AI SummaryMicro Finance Scheme- Credit Line 2 for Minority Community supports eligible citizens in Haryana by helping them get small financial loans through Self-Help Groups (SHGs). This scheme helps members of minority communities improve their livelihood with direct or group-based funding of up to ₹1,50,000 per beneficiary.
Managed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, this scheme gives easy access to capital for people within the minority community. If you are part of an SHG or planning to form one, you can get support of up to ₹1,50,000 per beneficiary. This money helps you grow a small business or manage household needs well. As a resident of Haryana, you can apply for this support directly through the official state portal.
Micro Finance Scheme- Credit Line 2 for Minority Community - Introduction
This scheme is a state-level loan support made for minority community members in Haryana. It works through the Antyodaya-SARAL portal, where applicants register and apply online. The whole process is online, so there is no need to visit any office for submission. Once you apply, the department reviews your details and releases the loan either to you directly or through your SHG.
Minority communities covered under this scheme are Muslim, Sikh, Christian, Buddhist, Parsi, and Jain. The loan amount is meant for income-generating work, so you can use it to start or expand a small business. The scheme is still open for applications in 2026, and eligible people can apply through the official portal any time.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Micro Finance Scheme- Credit Line 2 for Minority Community |
| Level | State |
| Beneficiary State | Haryana |
| Category | Banking, Financial Services and Insurance, Business and Entrepreneurship |
| Target Beneficiaries | Individual, Self Help Groups (SHGs) |
| Benefit Type | Cash |
| Loan Amount | Up to ₹1,50,000 per beneficiary |
| Nodal Department | Welfare of Scheduled Caste and Backward Classes Department |
| Implementing Agency | Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam |
| Application Mode | Online |
| Official Website | Antyodaya-SARAL Portal |
Benefits
This scheme provides small loans to boost your economic activities. The main benefits you can get are listed below:
- Individual loan support of up to ₹1,50,000 per beneficiary, which you can use for business or household needs.
- Financial support given either directly to you or through your established Self-Help Group (SHG).
Eligibility
To qualify for this loan, you need to meet a few simple conditions. These are given below:
- You should be a permanent resident of Haryana.
- Your age should be between 18 and 55 years.
- You should belong to a minority community (Muslim, Sikh, Christian, Buddhist, Parsi, or Jain).
- You should hold a valid Parivar Pehchan Patra (PPP ID).
Your annual family income should fall within these ranges:
| Area | Annual Income Range |
| Rural | ₹98,001 to ₹8,00,000 |
| Urban | ₹1,20,001 to ₹8,00,000 |
For SHGs, at least 75% of members should generally be from a minority community. In unique circumstances, groups with at least 60% minority representation may also qualify.
Application Process
You should apply online using the official government platform. Follow these steps to finish your application:
STEP 1 - Visit the Antyodaya-SARAL Portal and click on New User under the sign-in section if you are applying for the first time.
STEP 2 - Enter your name, email, mobile number, and password, then submit the details. Verify your account using the OTP sent to your email or mobile.
STEP 3 - Log in to the Antyodaya-SARAL Portal using your credentials. Navigate to Apply for Services and select View all Available Services.
STEP 4 - Find Micro Finance Scheme- Credit Line 2 for Minority Community and select it. Enter your Parivar Pehchan Patra (Family ID) to fetch your household data.
STEP 5 - Select the beneficiary name and complete the OTP verification. Upload all required documents, review your application details, and submit the form to confirm your request.
You can monitor your application status anytime by visiting the status portal using your application reference ID.
Documents
Keep the following documents ready to make the application process smooth:
- Aadhaar Card for identity verification.
- Proof of age.
- Haryana Domicile Certificate for address proof.
- Caste or religion certificate.
- Parivar Pehchan Patra (PPP ID).
- Copy of your PAN card.
- Recent passport-sized photograph.
- Valid bank account details for direct coordination.
References
Official Service Page on Antyodaya-SARAL Portal
FAQ's
Who can apply for this scheme?
Permanent residents of Haryana who belong to recognized minority communities (Muslim, Sikh, Christian, Buddhist, Parsi, or Jain) can apply.
What is the maximum loan amount?
You can receive a loan of up to ₹1,50,000 per beneficiary through this scheme.
What are the age requirements?
You should be at least 18 years old and no older than 55 years to be eligible.
Are there specific income limits?
Yes, your annual family income must be between ₹98,001 and ₹8,00,000 for rural areas, or ₹1,20,001 and ₹8,00,000 for urban areas.
Can my SHG apply if we have a mix of members?
Typically, 75% of your SHG members should be from a minority community. However, in exceptional cases, groups with at least 60% minority members might be accepted.
Is there an offline way to apply?
No, you should submit your application fully online through the Antyodaya-SARAL Portal.
How do I check my application status?
You can track your application by entering your reference ID on the official status tracking page.