AI SummaryMahila Swavlamban Scheme offers financial support to women in both rural and urban areas of Gujarat to help them start or grow their own business. Run by the Women and Child Development Department of Gujarat, the scheme combines a subsidy with a bank loan so that eligible women can become self-reliant and improve their family income.
Gujarat government continues to run this scheme in 2026 for women from below the poverty line families. The programme is open for eligible applicants who want to set up a small venture such as a beauty parlour, tailoring unit, agarbatti making or any other economic activity.
Mahila Swavlamban Scheme - Introduction
Mahila Swavlamban Scheme was started by the Women and Child Development Department of Gujarat to encourage female entrepreneurship. The scheme supports women from rural and urban settings, mainly those living below the poverty line, to build sustainable businesses. By providing the required capital, the scheme helps women become self-employed and take part in the economic growth of their communities.
Under this scheme, a woman can get a bank loan of up to ₹2,00,000 for starting or expanding her business. Along with the loan, the government also gives a subsidy of 15 percent of the loan amount or up to ₹30,000, whichever is lower. This reduces the money burden on the woman and makes the loan easier to repay.
| Detail | Information |
|---|---|
| Scheme Name | Mahila Swavlamban Scheme |
| Level | State |
| Launched By | Women and Child Development Department, Gujarat |
| Beneficiaries | Women from rural and urban areas of Gujarat |
| Benefit Amount | Subsidy of 15% or up to ₹30,000 and loan up to ₹2,00,000 |
| Application Mode | Offline through designated offices |
| Official Website | wcd.gujarat.gov.in |
Benefits
Mahila Swavlamban Scheme provides two main types of financial support to help a woman build her business. The subsidy reduces the cost of the loan, while the loan amount covers the money needed to set up or expand the venture.
- Subsidy support of 15 percent of the loan amount or up to ₹30,000, whichever is lower, is given to reduce the loan burden.
- Loan facility of up to ₹2,00,000 is available for starting a new business or expanding an existing one.
- The loan can be used for a wide range of economic activities that help a woman earn a steady income.
Eligibility
To apply for Mahila Swavlamban Scheme, a woman needs to meet the eligibility conditions set by the department. The main conditions are given below.
- The applicant must be a woman.
- She should be a permanent resident of Gujarat.
- Her family must belong to the below poverty line (BPL) category.
- Annual family income should not exceed ₹1,20,000 for rural applicants or ₹1,50,000 for urban applicants.
Application Process
Applying for Mahila Swavlamban Scheme is a simple offline process. A woman needs to follow the steps given below to submit her application.
STEP 1 - Collect the official application form from the designated office of the Women and Child Development Department or the Gujarat State Women's Economic Development Corporation.
STEP 2 - Fill in the form accurately and attach all the required documents such as age proof, Aadhaar card, income proof and the business quotation.
STEP 3 - Submit the completed application to the Women's Economic Development Corporation office for review and approval.
STEP 4 - After the application is checked and approved, the loan is sent to the bank for disbursement to the eligible woman.
Helpdesk: Contact details here.
Documents
Applicants should keep a clear copy of the following documents ready to prove their eligibility while applying for the scheme.
- Age proof
- Aadhaar card
- Detailed quotation for the planned business activity
- Relevant experience certificate
- Income proof documents
- Copy of the ration card
References
Click here to view official guidelines.
FAQ's
What is Mahila Swavlamban Scheme?
Mahila Swavlamban Scheme is a financial support programme of the Gujarat government that helps women start economic activities and become self-reliant.
Who is eligible for this scheme?
Eligible applicants are women from BPL families living in Gujarat, with an annual income limit of ₹1,20,000 for rural areas and ₹1,50,000 for urban areas.
What financial support does this scheme provide?
A woman can get a subsidy of 15 percent (maximum ₹30,000) and a business loan of up to ₹2,00,000.
How is the loan processed?
The Women's Economic Development Corporation reviews the application, approves the request and coordinates the loan payment through the bank.
Can women from urban areas apply?
Yes, the scheme is open to eligible women living in both rural and urban areas of Gujarat.
Is there an age limit for this scheme?
There is no strict upper age limit mentioned, but the applicant must provide valid proof of age during the application.
What is the highest loan amount available?
A woman can apply for a maximum loan amount of ₹2,00,000 for an eligible business venture.
How is the subsidy amount calculated?
The subsidy is calculated as 15 percent of the approved loan, capped at a maximum of ₹30,000.
Can the loan be used for any business idea?
Yes, the funds can be used for any legitimate economic or business activity that helps a woman achieve financial independence.
Where should the application be submitted?
The application should be submitted to the Gujarat State Women's Economic Development Corporation office located in Gandhinagar.
What documents are required for the application?
Applicants need age proof, Aadhaar card, business quotation, experience certificate, income certificate and a copy of the ration card.