AI SummaryScheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Tribe helps small and poor farmers from the Scheduled Tribe community in Gujarat by providing an interest subsidy on bank loans for starting dairy units of 1 to 20 animals. The scheme supports rural livelihoods and improves income through livestock farming, and applications are accepted on the I-Khedut portal during the current financial year.
Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Tribe - Introduction
This scheme supports small and poor farmers from the Scheduled Tribe community in Gujarat to establish dairy farms. By helping with the purchase of 1 to 20 milch animals, such as cows and buffaloes, it allows a farmer to build a long-term livestock business. The scheme is run by the Department of Agriculture, Farmers Welfare and Co-operation, government of Gujarat.
A beneficiary receives an interest subsidy of up to 12% on bank loans taken during the current financial year. Beyond direct milk production, the scheme helps a farmer use organic manure to improve farm yields and convert agricultural by-products into valuable products like milk and meat, ensuring a steady income stream.
Key Information
| Key | Details |
|---|---|
| Scheme Name | Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Tribe |
| Beneficiary State | Gujarat |
| Target Audience | Scheduled Tribe farmers |
| Subsidy Type | Interest subsidy on bank loans |
| Financial Year | 2026-27 |
| Nodal Department | Agriculture, Farmers Welfare and Cooperation Department |
| Application Mode | Online through I-Khedut Portal |
Benefits
The scheme provides encouraging support for dairy farming:
- Purchase Support: A farmer can buy between 1 to 20 dairy animals, like cows or buffaloes, based on maintenance capacity.
- Interest Subsidy: The government offers an interest subsidy of up to 12% on the bank loan for a period of 5 years.
- Direct Payment: The subsidy is credited through DBT payment directly into the loan account, so there is no cash disbursement.
| Component | Details |
|---|---|
| Interest Subsidy Cap | Maximum 12% or bank rate, whichever is lower |
| Disbursement Method | DBT payment into the loan account |
| Frequency | Annual installments |
Eligibility
To get the benefits, a farmer should meet the following criteria:
- Permanent resident of Gujarat state.
- Must belong to the Scheduled Tribe category.
- Must be a small or poor farmer.
- Loan for the dairy unit should be taken during the current financial year from a nationalized bank or an RBI-approved financial institution.
- Land for the farm should be owned by the applicant or a family member.
- The unit must be certified by the Animal Husbandry Authority.
Application Process
The application is done online through the I-Khedut portal. The following steps should be followed:
STEP 1 - Visit the official I-Khedut Portal and open the scheme application form.
STEP 2 - Select the "Apply New" option to start a new application.
STEP 3 - Fill in all details accurately. Use the "Update Application" option if any correction is needed.
STEP 4 - Upload all required documents in PDF format. The scanned copy should not exceed 200 KB in size.
STEP 5 - Confirm the application within 7 days of saving it online.
STEP 6 - Take a printout of the confirmed application, sign it or provide a thumbprint, and submit the physical copy to the office address mentioned on the application, or upload the scanned signed copy using the "Upload" menu on the portal.
Documents
These documents should be kept ready for the application:
- Aadhaar card or Voter ID as photo proof
- Land ownership proof, if applicable
- Scheduled Tribe caste certificate issued by a competent authority
- Disability certificate, if applicable
- Ration card, if applicable
- Bank account passbook or loan disbursement certificate
- Signed undertaking/consent form
References
Directorate of Animal Husbandry, Gujarat
I-Khedut Official Scheme Guidelines
FAQ's
What is the objective of this scheme?
The scheme helps small and poor farmers from the Scheduled Tribe community in Gujarat to set up dairy units with 1 to 20 animals.
Who qualifies for the benefits?
Only farmers belonging to the Scheduled Tribe category in Gujarat are eligible to receive these benefits.
How is the interest subsidy provided?
The subsidy is provided through DBT payment directly into the linked loan account annually, up to a maximum of 12% interest for 5 years.
What if my documents are incomplete?
The application will not be processed online. The correct or missing documents should be submitted to the concerned office within 7 days to proceed.
Is the application procedure mandatory?
Yes, the online application must be confirmed within 7 days and the signed copy should be submitted or uploaded as per the official instructions.