100 Penalty Mafi Yojana gives full financial relief to residents of Gujarat who have pending housing dues by waiving the entire penalty amount. Beneficiaries of the Gujarat Housing Board or the Slum Clearance Cell can clear all their installment arrears in a single lump sum payment by 31st March and get a 100% waiver on all accumulated penalties.
The Gujarat government has kept this scheme open for eligible housing board and slum clearance cell beneficiaries. It is run by the Urban Development and Urban Housing Department, and the whole process can be completed online.
100 Penalty Mafi Yojana - Introduction
100 Penalty Mafi Yojana is a state-level scheme launched by the Urban Development and Urban Housing Department of the Government of Gujarat. It is made to ease the money load on beneficiaries of the Gujarat Housing Board and the Slum Clearance Cell by waiving 100% of the penalty on pending installment dues. By helping you clear your financial burden, this scheme supports the settlement of dues and makes the transfer of property ownership easier.
To get this benefit, you need to pay all your outstanding installment arrears in one go by 31st March. The entire application can be completed through the online application process given by the government.
Key Information
| Scheme Name | 100 Penalty Mafi Yojana |
|---|---|
| Level | State |
| Scheme for | Individual |
| State | Gujarat |
| Category | Housing and Shelter, Utility and Sanitation |
| Benefit Type | Cash |
| DBT Scheme | No |
| Nodal Department | Urban Development and Urban Housing Department |
Benefits
When you take part in 100 Penalty Mafi Yojana, you get a 100% waiver on the penalty amount that has built up on your pending installments. This relief covers all arrears linked to the older schemes of the Gujarat Housing Board and the Slum Clearance Cell. It is a one-time benefit given during the final settlement of your dues.
| Feature | Requirement |
|---|---|
| Payment Mode | Lump sum (one-time payment) |
| Deadline | 31st March |
| Waiver Scope | Penalty amount only |
| Principal Amount | Must be paid in full |
For example, if a person owes ₹10,000 in principal and ₹2,000 in penalties, only the ₹10,000 principal amount needs to be paid to settle the account under this scheme.
Eligibility
To qualify for this waiver, you must meet the following conditions:
- You should be a resident of Gujarat.
- You must be a registered beneficiary of the Gujarat Housing Board or the Slum Clearance Cell.
- You should have pending installment arrears under their old schemes.
- You must be the original tenant, an existing occupant, or a successor holding a valid power of attorney.
- You must clear all pending installment arrears in a single lump sum payment by 31st March.
Application Process
STEP 1 - Visit the official online application form and fill in your personal details carefully. Complete all the mandatory fields marked on the form.
STEP 2 - Scan and upload your documents using the upload section. Make sure the files are clear and match the required size limits.
STEP 3 - Review your application data for any errors before you click Submit. Keep your reference number safe for future tracking.
STEP 4 - After submitting the form, make the full lump sum payment of your pending principal amount through the official Gujarat Housing Board payment channels before the 31st March deadline. Keep your payment receipts safe as proof.
Documents
Keep the following documents ready for your application:
- Aadhaar Card and Permanent Account Number Card
- Relevant Income Certificate
- Copies of Power of Attorney and fee receipts
- Successive agreements or rent agreements
- Death certificate, if applicable
- Latest photograph of the house
- Latest municipal tax bill
- Current property search report
- Receipts of any previous payments made to the Housing Board
- Individual affidavit on a stamp paper of ₹300 for firm names or title consent, if applicable
All documents should be in PDF format (up to 10 MB), while house photographs should be in .jpg or .jpeg format (up to 10 MB).
References
Guidelines - Scheme No. 8716 | Online Application Portal | CMO Gujarat News | Gujarat Housing Board Official Website
FAQ's
Can an existing occupant with a power of attorney apply?
Yes, if you hold a valid successive power of attorney, you are eligible. You must submit all relevant documents and make sure the lump sum payment is cleared by 31st March.
Are there any income limits for this scheme?
No, there are no income restrictions. Any eligible citizen of Gujarat can apply regardless of their financial status.
Is there an application fee for this scheme?
The application process is completely free. You do not need to pay any charges to submit your form.
Can I pay the principal and penalty separately?
No, you must pay the full principal amount in one go. The penalty is waived only when the principal is cleared in full according to the scheme rules.