Mukhyamantri Ayushman Aarogya Yojana

Mukhyamantri Ayushman Aarogya Yojana provides affordable healthcare access to residents of Rajasthan by offering free and cashless inpatient treatment across a wide network of government and empanelled private hospitals. The scheme covers 1,798 medical procedures for eligible families, including NFSA, SECC 2011 beneficiaries, contract workers, and small farmers, while also allowing other families to enroll through a low-cost premium model.

Rajasthan government has been running this scheme since 1 May 2021, and registration for the 2026-27 period is open. Eligible families can get up to ₹25 lakh of cashless treatment every year through the official portal at maayojana.rajasthan.gov.in.

Mukhyamantri Ayushman Aarogya Yojana - Introduction

Mukhyamantri Ayushman Aarogya Yojana, earlier known as Chiranjeevi Health Insurance Scheme, acts as a safety net to bring down treatment costs. The scheme makes sure that no family has to sell land, jewellery or savings to pay hospital bills. Whether you belong to an eligible vulnerable group or wish to join through a premium, the scheme connects you to a vast network of government and private hospitals for 1,798 distinct medical procedures.

By providing cashless health insurance, this scheme protects your household from crushing medical bills. Many families across the state already benefit from this initiative, and you can easily check your eligibility or look for the online application process to get started.

Key Information

Benefits

Mukhyamantri Ayushman Aarogya Yojana offers a comprehensive safety net for your family. If you belong to the NFSA or SECC 2011 categories, you receive coverage purely as a benefit. Contractual workers, small or marginal farmers, and families who received COVID-19 relief are also entitled to free insurance. If you do not fall into these groups, you can still secure coverage by paying a small premium of ₹850, with the state government covering the remaining 50% of the cost.

Every eligible family gets cashless treatment of up to ₹25 lakh in a year. The plan also includes a life accident insurance cover of up to ₹10 lakh, so the family gets financial support in case of an accident. Treatment costs from 5 days before admission to 15 days after discharge are covered, including medicines, tests, surgery, ICU charges, doctor fees, anesthesia, diagnostics, blood and required protective equipment during the hospital stay. Complex treatments such as kidney, liver and heart transplants, bone marrow transplants, cochlear implants, cancer care, heart surgery and neuro surgery are all part of the plan.

Eligibility

You should review these criteria to see which category applies to you:

Free Category:

• Families eligible under the National Food Security Act (NFSA) get full coverage without any premium.
• Families identified through the Socio-Economic Caste Census (SECC) 2011 are covered free of cost.
• Contractual employees working in state departments, boards, or corporations are included.
• Small and marginal farmers are covered under the free category.
• Destitute families who received COVID-19 ex-gratia relief are also eligible.

Premium Category:

If you are not in the free category and are not a government employee or pensioner covered by the Rajasthan Government Health Scheme (RGHS), you can enroll by paying a nominal annual premium of ₹850 for your entire family. The total premium is ₹1,700, out of which the state government pays half.

Application Process

You can complete your registration from home through the Rajasthan SSO portal or by visiting your nearest e-Mitra center. Use your SSO ID to log in and follow these steps.

STEP 1 - Go to the official portal at maayojana.rajasthan.gov.in and log in with your Rajasthan SSO ID.

STEP 2 - Open the Ayushman Arogya section and verify your identity using your Aadhaar card or Jan-Aadhaar card.

STEP 3 - Complete the e-authentication process through the OTP sent to your Aadhaar-linked mobile number.

STEP 4 - If you are a contract worker, your department head will verify your status online. Small farmers should seed their land records with their Aadhaar through e-Mitra before registering.

STEP 5 - After successful registration, you can download and print your policy document. If you are in the paid category, deposit the ₹850 premium at the e-Mitra center and keep the receipt.

Availing Treatment

When you visit a hospital, carry your Jan-Aadhaar or Ayushman card and give the number at the help desk. The staff will verify your eligibility biometrically. For infants up to one year old, treatment is available even if they are not yet listed on the family card by using a parent's ID. Health guides at the hospital help with admission, treatment details and cashless claim formalities.

Documents

Keep the following documents ready for your application:

• Jan-Aadhaar card (or registration receipt number)
• Aadhaar card number for e-KYC
• Mobile number linked to your Aadhaar or Jan-Aadhaar

References

Official Portal - Mukhyamantri Ayushman Aarogya Yojana

Search Empanelled Hospitals

FAQ's

When was the scheme launched?

The scheme officially began on 1 May 2021. It was earlier known as Chiranjeevi Health Insurance Scheme and was later expanded as Mukhyamantri Ayushman Aarogya Yojana.

What is the primary goal of this initiative?

It aims to reduce your out-of-pocket treatment costs by providing affordable or free cashless care in empanelled hospitals.

Who qualifies for free coverage?

Families under NFSA, SECC 2011, certain contract workers, small farmers, and families who received COVID-19 ex-gratia payments.

How much is the premium for other families?

You only need to pay ₹850 per year; the state government provides the remaining 50% subsidy.

Does the scheme cover pre-existing diseases?

Yes, all diseases that existed before you joined the scheme are fully covered.

Where can I find a hospital?

You can search for nearby empanelled hospitals through the portal at maayojana.rajasthan.gov.in.