AI SummaryJharkhand Rajya Patrakar Swasth Bima Yojana Niyamawali 2021 provides health insurance to accredited journalists in Jharkhand and their families. The scheme covers treatment costs including hospitalization, so media persons can stay financially safe during health emergencies.
Information and Public Relations Department, Government of Jharkhand launched this scheme. It gives journalists and their dependents a yearly insurance cover of up to ₹5,00,000, along with cashless treatment at empaneled hospitals.
Jharkhand Rajya Patrakar Swasth Bima Yojana Niyamawali 2021
This state-level health insurance scheme is made for working journalists who hold valid accreditation in Jharkhand. Coverage extends to the journalist, spouse, and up to two unmarried dependent children under 21 years. The scheme manages treatment costs and gives peace of mind during health crises.
The scheme works as a group insurance plan. It covers editor-in-chief, news editors, deputy editors, journalists, photo journalists, videographers, and painters working in newspapers, magazines, news agencies, electronic media, or new media. The insurance plan stays valid for one year and can be renewed every year.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Jharkhand Rajya Patrakar Swasth Bima Yojana Niyamawali 2021 |
| Level | State |
| Beneficiary | Family |
| States | Jharkhand |
| Category | Banking, Financial Services and Insurance |
| Benefit Type | Cash |
| Nodal Department | Information and Public Relations Department |
Benefits
Eligible journalists receive health insurance cover up to ₹5,00,000 per year. This coverage extends to the spouse and up to two dependent children, keeping the whole family protected. The benefits include expenses for hospitalization, surgeries, required medicines, and many treatments. Cashless treatment is available at empaneled hospitals.
Important Note 1: The insurance is valid for one year. Timely renewal keeps the coverage active.
Important Note 2: A media representative deposits 20% of the annual premium through a banker's cheque, cheque, or demand draft to the Director, Information and Public Relations Directorate, Jharkhand Government. The department covers the remaining 80% of the premium.
| Insurance Coverage Amount | Recipient Contribution | Department Contribution |
|---|---|---|
| ₹5,00,000 | 20% | 80% |
Claim Process: Full details of dependents should be included in the application form, and a beneficiary should be nominated to process claims smoothly. If the journalist or a family member faces an accident or needs treatment, the insurance company's district office and the Information and Public Relations Department, Ranchi, must be informed within seven days.
Eligibility
To get the benefit of this scheme, the applicant should meet these conditions:
- The applicant must be a resident of Jharkhand and carry out professional work within the state.
- A valid accreditation as a journalist in Jharkhand is required.
- The applicant should represent newspapers, magazines, news agencies, or electronic media organizations.
- Employment on a regular or contractual basis by a media house is required.
- An official accreditation certificate issued by the state government should be held.
- Age should be between 21 and 60 years.
- Freelance journalists should provide valid press credentials issued by the Information and Public Relations Department at the time of application.
- Insurance extends to the spouse and two unmarried dependent children under the age of 21.
Application Process
Follow these steps to apply for the scheme:
STEP 1 - Visit the official Information and Public Relations Department website. Fill in the online form with personal details to get a unique ID code.
STEP 2 - Once the online details are confirmed, download the prescribed application form using Appendices 'A' and 'B'. Prepare a hard copy of the form along with the required documents.
STEP 3 - Submit the hard copy and all supporting documents to the District Public Relations Officer (DPRO) in the area.
Important Notice: If the journalist leaves the media organization, the editor or bureau chief must inform the Information and Public Relations Department and the insurance company immediately. If the person stops working in the profession, insurance benefits end, and any premium paid is forfeited.
Documents
Keep these documents ready for the application:
- Five recent passport-sized photographs.
- Accreditation certificate issued by the Jharkhand state government.
- Graduate or equivalent educational degree.
- Appointment letter or affiliation certificate signed by the editor or employer.
- Birth certificate for dependents, signed by the editor or employer.
- Details of any other existing insurance or mediclaim policies, if applicable.
- Work experience certificate confirming at least five years of service.
- Valid press credentials for freelance journalists.
- A cancelled blank cheque from the bank account for ECS facilities.
- A receipt copy confirming the insurance contribution payment.
- A notarized affidavit.
References
FAQ's
What is the Jharkhand Rajya Patrakar Swasthya Bima Yojana?
It is a dedicated health insurance scheme for accredited journalists in Jharkhand that gives financial support for treatment costs.
Who is eligible to apply for this scheme?
Accredited journalists working in Jharkhand and their immediate family members are eligible.
What is the insurance coverage amount?
The scheme provides annual health insurance coverage up to ₹5,00,000.
Who all are covered under the scheme?
Coverage extends to the journalist, their spouse, and up to two dependent children.
What expenses are covered under this scheme?
Coverage includes hospitalization, surgical procedures, doctor-prescribed medicines, and many medical treatments.
Is there an age limit to apply?
Yes, the applicant must be between 21 and 60 years of age.
How can I apply for the scheme?
Apply by visiting the IPRD district office or using the official web portal to submit the documents.
What documents are required for application?
The accreditation certificate, proof of employment, residence status, and identification documents are required.
Is the treatment cashless under this scheme?
Yes, cashless medical services are available at empaneled hospitals.
How will I know if my application is approved?
Once the documents are verified, an official insurance card is issued.
Can I include my parents in this scheme?
No, coverage is limited to the journalist, spouse, and dependent children.
Is there any fee to enroll?
The enrollment procedure is free, though 20% of the annual premium must be contributed.
How do I find the list of empaneled hospitals?
Check the list on the official departmental website or contact the local IPRD office.
What happens if I lose my insurance card?
Contact the relevant district issuing office to request a replacement.
Where can I get more information about the scheme?
Visit the nearest IPRD office or browse the official Jharkhand state government portal for updates.