प्रधानमंत्री स्वनिधि योजना अथवा प्रधानमंत्री स्ट्रीट वेंडर आत्मनिर्भर निधि योजना नरेंद्र मोदी सरकार द्वारा शुरू की गई एक नई योजना है जिसके तहत स्ट्रीट वेंडर्स को 10000 रुपए तक का लोन दिया जाएगा। जानिए योजना के लिए कैसे ऑनलाइन अप्लाई करें / पात्रता और अन्य जानकारी
Table of Contents
PM Svanidhi Yojana Online Application Form 2020-2021 | प्रधानमंत्री स्वनिधि योजना | PM Street Vendor’s Atmanirbhar Nidhi Loan Scheme | PM Svanidhi List of Beneficiaries | pmsvanidhi.mohua.gov.in Apply Online Process
PM SVANidhi Yojana or Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi (PM SVANidhi) Scheme 2020-2021 is a new scheme launched earlier on 1 June 2020 by Central government to provide short term loans of upto Rs. 10,000 to street vendors (rehdi / patri valas / phereewala). PM Svanidhi yojana online applications are being invited through the official website of the scheme at pmsvanidhi.mohua.gov.in.
PM Svanidhi Yojana applications can also be made offline at banks or Common Service Centers to avail a loan of up to Rs. 10,000. Eligible street vendors can also check their name in the PM Svanidhi Yojana list of beneficiaries through street vendor survey search facility at the official portal.
The main objective of PM Svanidhi Yojana is to ensure that daily wage earners like vegetable seller, fruits seller earns their livelihood. These short term assistance of Rs. 10,000 will enable small street vendors to restart their work which is badly hit due to Coronavirus (COVID-19) lock-down. This scheme was earlier announced by FM Nirmala Sitharaman in the Rs. 20 lakh crore Atmanirbhar Bharat Abhiyan Package.
PM SVANidhi Mobile App Launched: Download PM SVANidhi App
Latest Update – Online Dashboard for PM Svanidhi Scheme has been launched. Earlier , Letter of Recommendation module was launched for the street vendors who don’t have identity cards or certificate of vending.
The PM Street Vendor Atmanirbhar Nidhi or PM SVANidhi Scheme will provide initial working capital required to purchase items for selling. Now check the PMSVA scheme guidelines, implementation, reviews by experts and complete details here.
PM SVANidhi Yojana 2020-2021 Online Application
In order to provide initial working capital loan of upto Rs. 10,000, govt. has started PM Street Vendor Atmanirbhar Nidhi (PM SVANidhi) Scheme 2020-2021. The apply online process for street vendor self reliant scheme had been specified earlier on 29 June 2020. Below is the complete process to apply by filling PM SVANidhi online application / registration form.
Below is the complete process of how to apply online for PM SVANidhi loan scheme:-
Total Time: 20 minutes
Visit official website
Firstly visit the official website at http://pmsvanidhi.mohua.gov.in/
Apply for loan online
At the homepage, click at the “Apply for Loan” tab or “Login as applicant” as shown in the figure below or directly click http://pmsvanidhi.mohua.gov.in/Login
Login using mobile number
In the new login window, street vendors can apply online for PM SVANidhi loan by logging in using mobile number. Enter the mobile no. and click at the “Request OTP” button to get one time password on that mobile phone. Afterwards, enter received OTP and click at “Verify OTP” button.
Check Vendor Category
Here applicants can check vendor category from the following 4 options.
1. First are those street vendors in possession of Certificate of Vending (CoV) / Identity Card issued by Urban Local Bodies (ULBs).
2. Second are those street vendors who have been identified in the survey but have not been issued Certificate of Vending / Identity Card.
3. Third are those street vendors left out of the ULB led identification survey or who have started vending after completion of the survey and have been issued Letter of Recommendation (LoR) to that effect by the ULB / Town Vending Committee (TVC).
4. Fourth are those street vendors of surrounding development/ peri-urban / rural areas vending in the geographical limits of the ULBs and have been issued Letter of Recommendation (LoR) to that effect by the ULB / TVC.
Select appropriate vendor category to proceed further
Applicant Street Vendors can choose any of the above given categories to proceed further to fill PM Svanidhi Scheme online application form. The selection of categories would result in Vendor’s details as per chosen vendors categories as shown below.
Registration using Aadhar number
Afterwards, street vendors can make registration using Aadhar verification as shown below. Upon entering aadhaar number and clicking at “Verify” button, you will get an OTP on mobile number which is registered in Aadhar card.
Fill online application form
Accordingly on verification of Aadhar OTP, the PM Svanidhi online application form will appear.
In this opened application form, street vendors can fill in all the details to complete the PM Svanidhi apply online process.
PM SVANidhi Yojana Online Application Process – PDF
The detailed procedure of how to apply online for PM Svanidhi Yojana is also available in PDF format at this link.
Apply for SVANidhi Yojana Letter of Recommendation
The street vendors who do not have any identity card or certificate to prove their status as vendors can now apply online for the “Letter of Recommendation” which will help them avail a loan under the PM SVANidhi Yojana.
How to Apply for LoR:
- In Order to apply online for the letter of recommendation, interested candidates can visit this link. And, enter theri mobile number which is attached to Aadhar Number, and enter and verify the OTP on the next screen.
- On the next page, enter your Aadhar number and again verify the OTP and verify it.
- After verifying the Aadhar number, you will see the loan application form, fill all the required details and select “Yes” in the Request for Local enquiry report by the TVC/ULB (Request letter to the ULB) dropdown under the “Documents” section and click “Submit” button.
You can also apply offline for Letter of Recommendation with the Urban Local Body through a simple application on white paper to conduct local inquiry to ascertain the genuineness of the claim as vendor. ULBs will have to dispose of the request for issue of LoR within a period of 15 days.
After the vendors gets the LoR, they will be issued certificate of vending or identity card within a period of 30 days.
PM Svanidhi Loan Application Form PDF
To download PM Svanidhi Yojana Loan Application Form in PDF format, visit the same official PM SVANIDHI Scheme Portal at http://pmsvanidhi.mohua.gov.in/. At this page, go to “Planning to Apply for Loan” section, follow 3 steps before applying online. These 3 steps are Understand the Loan Application requirements, make sure your mobile no is linked to your Aadhaar, check your eligibility status as per scheme Rules and then click at “View More” button.
At the new page, click at the “View / Download Form” link and the PM Svanidhi Common Loan Application Form will appear as shown below:
PM Svanidhi Application Form PDF: Download Now
Fill all the asked details accurately and submit it will along with the necessary documents to the concerned officials / bank branch. The PM Svanidhi Portal has started accepting online loan application from 2 July 2020 onward.
PM SVANidhi – Eligible Street Vendors List
Vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, artisan products, books/ stationery sellers are among others who are considered eligible under the PM SVANidhi Yojana.
Barbershops, cobblers, pan shops, laundry services are also included in the street vendors category and can avail loan of Rs. 10,000/- under this scheme.
Check your Survey Status / Street Vendor Survey Search
People can now check their survey status whether they have been covered in the survey carried out by Urban Local Bodies(ULB) / Municipalities or not and can save your Survey Reference Number(SRN) for future Reference. Here is the direct link to check Street Vendor Survey Search:-
The page for PM Svanidhi Street Vendor Survey Search will appear as shown below:-
Here applicants will have to enter state, ULB name, name of street vendor, father / spouse name, mobile number, certificate of vending no. and then click at the “Search” button to check Survey Status.
Beneficiaries List of PM SVANidhi Scheme
As per the initial data collected from state governments, around 50 lakh street vendors would be benefited from PM Street Vendor Atmanirbhar (PM SVANidhi) Scheme. The central govt. will extend a credit flow of Rs. 5,000 crore to this sector. Moreover, those street vendors who makes use of digital payments and timely repayments would be incentivized through monetary rewards.
It is important to mention that only a fraction of those 50 lakh phereevaala may have credit history with commercial banks as banks didn’t had a product designed for this sector. The major objective is to make street vendors self reliant and not fall in debt trap of lenders for such small amount.
Lenders List for PM SVANidhi Yojana
Here is the direct link to check lenders link for PM SVANidhi Yojana 2020-2021:-
Upon clicking this link, the complete list of lenders will appear on your screen as shown below:-
You can then find the appropriate lender for you which is located near you and can avail loan benefits easily.
PM SVANidhi Yojana Guidelines
Street Vendors Scheme – State Wise Guidelines
|Sr. No.||State / UT||SVANidhi Scheme|
|1||Andaman & Nicobar Islands||View | Download|
|2||Andhra Pradesh||View | Download|
|3||Arunachal Pradesh||View | Download|
|4||Assam||View | Download|
|5||Bihar||View | Download|
|6||Chandigarh||View | Download|
|7||Chhattisgarh||View | Download|
|8||Dadra & Nagar Haveli||View | Download|
|9||Daman & Diu||View | Download|
|10||Delhi||View | Download|
|11||Goa||View | Download|
|12||Gujarat||View | Download|
|13||Haryana||View | Download|
|14||Himachal Pradesh||View | Download|
|15||Jharkhand||View | Download|
|16||Karnataka||View | Download|
|17||Kerala||View | Download|
|18||Madhya Pradesh||View | Download|
|19||Maharashtra||View | Download|
|20||Manipur||View | Download|
|21||Meghalaya||View | Download|
|22||Mizoram||View | Download|
|23||Nagaland||View | Download|
|24||Odisha||View | Download|
|25||Puducherry||View | Download|
|26||Punjab||View | Download|
|27||Rajasthan||View | Download|
|28||Tamil Nadu||View | Download|
|29||Telangana||View | Download|
|30||Tripura||View | Download|
|31||Uttar Pradesh||View | Download|
|32||Uttarakhand||View | Download|
|33||West Bengal||View | Download|
PM Svanidhi Scheme Dashboard Online
PM Svanidhi online dashboard is dynamic, interactive and would provide a one stop solution to all stakeholders looking for information and tracking monitoring of progress of PM SVANidhi up to city level. The direct link to check PMS Dashboard is given here – https://pmsvanidhi.mohua.gov.in/Home/PMSDashboard
Till 1 September 2020, there are 819302 total number of applications out of which 207642 have been sanctioned and 2590 have been disbursed.
PM SVANidhi Yojana – FAQ’s
Here are the most frequently asked questions (FAQ’s) about PM Svanidhi Yojana.
✔️ What is PM SVANidhi Yojana
PM SVANidhi Yojana is a short term loan or micro finance scheme for street vendors across the country under which they can avail a loan of up to Rs. 10,000/-
✔️ Who are Street Vendors / Hawkers
Any person who works in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the general public in the street, footpath, pavement etc. from either a temporary built-up structure or by moving from one place to another.
✔️ How to Apply for PM SVANidhi Yojana Loan
Street vendors can apply online at pmsvanidhi.mohua.gov.in portal for the loan.
✔️ What is the Interest Subsidy under Svanidhi Yojana
Interest subsidy of 7% would be provided on timely / early repayment of the loan.
✔️ Who are beneficiaries of PM SVANidhi Yojana
Over 50 lakh street vendors who had been vending on or before 24 March 2020 in urban areas across the country would be the beneficiaries of the scheme.
✔️ What is the tenure of the loan under PM SVANidhi Yojana
The loan will be provided for 1 year
✔️ Which bank will provide the loan
Major Scheduled Commercial Banks, Regional Rural Banks, Small Finance Banks, Cooperative Banks, Non-Banking Financial Companies (NBFCs), Micro Finance institutions and Self Help Group banks.
✔️ How to Apply without Identity Card / Certificate of Vending
The government has started “Letter of Recommendation” module for such street vendors, apply for LoR online or at the Urban Local Body.
✔️ How to Check Name in the Beneficiary List
You can check the survey list at official website pmsvanidhi.mohua.gov.in
✔️ What are the documents required for SVANidhi loan application
Any one of the Aadhaar Card, PAN Card, Driving License, MGNREGA card, Voter ID Card for KYC purpose and any one of the Certificate of Vending / Identity Card or Letter of recommendation from urban local body or any other govt. issued document which verifies you as a street vendor.
✔️ What is the security required for the loan
No security is required to avail the loan under SVANidhi yojana
✔️ Is there any incentive for timely / early repayment of loan
Yes, on timely / early repayment of loan, a vendor becomes eligible to avail a higher tranche of loan in next cycle.
✔️ Is there any penalty for repayment of loan
✔️ Will I get Identity Card for use
Yes, you will be issued Provisional Identity Card on approval of loan and permanent CoV/ID will be issued within 30 days.
✔️ How long it will take to get the loan approved
The complete process should take less than 30 days.
Check complete FAQ’s – http://pmsvanidhi.mohua.gov.in/FAQs.pdf
PM SVANidhi Yojana – Contact Details
In case of any query regarding the scheme / procedure, you can contact at the respective state’s nodal officer at the landline / mobile number or email ID given at this page https://pmsvanidhi.mohua.gov.in/Home/Contact
In case of any grievance, you may contact the following officer in the Ministry:
Director (NULM), Room no.334-C, Ministry of Housing & Urban Affairs, Nirman Bhawan, Maulana Azad Road, New Delhi – 110011. The concerned official e-Mail ID is [email protected], Tel: 011-23062850.