AI SummarySingle Window Scheme (PIPDIC) gives entrepreneurs in Puducherry a single agency to get both term loans for fixed assets and working capital. Pondicherry Industrial Promotion Development and Investment Corporation Limited (PIPDIC) runs this scheme under the Department of Industries and Commerce, Puducherry, and it is open for new applications through the official online portal.
The scheme helps a business avoid the trouble of approaching different lenders for different needs. By bundling all fund based financial requirements of a unit, the total working capital facility can be worked out through one application. Applications are accepted online on the PIPDIC portal, which keeps the whole process clear and simple.
Single Window Scheme (PIPDIC) - Introduction
Single Window Scheme (PIPDIC) provides term loans for fixed assets and working capital through one agency. It was launched by PIPDIC under the Department of Industries and Commerce, Puducherry, to cut down the paperwork and waiting time involved in financing a business. The total working capital requirement of a unit, including all fund based facilities, is taken into account while deciding the working capital facility that can be financed.
All applications should be sent directly through the PIPDIC easy to use online portal. The portal guides an applicant step by step, from registration to final submission, and the status of the application can be checked from the dashboard at any time.
Highlights
| Detail | Information |
|---|---|
| Scheme Name | Single Window Scheme (PIPDIC) |
| Level | State |
| Beneficiary State | Puducherry |
| Nodal Department | Industries and Commerce Department, Puducherry |
| Benefit Type | Term loan and working capital |
| Maximum Project Outlay | ₹2,00,00,000 |
| Application Mode | Online |
| Official Website | pipdic.in |
Benefits
The scheme offers a combined financing solution under one roof. A business can get a term loan for fixed assets and a working capital loan from the same agency, which makes planning and repayment easier.
When a unit applies, the total project outlay including all working capital needs is considered. This helps in getting a realistic loan amount that matches the actual requirement of the business. The maximum total project outlay allowed under the scheme is ₹2,00,00,000.
| Total Project Outlay | Maximum Limit |
|---|---|
| Total project outlay including working capital | ₹2,00,00,000 |
Eligibility
Entrepreneurs setting up a new project in the SSI or tiny sector can apply. New promoters buying unencumbered fixed assets of an existing SSI unit are also eligible, as are well run units planning modernization or technology upgradation. A viable sick unit that needs a rehabilitation plan can also get support under this scheme.
Condition: The total project outlay, including all working capital needs, should not exceed ₹2,00,00,000.
Application Process
STEP 1 - Visit the PIPDIC website and click on Login. Select the New customer link, provide the required details, and register. After the OTP is verified, log in to the dashboard.
STEP 2 - Update the profile using the Edit Profile option. Open the Applications tab to start the request. Go through the checklist covering interest rates and collateral norms, then click I Agree to move ahead.
STEP 3 - Fill in the details and submit the biodata of the promoters. Upload the required supporting documents and pay the registration fees online to complete the process.
STEP 4 - Track the application status any time using the View My application link in the dashboard.
| Loan Amount | Application Fee |
|---|---|
| Up to ₹25,00,000 | ₹100 |
| Above ₹25,00,000 | ₹200 |
Documents
Several documents should be kept ready before filing the application. The list below covers the main items required during submission.
- MSME registration acknowledgement, lease or sale deeds for the workspace, and machinery quotations.
- A detailed project report, the manufacturing process flow chart, and the biodata of all promoters.
- KYC documents such as the PAN card, Aadhaar card, and bank passbook.
For a complete list including site plans and effluent arrangements, refer to the official user manual.
References
Scheme Information
PIPDIC Brochure
Contact Us
FAQ's
How do I create an account and begin the registration process?
Visit the official PIPDIC website and click Login, then follow the New customer link to register with your email and credentials.
What documents do I need before applying?
Keep all KYC documents, proof of premises ownership or lease, machinery quotations, and a project report ready before starting the online form.
How can I track my application status?
Once the application is submitted, log in to the customer dashboard and click View My Application to check the current status.
Where can I get technical support or file a grievance?
Contact the Managing Director at 0413-2334361 or the General Manager (Administration) at 9894653835 for assistance. Alternatively, use the official grievance form.