Mahila Samruddhi Yojana

Mahila Samruddhi Yojana (DAADC) helps women from the Antyodaya Samaj, mainly Scheduled Caste families in Gujarat, start small businesses with easy loans. Under this scheme, eligible women can get a loan of up to ₹50,000 at a concessional interest rate of 4% per annum for self-employment and financial independence.

Dr. Ambedkar Antyodaya Development Corporation (DAADC) runs this scheme under the social justice and empowerment department, government of Gujarat. Online applications for the current round are open on the official portal, and the last date to apply is 14 August 2026.

Mahila Samruddhi Yojana - Introduction

Mahila Samruddhi Yojana (DAADC) is a state-level loan scheme made for women who belong to the Antyodaya Samaj, with a special focus on Scheduled Caste families. The scheme gives low-interest loans so that women can start their own small-scale business, such as tailoring, beauty parlour, general store, catering, or any other approved self-employment activity.

The loan covers the full unit cost of the chosen business, and repayment is done in easy monthly installments. The scheme is managed by the Dr. Ambedkar Antyodaya Development Corporation, which comes under the social justice and empowerment department of Gujarat. Women looking for more options can also check Mukhyamantri Mahila Utkarsh Yojana, which offers interest-free loans to women in Gujarat.

Key Information

Benefits

Mahila Samruddhi Yojana (DAADC) gives structured financial support to help women set up their own income source. The main benefit is a loan of up to ₹50,000 for any approved small business or self-employment activity.

The interest rate is 4% per annum, which is much lower than normal bank loan rates. The loan amount is repaid in easy monthly installments over the tenure fixed by the corporation as per the scheme rules. This helps women start their business without a heavy financial burden.

Eligibility

Women who meet the following conditions can apply for Mahila Samruddhi Yojana (DAADC):

1. Applicant must be a woman and an original resident of Gujarat.
2. Applicant must belong to the Scheduled Caste (SC) community, specifically the Antyodaya caste group.
3. Applicant should be unemployed and should not be a safai kamdar or dependent of a safai kamdar.
4. Total annual family income should not be more than ₹3,00,000.
5. Applicant must be at least 18 years old on the date of the announcement.
6. No member of the family should be working in a government or semi-government office.
7. Applicant or family members should not have any pending loan from the corporation or any government scheme. If a loan was taken earlier, it must be fully repaid.

Application Process

Application for Mahila Samruddhi Yojana (DAADC) is fully online. The last date for the current round is 14 August 2026, so apply before the deadline. Follow these steps:

STEP 1 - Visit the official website of Dr. Ambedkar Antyodaya Development Corporation at daadconline.gujarat.gov.in.

STEP 2 - On the homepage, find the Mahila Samruddhi Yojana row and click on the 'Apply Now' button, or go directly to the Mahila Samruddhi Yojana application form.

STEP 3 - Select the business activity from the list, such as tailoring, beauty parlour, general store, catering, or any other approved trade, and enter the required loan amount.

STEP 4 - Fill in personal details like Aadhaar number, ration card number, full name, date of birth, address, district, taluka, and mobile number.

STEP 5 - Enter family income details and income certificate number. The income certificate should not be older than 3 years.

STEP 6 - Provide caste details. The caste certificate must mention the father's name, as this is required for Mahila Samruddhi Yojana.

STEP 7 - Add bank account details, including bank name, branch, account number, and IFSC code.

STEP 8 - Review the form and click 'Submit'. Keep the application ID or reference number safe to track the status later.

Documents

Keep these documents ready before starting the online application:

1. Aadhaar card
2. Ration card
3. Caste certificate with father's name
4. Income certificate not older than 3 years
5. Bank passbook or cancelled cheque
6. Age proof or birth certificate
7. Passport size photograph
8. Mobile number and email ID

References

More details about Mahila Samruddhi Yojana (DAADC) are available on these official pages:

• DAADC Online Loan Application Portal
• Mahila Samruddhi Yojana Online Application Form
• Social Justice and Empowerment Department, Gujarat
• Official Scheme Guidelines PDF
• Mari Yojana Portal Scheme Details
• Mari Yojana Gujarat Portal Guide

FAQ's

Who can apply for Mahila Samruddhi Yojana?

Women from Scheduled Caste families who belong to the Antyodaya Samaj and are permanent residents of Gujarat can apply. The family income should not be more than ₹3 lakh per year.

What is the loan amount under this scheme?

Eligible women can get a loan of up to ₹50,000 for starting a small business or self-employment activity.

What is the interest rate on the loan?

The interest rate is 4% per annum, which is much lower than normal bank loan rates.

What is the last date to apply in 2026?

For the current round, the last date to apply online is 14 August 2026.

How can I apply for this scheme?

Application is online through the official portal at daadconline.gujarat.gov.in. Click on 'Apply Now' next to Mahila Samruddhi Yojana and fill the form.

Which documents are required?

Aadhaar card, ration card, caste certificate with father's name, income certificate, bank passbook, age proof, and a passport size photograph are required.

Who runs this scheme?

Dr. Ambedkar Antyodaya Development Corporation (DAADC) manages the scheme under the social justice and empowerment department, government of Gujarat.

Can the loan be used for any business?

The loan can be used for approved small-scale businesses listed on the application form, such as tailoring, beauty parlour, general store, catering, and similar self-employment activities.