for this support, a farmer has to meet the following conditions.
- Farmer must be a permanent resident of Gujarat.
- Farmer must belong to the Scheduled Caste category, and only one member from a family can be the beneficiary.
- Scheme is made for small and marginal Scheduled Caste farmers who want to start a dairy unit.
- Loan for setting up the unit must be taken in the current financial year from a nationalized bank or an RBI-approved financial institution.
- Land used for the dairy unit must be owned by the farmer or a family member.
Note: A certificate from the Animal Husbandry Authority for the livestock unit is also required. The support must be used only for its intended purpose.
Application Process
Application is done online through the official i-Khedut Portal. Steps are given below.
STEP 1 - Visit the official i-Khedut portal and click on the Apply New option to start a fresh application.
STEP 2 - Fill in all the personal and bank loan details accurately in the form.
STEP 3 - Use the Update Application button if any correction is needed in the filled details.
STEP 4 - Upload all the required documents through the Upload Document option. Each scanned file must be in PDF format and should not exceed 200 KB.
STEP 5 - Confirm the application within seven days from the date of saving it online.
STEP 6 - Take a printout of the confirmed application, sign or give a thumb impression, and submit it with the supporting documents to the concerned local office.
Important: If the uploaded documents are wrong or incomplete, the application will not be processed. In such a case, the farmer has to submit the correct documents to the concerned office within seven days.
Documents
Keep the following documents ready before starting the application.
- Government-approved photo ID such as Aadhaar Card or Voter ID
- Land ownership proof or evidence of land
- Valid Caste Certificate from a competent authority
- Disability Certificate, if applicable
- Ration Card, if applicable
- Bank account details
- Beneficiary undertaking or consent form
- Loan account passbook or bank disbursement certificate
References
Official Application Portal | Scheme Guidelines
FAQ's
What is the main aim of this scheme?
The scheme helps small and poor farmers from the Scheduled Caste category in Gujarat by giving financial relief to purchase 1 to 20 milch animals.
Which department runs this scheme?
It is run by the Agriculture, Farmers Welfare and Cooperation Department, government of Gujarat.
Who can apply for this support?
Only farmers from the Scheduled Caste category who live in Gujarat and have taken a bank loan for the animal unit in the current financial year can apply.
How is the interest subsidy calculated?
The subsidy is calculated at a maximum of 12% on the loan amount or the unit cost of the animal, whichever is lower.
Is it required to own the land?
The land must be owned either by the farmer or by a family member.
What happens if wrong documents are uploaded?
If the documents are incomplete or wrong, the application will not be processed. The correct documents have to be given to the local office within seven days.