AI SummaryVeer Chandra Singh Garhwali Paryatan Swarojgar Yojana is a self-employment scheme of the Tourism Department, Government of Uttarakhand, that helps unemployed residents start tourism-based businesses with bank loans and capital subsidy. The scheme has been open since 1 June 2002 and continues to support new projects across both hill and plain districts of the state.
Under this scheme, eligible people can set up hotels, paying guest accommodation, transport services, adventure tourism units, yoga centres and many other tourism-related ventures. The subsidy is given on bank-financed projects, so the applicant needs a loan from a participating bank to get the grant.
Veer Chandra Singh Garhwali Paryatan Swarojgar Yojana - Introduction
Veer Chandra Singh Garhwali Paryatan Swarojgar Yojana is run by the Department of Tourism, Government of Uttarakhand, through the Uttarakhand Tourism Development Board (UTDB). The main aim is to encourage local youth and entrepreneurs to enter the tourism sector and build a stable income of their own.
The scheme covers a wide range of activities, from small hotels and cafes to tourist taxis, buses, trekking equipment, kayaks, caravan tourism and even herbal tourism projects. Any new idea that adds value to tourism in the state can be proposed, as long as it is approved by the competent authority.
Financial support is given as capital subsidy on the approved project cost. The amount depends on the type of project and whether it is set up in a hill area or a plain area. The applicant has to contribute 12.5% of the total project cost as margin money, and the rest is financed by the bank.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Veer Chandra Singh Garhwali Paryatan Swarojgar Yojana |
| State | Uttarakhand |
| Nodal Department | Tourism Department |
| Implementing Agency | Uttarakhand Tourism Development Board (UTDB) |
| Beneficiary Type | Individuals (unemployed residents) |
| Benefit Type | Cash Subsidy on Bank Loan |
| Application Mode | Online |
| Official Portal | msy.uk.gov.in |
Benefits and Subsidy Structure
The subsidy amount is decided on the basis of the project type and the area where it is set up. Hill areas get a higher subsidy for non-vehicle projects, while vehicle projects are covered across the state.
| Type of Project | Subsidy in Hilly Areas | Subsidy in Plain Areas |
|---|---|---|
| Non-vehicle Projects | 33% (up to ₹33.00 lakh) | 25% (up to ₹25.00 lakh) |
| General Vehicle Items | 25% (up to ₹10.00 lakh) | 25% (up to ₹10.00 lakh) |
| Buses / Electric Buses | 50% (up to ₹20.00 lakh) | 50% (up to ₹20.00 lakh) |
For special buses such as 30 to 42-seater pushback models or AC and electric buses, the grant can go up to 50% of the project cost. The applicant must bring in 12.5% of the total cost as margin money to qualify for the subsidy.
Eligibility
Before applying, it is important to check whether the applicant meets the conditions set by the Tourism Department. The main points are given below.
- The applicant should be a permanent resident or native of Uttarakhand.
- The applicant should be unemployed, meaning not already running any business or professional work.
- If the project needs land, the applicant should own it, or it should be registered in the name of a close family member. Leased land is also allowed if the lease period is longer than the loan repayment period.
- The applicant should not be a defaulter of any bank or financial institution.
Application Process
Applications are accepted online through the official Uttarakhand Swarojgar Yojana portal. The process is simple and can be completed from home.
STEP 1 - Visit the official portal at msy.uk.gov.in and register or log in using the mobile number and OTP.
STEP 2 - Select Veer Chandra Singh Garhwali Paryatan Swarojgar Yojana from the list of schemes and choose the tourism activity for which support is needed.
STEP 3 - Fill in personal, residential, project and bank details in the online form and upload the required documents along with the project report.
STEP 4 - Submit the application and note down the application reference number for future tracking.
STEP 5 - The District Tourism Development Officer reviews the application and calls the applicant for an interview with a committee headed by the District Magistrate.
STEP 6 - Once approved, the proposal is sent to the chosen bank for loan sanction. After the project is set up or the vehicle is bought, the District Tourism Office carries out a final inspection and releases the subsidy.
Documents Required
Keep the following documents ready before starting the online application so that the process goes smoothly.
- Aadhaar card with linked mobile number
- State permanent residence certificate
- Recent photograph and identity proof
- Affidavit and proof of the proposed business project
- Estimated investment details
- Educational and training certificates
- Bank account details
- Caste or disability certificate, if applicable
- Ration card and valid driving licence for vehicle projects
References
Visit Official Tourism Department Website
Visit Official Swarojgar Portal
FAQ's
Who qualifies as unemployed under this scheme?
An unemployed person is someone who is not currently running any business, enterprise or professional work for a living.
What types of businesses can I start?
There are many options, including hotels, paying guest accommodation, bakeries, fast food centres, tourist taxis, buses, adventure tourism, trekking equipment rental, kayaks and caravan tourism.
Is there a contribution expected from my side?
Yes, the applicant has to provide 12.5% of the total project cost as margin money.
Can I apply if I want to use leased land?
Yes, leased land is allowed as long as the lease period is longer than the loan repayment period.
What happens after my interview?
If the committee approves the proposal, it is sent to the chosen bank for loan processing. Once the bank verifies the setup, the applicant becomes eligible to receive the subsidy.