AI SummaryVehicle Loan Scheme (GTKVN) helps youth from Thakor and Koli communities in Gujarat buy a commercial transport vehicle with a subsidized loan of up to ₹4,00,000. Applications are accepted online at the official Gujarat Thakor and Koli Vikas Nigam portal whenever the direct credit loan window is open.
Gujarat Thakor and Koli Vikas Nigam (GTKVN) manages the scheme for the Social Justice and Empowerment Department, Government of Gujarat. Eligible people can use the loan support to buy an auto-rickshaw, loading rickshaw, or Maruti Eeco van and start a small transport business.
Vehicle Loan Scheme (GTKVN) - Introduction
The scheme works as a bridge to steady income for families from Thakor and Koli communities. A youth who wishes to enter the transport sector can take a subsidized loan to buy commercially viable vehicles and repay it as per the Nigam's loan terms.
GTKVN keeps announcing fresh application windows for its direct credit loan schemes on the official portal. Applicants should check the portal regularly and apply only within the announced dates, since offline applications are not accepted.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Vehicle Loan Scheme (GTKVN) |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Gujarat |
| Category | Transport and Infrastructure, Banking, Financial Services and Insurance, Skills and Employment |
| Target Beneficiaries | Individual |
| Benefit Type | Cash |
| Main Department | Social Justice and Empowerment Department |
| Department Running the Scheme | Gujarat Thakor and Koli Vikas Nigam |
Benefits
Under the scheme, an eligible applicant can get a loan of up to ₹4,00,000 to buy a commercial vehicle. This support helps in purchasing assets like auto-rickshaws, loading rickshaws, or a Maruti Eeco to start a transport business.
Eligibility
Check the points below to find out whether you can apply for the vehicle loan:
- Gujarat resident: You should be a permanent resident of Gujarat.
- Community: You should belong to the Thakor or Koli community.
- Age limit: Your age should be between 21 and 50 years.
- Income limit: Your annual family income should not exceed ₹3,00,000.
- Commercial use: You should intend to use the vehicle only for commercial purposes.
Application Process
Follow these steps to complete the online application:
STEP 1 - Visit the official GTKVN website at gtkdconline.gujarat.gov.in.
STEP 2 - Click on the 'Apply Now' option in the top menu bar.
STEP 3 - Select the relevant loan scheme from the list, choose your preferred loan category, and enter the required loan amount.
STEP 4 - Fill the application form with accurate details, including personal information, address, income details, and bank account details.
STEP 5 - Upload clear scanned copies of the required documents like caste certificate, income certificate, Aadhaar card, residence proof, photo, and bank passbook.
STEP 6 - Preview the form, check all details, and click 'Confirm Application' so that the application is accepted.
STEP 7 - Note down the Application ID or Reference Number after submission and keep the acknowledgement safe for future tracking.
Only confirmed applications are counted for the scheme. The Application No. given to you is also your Confirmation No. Keep your mobile number active because all updates about the application are sent on it.
Documents
Keep the following documents ready before you start the application:
- Aadhaar Card for identity proof.
- Bank Passbook or Cancelled Cheque for bank details.
- Income Certificate to show family income.
- Passport-size Photographs for the application form.
- Election Card Copy as address and identity proof.
- Age Proof or Birth Certificate to verify the age limit.
- Caste Certificate to prove Thakor or Koli community.
- Valid Driving License for the vehicle category you plan to buy.
- Any other documents asked during the process.
References
View Official Guidelines on Mari Yojana Gujarat
FAQ's
Who is eligible for Vehicle Loan Scheme (GTKVN)?
You are eligible if you belong to the Thakor or Koli community, are between 21 and 50 years old, and have an annual family income of up to ₹3,00,000. You should also be a permanent resident of Gujarat.
What is the maximum loan amount?
You can get a loan of up to ₹4,00,000 under this scheme.
What types of vehicles are eligible?
Commercial vehicles like auto-rickshaws, loading rickshaws, and Maruti Eeco vans are eligible.
What documents prove family income?
You can provide an income certificate, ration card, or other official Government-recognized income records.
Is a driving license mandatory?
Yes, you should provide a valid license for the specific category of vehicle you intend to buy.
Is the scheme limited to Gujarat?
Yes, the scheme is available only for residents of Gujarat.
Where can I apply for the scheme?
You can submit your application online at the official portal gtkdconline.gujarat.gov.in.
Who implements the scheme?
Gujarat Thakor and Koli Vikas Nigam (GTKVN) implements the scheme for the Social Justice and Empowerment Department, Government of Gujarat.