PM SVANidhi Yojana Online Registration / Application Form 2024

प्रधानमंत्री स्वनिधि योजना ऑनलाइन एप्लिकेशन फॉर्म - स्ट्रीट वेंडर्स के लिए 10000 रुपए की लोन योजना

Pradhan Mantri Street Vendor's Atmanirbhar Nidhi (PM SVANidhi) Scheme 2024 online application / registration form, street vendor survey status / beneficiary list, lenders list, pre - application steps, eligibility, implementation, beneficiaries list - How to apply online for Rs. 10,000 loan in PM SVANidhi yojana

PM SVANidhi Yojana Online Registration / Application Form 2024

PM Svanidhi Yojana

प्रधानमंत्री स्वनिधि योजना अथवा प्रधानमंत्री स्ट्रीट वेंडर आत्मनिर्भर निधि योजना नरेंद्र मोदी सरकार द्वारा शुरू की गई एक नई योजना है जिसके तहत स्ट्रीट वेंडर्स को 10000 रुपए तक का लोन दिया जाएगा। जानिए योजना के लिए कैसे ऑनलाइन अप्लाई करें / पात्रता और अन्य जानकारी

PM Svanidhi Yojana Online Application Form 2024 | प्रधानमंत्री स्वनिधि योजना | PM Street Vendor’s Atmanirbhar Nidhi Loan Scheme | PM Svanidhi List of Beneficiaries | Apply Online Process.

PM SVANidhi Yojana or Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi (PM SVANidhi) Scheme 2024 is a new scheme launched earlier on 1 June 2020 by Central government to provide short term loans to street vendors (rehdi / patri valas / phereewala). PM Svanidhi yojana online applications are being invited through the official website of the scheme at

PM Svanidhi Yojana applications can also be made offline at banks or Common Service Centers to avail a loan. Eligible street vendors can also check their name in the PM Svanidhi Yojana list of beneficiaries through street vendor survey search facility at the official portal.

PM SVANidhi Yojana Online Application Form 2024

The apply online process for street vendor self reliant scheme had been specified earlier on 29 June 2020. Below is the complete process to apply by filling PM SVANidhi online application / registration form.

STEP 1: Visit official website – Firstly visit the official website at

STEP 2: Apply for loan online – At the homepage, click at the “Apply Loan 10K” tab or “Login as applicant” as shown in the figure below or directly click

STEP 3: Login using mobile number – In the new login window, street vendors can apply online for PM SVANidhi loan by logging in using mobile number. Enter the mobile no. and click at the “Request OTP” button to get one time password on that mobile phone. Afterwards, enter received OTP and click at “Verify OTP” button.

PM Street Vendor Atmanirbhar Nidhi Loan Apply Online Mobile No

STEP 4: Check Vendor Category – Here applicants can check vendor category from the following 4 options.
1. First are those street vendors in possession of Certificate of Vending (CoV) / Identity Card issued by Urban Local Bodies (ULBs).
2. Second are those street vendors who have been identified in the survey but have not been issued Certificate of Vending / Identity Card.
3. Third are those street vendors left out of the ULB led identification survey or who have started vending after completion of the survey and have been issued Letter of Recommendation (LoR) to that effect by the ULB / Town Vending Committee (TVC).
4. Fourth are those street vendors of surrounding development/ peri-urban / rural areas vending in the geographical limits of the ULBs and have been issued Letter of Recommendation (LoR) to that effect by the ULB / TVC.

Vendor Categories

STEP 5: Select appropriate vendor category to proceed further – Applicant Street Vendors can choose any of the above given categories to proceed further to fill PM Svanidhi Scheme online application form. The selection of categories would result in Vendor’s details as per chosen vendors categories as shown below.

Vendor SRN LoR Loan PM Svanidhi Scheme

STEP 6: Registration using Aadhar number – Afterwards, street vendors can make registration using Aadhar verification as shown below. Upon entering aadhaar number and clicking at “Verify” button, you will get an OTP on mobile number which is registered in Aadhar card.

PM Svanidhi Aadhar Verification

STEP 7: Fill online application form – Accordingly on verification of Aadhar OTP, the PM Svanidhi online application form will appear.

PM Svanidhi Online Application Form

STEP 8: In this opened application form, street vendors can fill in all the details to complete the PM Svanidhi apply online process.

PM SVANidhi Yojana Online Application Process – The detailed procedure of how to apply online for PM Svanidhi Yojana is also available in PDF format at this link.

Extension of PM Svanidhi Yojna till Dec 2024

Central govt. on 27 April 2022 approved the continuation of flagship scheme to provide subsidized collateral free loans to street vendors under PM Street Vendor’s Atmanirbhar Nidhi (PM Svanidhi) scheme till December 2024. The scheme launched after the surge of COVID-19 aims to provide quick loans to street vendors to restart their business. The scheme was originally planned till March 2022.

Through the scheme, affordable collateral-free loans are being facilitated to the street vendors. The scheme had envisaged to facilitate loans amount of Rs. 5,000 crore. Today’s approval has increased the amount to Rs. 8,100 crore. The budget for promotion of digital payments, including cashback to vendors, has also been enhanced. It is likely to benefit 1.2 crore people, the government said.

Apply for SVANidhi Yojana Letter of Recommendation

The street vendors who do not have any identity card or certificate to prove their status as vendors can now apply online for the “Letter of Recommendation” which will help them avail a loan under the PM SVANidhi Yojana.

How to Apply for LoR:

  1. In Order to apply online for the letter of recommendation, interested candidates can visit this link. And, enter theri mobile number which is attached to Aadhar Number, and enter and verify the OTP on the next screen.
  2. On the next page, enter your Aadhar number and again verify the OTP and verify it.
  3. After verifying the Aadhar number, you will see the loan application form, fill all the required details and select “Yes” in the Request for Local enquiry report by the TVC/ULB (Request letter to the ULB) dropdown under the “Documents” section and click “Submit” button.

You can also apply offline for Letter of Recommendation with the Urban Local Body through a simple application on white paper to conduct local inquiry to ascertain the genuineness of the claim as vendor. ULBs will have to dispose of the request for issue of LoR within a period of 15 days.

After the vendors gets the LoR, they will be issued certificate of vending or identity card within a period of 30 days.

PM Svanidhi Loan Application Form PDF

To download PM Svanidhi Yojana Loan Application Form in PDF format, visit the same official PM SVANIDHI Scheme Portal at At this page, go to “Planning to Apply for Loan” section, follow 3 steps before applying online. These 3 steps are Understand the Loan Application requirements, make sure your mobile no is linked to your Aadhaar, check your eligibility status as per scheme Rules and then click at “View More” button.

At the new page, click at the “View / Download Form” link and the PM Svanidhi Common Loan Application Form will appear as shown below:

PM Svanidhi Application Form PDF: Download Now

PM Svanidhi Common Loan Application Form

Fill all the asked details accurately and submit it will along with the necessary documents to the concerned officials / bank branch. The PM Svanidhi Portal has started accepting online loan application from 2 July 2020 onward.

PM SVANidhi – Eligible Street Vendors List

Vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, artisan products, books/ stationery sellers are among others who are considered eligible under the PM SVANidhi Yojana.

Barbershops, cobblers, pan shops, laundry services are also included in the street vendors category and can avail loan of Rs. 10,000/- under this scheme.

Check your Survey Status / Street Vendor Survey Search

People can now check their survey status whether they have been covered in the survey carried out by Urban Local Bodies(ULB) / Municipalities or not and can save your Survey Reference Number(SRN) for future Reference. Here is the direct link to check Street Vendor Survey Search –

The page for PM Svanidhi Street Vendor Survey Search will appear as shown below:-

PM Svanidhi Street Vendor Survey Search

Here applicants will have to enter state, ULB name, name of street vendor, father / spouse name, mobile number, certificate of vending no. and then click at the “Search” button to check Survey Status.

Beneficiaries List of PM SVANidhi Scheme

As per the initial data collected from state governments, around 50 lakh street vendors would be benefited from PM Street Vendor Atmanirbhar (PM SVANidhi) Scheme. The central govt. will extend a credit flow of Rs. 5,000 crore to this sector. Moreover, those street vendors who makes use of digital payments and timely repayments would be incentivized through monetary rewards.

It is important to mention that only a fraction of those 50 lakh phereevaala may have credit history with commercial banks as banks didn’t had a product designed for this sector. The major objective is to make street vendors self reliant and not fall in debt trap of lenders for such small amount.

Lenders List for PM SVANidhi Yojana

Here is the direct link to check lenders link for PM SVANidhi Yojana 2024:-

Upon clicking this link, the complete list of lenders will appear on your screen as shown below:-

PM Svanidhi Yojana Lenders List

You can then find the appropriate lender for you which is located near you and can avail loan benefits easily.

PM SVANidhi Yojana Guidelines

The detailed guidelines of PM SVANidhi Scheme can be download in PDF format in English and Hindi using the below links.
English Guidelines

Street Vendors Scheme – State Wise Guidelines

Sr. No. State / UT SVANidhi Scheme
1 Andaman & Nicobar Islands View | Download
2 Andhra Pradesh View | Download
3 Arunachal Pradesh View | Download
4 Assam View | Download
5 Bihar View | Download
6 Chandigarh View | Download
7 Chhattisgarh View | Download
8 Dadra & Nagar Haveli View | Download
9 Daman & Diu View | Download
10 Delhi View | Download
11 Goa View | Download
12 Gujarat View | Download
13 Haryana View | Download
14 Himachal Pradesh View | Download
15 Jharkhand View | Download
16 Karnataka View | Download
17 Kerala View | Download
18 Madhya Pradesh View | Download
19 Maharashtra View | Download
20 Manipur View | Download
21 Meghalaya View | Download
22 Mizoram View | Download
23 Nagaland View | Download
24 Odisha View | Download
25 Puducherry View | Download
26 Punjab View | Download
27 Rajasthan View | Download
28 Tamil Nadu View | Download
29 Telangana View | Download
30 Tripura View | Download
31 Uttar Pradesh View | Download
32 Uttarakhand View | Download
33 West Bengal View | Download

PM Svanidhi Scheme Dashboard Online

PM Svanidhi online dashboard is dynamic, interactive and would provide a one stop solution to all stakeholders looking for information and tracking monitoring of progress of PM SVANidhi up to city level. The direct link to check PMS Dashboard is given here –

PM Svanidhi (PMS) Mohua Online Dashboard

What is PM Svanidhi Yojana 2024

The main objective of PM Svanidhi Yojana is to ensure that daily wage earners like vegetable seller, fruits seller earns their livelihood. These short term assistance will enable small street vendors to start their work which is badly hit due to any reason. This scheme was earlier announced by FM Nirmala Sitharaman in the Rs. 20 lakh crore Atmanirbhar Bharat Abhiyan Package.

Online Dashboard for PM Svanidhi Scheme has been launched. Earlier , Letter of Recommendation module was launched for the street vendors who don’t have identity cards or certificate of vending. The PM Street Vendor Atmanirbhar Nidhi or PM SVANidhi Scheme will provide initial working capital required to purchase items for selling. Now check the PMSVA scheme guidelines, implementation, reviews by experts and complete details here.

The new PM Street Vendor’s Atmanirbhar Nidhi Scheme targets to benefit over 50 lakh Street Vendors who had been vending on or before 24 March, 2020 in urban areas including those from surrounding peri-urban/ rural areas. Under the PM Svanidhi Scheme, the vendors can avail a working capital loan, which is repayable in monthly installments in the tenure of 1 year.

On timely or early repayment of the loan, an interest subsidy at the rate of 7% per annum will be credited to the bank accounts of beneficiaries. This interest subsidy on loans under PM SVANidhi Scheme would be credited through Direct Benefit Transfer (DBT) mode on a quarterly basis. There will be no penalty on early repayment of loan.

The PM Svanidhi Scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month. Moreover, the vendors can achieve their ambition of going up on the economic ladder by availing the facility of enhancement of the credit limit on timely or early repayment of loan.

PM Svanidhi Yojana Loan Amount

Any street vendor can apply for the following loan amount under PM Svanidhi Scheme:-

Svanidhi Se Samriddhi Scheme Launched by MoHUA

Housing and Urban Affairs Ministry launched ‘SVANidhi se Samriddhi’ program in additional 126 cities across 14 States and Union Territories on 12th April 2022. With the expansion of scheme, 28 lakh street vendors and their families will be benefited. The Ministry said, SVANidhi se Samriddhi, an additional program of PM-SVANidhi was launched in January 2022 in 125 cities in Phase one, covering approximately 35 lakh street vendors and their families.

Considering the success of Phase one, the Housing and Urban Affairs Ministry has launched the program in additional cities with a total target of 20 lakh scheme sanctions for this fiscal year. The Ministry has been implementing Prime Minister Street Vendors AtmaNirbhar Nidhi scheme since June 2020.

Progress of PM Svanidhi Yojana

PM Svanidhi Yojana Progress till Oct 2023

****The progress is upto 25 October 2023.

PM Svanidhi Yojana App Download at Google Play Store

PM Street Vendor’s Atmanirbhar Nidhi (PM SVANidhi) App had been launched by Ministry of Housing and Urban Affairs of Central Government on 17 July 2020. People can now download & install PM Svanidhi Mobile App on their smartphones from google play store through the direct link. This new PM SVANidhi mobile application aims to provide a user-friendly digital interface for lending institutions (LIs) and their field functionaries. The new app is developed for sourcing and processing loan applications of street vendors. All the applicant street vendors can now apply online for loans, perform vendor search, do e-kyc under PM Street Vendors Aatmanirbhar Nidhi Scheme through this app or through the previously launched

PM SVANidhi App by MoHUA is a step towards boosting the use of digital technology. This PM Svanidhi app will facilitate field functionaries of LIs like Banking Correspondents (BCs) and Agents of Non-Banking Financial Companies (NBFCs) / Micro-Finance Institutions (MFIs), who have proximity with the street vendors, to ensure maximum coverage of the Pradhan Mantri Street Vendor Atmanirbhar Scheme.

The launch of PM Svanidhi app will provide boost to the implementation strategy of the scheme besides promoting paper-less digital accessing of micro-credit facilities by the Street Vendors.

PM Svanidhi Mobile App Download Link for Android Users

The Ministry of Housing & Urban Affairs has already launched the website on 29 June 2020. Now the MoHUA has launched PM Svanidhi mobile app which has all similar features as compared to the PM SVANidhi web portal. The direct link to download PM Svanidhi Mobile App from Google Play Store is given here – The official PM Svanidhi App download from google play store for android users will appear as shown below:-

PM Svanidhi App Download from Google Play Store

PM SVANidhi – Official Mobile Application provides end-to-end solution to facilitate Lending Institutions – Banks/ NBFCs/ MFIs etc. to process loan applications of beneficiaries through their field agents. The new official PM Sva Nidhi App is 4.4 MB in size, with current version of 1.0.9 and requires android version of 4.4 and up for installation.

MoHUA had, on June 01, 2020, launched ‘PM Street Vendor’s AtmaNirbhar Nidhi (PM-SVANidhi)’, to facilitate collateral free Working Capital loan up to ₹10,000, of 1 year tenure, to approximately 50 lakh Street Vendors, to resume their businesses. Incentives in form of interest subsidy (@7% per annum) and cash-back (up to ₹100 per month) are being provided to promote good repayment behavior and digital transactions.

Scheme entails enhanced next tranche of loan on early or timely repayment. Besides banks, for the first time NBFCs and MFIs have been included as Lending Institutions (LIs) for maximizing Scheme’s reach. A Graded Guarantee Cover is being provided through CGTMSE to these LIs, on portfolio basis, to encourage lending. The duration of the scheme is till March 2022.

Features of PM SVANidhi App

The PM SvaNidhi App has the features which are described below:-

Who Should download PM SVANidhi App

The PM SVANidhi app can be downloaded from the Google Play store for use by the LIs and their field functionaries. After the start of lending process under PM SVANidhi scheme on 2 July 2020, more than 1.54 lakh street vendors have applied for working capital loan across States/ UTs. Out of these loan applications received from street vendors, more than 48,000 have already been sanctioned loans under PM Street Vendor’s Atmanirbhar Nidhi Scheme.

PM SVANidhi was launched by the Ministry of Housing and Urban Affairs (MoHUA) on 1 June 2020. More details of Scheme may be accessed at

PM SVANidhi Yojana – FAQ’s

Here are the most frequently asked questions (FAQ’s) about PM Svanidhi Yojana.

✔️ What is PM SVANidhi Yojana

PM SVANidhi Yojana is a short term loan or micro finance scheme for street vendors across the country under which they can avail a loan of Rs. 10,000 (1st Term Loan), Rs. 20,000 (2nd Term Loan) or Rs. 5000 (3rd Term Loan)

✔️ Who are Street Vendors / Hawkers

Any person who works in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the general public in the street, footpath, pavement etc. from either a temporary built-up structure or by moving from one place to another.

✔️ How to Apply for PM SVANidhi Yojana Loan

Street vendors can apply online at portal for the loan.

✔️ What is the Interest Subsidy under Svanidhi Yojana

Interest subsidy of 7% would be provided on timely / early repayment of the loan.

✔️ Who are beneficiaries of PM SVANidhi Yojana

Over 50 lakh street vendors who had been vending on or before 24 March 2020 in urban areas across the country would be the beneficiaries of the scheme.

✔️ What is the tenure of the loan under PM SVANidhi Yojana

The loan will be provided for 1 year

✔️ Which bank will provide the loan

Major Scheduled Commercial Banks, Regional Rural Banks, Small Finance Banks, Cooperative Banks, Non-Banking Financial Companies (NBFCs), Micro Finance institutions and Self Help Group banks.

✔️ How to Apply without Identity Card / Certificate of Vending

The government has started “Letter of Recommendation” module for such street vendors, apply for LoR online or at the Urban Local Body.

✔️ How to Check Name in the Beneficiary List

You can check the survey list at official website

✔️ What are the documents required for SVANidhi loan application

Any one of the Aadhaar Card, PAN Card, Driving License, MGNREGA card, Voter ID Card for KYC purpose and any one of the Certificate of Vending / Identity Card or Letter of recommendation from urban local body or any other govt. issued document which verifies you as a street vendor.

✔️ What is the security required for the loan

No security is required to avail the loan under SVANidhi yojana

✔️ Is there any incentive for timely / early repayment of loan

Yes, on timely / early repayment of loan, a vendor becomes eligible to avail a higher tranche of loan in next cycle.

✔️ Is there any penalty for repayment of loan


✔️ Will I get Identity Card for use

Yes, you will be issued Provisional Identity Card on approval of loan and permanent CoV/ID will be issued within 30 days.

✔️ How long it will take to get the loan approved

The complete process should take less than 30 days.

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