Atal Pension Yojana (APY) is accepting new subscriber registrations only on the revised registration form issued by Pension Fund Regulatory and Development Authority (PFRDA) and Department of Posts. The updated form has been required at all banks and post offices since October 1, 2025.
APY gives a guaranteed monthly pension of Rs 1,000 to Rs 5,000 to Indian citizens aged 18 to 40 who join and pay contributions regularly. The scheme has crossed 9.29 crore total enrollments, with assets under management of over Rs 57,296 crore.
Earlier version of the form, which was used till September 30, 2025, is now discontinued. Protean (formerly NSDL), the Central Recordkeeping Agency, no longer accepts registration files in the old format. All banks and post offices accept only the new Atal Pension Yojana form for new subscriber registrations.
New APY Subscriber Registration Form
The updated form includes a FATCA/CRS declaration, which is required to confirm the applicant's tax residency status. This declaration applies to a person who is a U.S. Person or whose country of birth, citizenship or residence is other than India.
Since an APY account opened through a post office is linked with a Post Office Savings Account, any subscriber who selects 'Yes' for the FATCA/CRS declaration cannot be enrolled through the post office channel. Only resident Indian citizens can open APY accounts through banks or post offices.
Anyone between 18 and 40 years of age who wishes to join Atal Pension Yojana must use this new registration form. Old forms will no longer be accepted for new enrollments. Also, new applicants who are, or have been, income tax payers on or after October 1, 2022 are not eligible to join APY.
As of June 30, 2026, APY has crossed 9.29 crore total enrollments across the country. The scheme is part of the Jan Suraksha Yojana framework, which also includes Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana.
| Detail | Information |
|---|---|
| Scheme Name | Atal Pension Yojana (APY) |
| Launched By | Central Government (PFRDA) |
| Beneficiaries | Indian citizens aged 18 to 40 years |
| Benefit Amount | Guaranteed pension of Rs 1,000 to Rs 5,000 per month after 60 years |
| Application Mode | Online and offline (banks and post offices) |
| Official Website | financialservices.gov.in |
How to Download the New APY Form PDF
The new APY subscriber registration form is available on the official websites of the Central Recordkeeping Agency and India Post. The form is also available free at any bank branch or post office.
STEP 1 - Go to the official forms page of the Central Recordkeeping Agency at npscra.proteantech.in and open the APY Subscriber Registration Form PDF.
STEP 2 - Download the form and take a printout. The form is also available in Hindi, Marathi, Bengali and Tamil on the same page.
STEP 3 - Fill in the form with your personal details, bank or post office account details, pension amount choice, nominee details and the FATCA/CRS declaration. Submit it at your nearest bank branch or post office along with the required documents.
Direct download links: APY Subscriber Registration Form PDF and India Post APY Enrollment Form PDF. The official order from Department of Posts is available in the SB Order No. 13/2025 PDF.
How to Apply Online for APY
People can also register online through the official eNPS portal of Protean. The online process takes only a few minutes and does not require a physical form.
STEP 1 - Visit the official APY online registration page at enps.nps-proteantech.in and click on the Registration button under the Atal Pension Yojana section.
STEP 2 - Enter your Aadhaar number and generate an OTP on your registered mobile number. After entering the OTP, continue to the next step.
STEP 3 - Fill in your personal details, family details, bank account details, pension amount and nominee details. Upload the supporting documents and make the first contribution payment to complete the registration.
Documents Required for APY Registration
Keep the following documents ready before you fill the APY subscriber registration form:
- Aadhaar card for identity and address proof
- Savings bank account passbook or post office savings account details
- Mobile number linked with Aadhaar and bank account
- Passport size photograph
FAQ's
Is the old APY form still valid?
No. The old form was valid only till September 30, 2025. From October 1, 2025, all banks and post offices accept only the revised APY subscriber registration form.
Who can join Atal Pension Yojana?
Indian citizens aged 18 to 40 years with a savings bank or post office account can join. New applicants who are, or have been, income tax payers on or after October 1, 2022 are not eligible.
What is the FATCA/CRS declaration in the new form?
It is a declaration about the applicant's tax residency status. If a person is a U.S. Person or a resident or citizen of a country other than India, they cannot be enrolled through the post office channel.
Where can I get the new APY form?
The form is available on the official websites of the Central Recordkeeping Agency and India Post, and also free at any bank branch or post office.
