Indira Gandhi Shehri Credit Card Yojana

<p>Indira Gandhi Shehri Credit Card Yojana provides interest free credit support to street vendors and unemployed youth in urban areas. This scheme assists small business owners and individuals in informal sectors by offering financial help of up to ₹50,000 to help with daily needs and self-employment goals.</p>

<p>Scheme has been closed or it was a one time scheme which has been closed by the government.</p>

<h2>Indira Gandhi Shehri Credit Card Yojana - Introduction</h2><p>Indira Gandhi Shehri Credit Card Yojana gives a helping hand to street vendors and informal service providers, such as hair dressers, rickshaw-pullers, potters, cobblers, tailors, and mechanics. This scheme was made to boost self-employment by offering easy financial access, specifically designed to help those who faced hardships during the pandemic. By providing credit support, this scheme encouraged economic growth and helped youth across Rajasthan.</p>

<h3>Key Information</h3><table><thead><tr><th>Detail</th><th>Information</th></tr></thead><tbody><tr><td>Scheme Name</td><td>Indira Gandhi Shehri Credit Card Yojana</td></tr><tr><td>Level</td><td>State</td></tr><tr><td>Beneficiary State</td><td>Rajasthan</td></tr><tr><td>Nodal Department</td><td>Employment Department</td></tr><tr><td>Maximum Loan</td><td>₹50,000</td></tr><tr><td>Scheme Status</td><td>Closed</td></tr></tbody></table>

<h3>Benefits</h3><p>This scheme offered several support measures to help grow a small business or sustain work:</p><ul><li>Get an interest-free loan of up to ₹50,000.</li><li>Receive financial resources to manage day-to-day business needs.</li><li>Boost informal sector business activities.</li><li>Benefit from measures designed to reduce the economic impact of COVID-19.</li><li>Contribute to the state economy while securing a livelihood.</li></ul>

<h3>Eligibility</h3><p>To qualify for this loan, the following criteria had to be met:</p><ul><li>Permanent resident of Rajasthan.</li><li>Age between 18 and 40 years.</li><li>Individual monthly income of ₹15,000 or less.</li><li>Total family monthly income of ₹50,000 or less.</li><li>Street vendor or a person working in the informal sector.</li><li>Possess an identity card or certificate from an urban local body.</li><li>If left out of a previous survey, a recommendation letter from the Town Vending Committee could be provided to become eligible.</li></ul>

<h3>Application Process</h3><p>Applicants had to follow these steps to submit an application online:</p><p><strong>STEP 1</strong> - Visit the official <a href="https://emitra.rajasthan.gov.in/" target="_blank">e-Mitra portal</a> to apply online.</p><p><strong>STEP 2</strong> - Applicants could also visit the nearest urban body office to submit their forms.</p><p><strong>STEP 3</strong> - Once the application was submitted, the relevant nodal officer verified the details within 07 working days.</p>

<h3>Documents</h3><p>Keep the following documents ready for the application:</p><ul><li>Passport size photograph.</li><li>Janadhar Card and Aadhar Card.</li><li>Proof of current and permanent residence in Rajasthan.</li><li>Bank account passbook.</li><li>Vendor certificate, Vending ID card, or recommendation letter from the municipal body.</li><li>Registration number from the District Employment Center.</li><li>A self-attested affidavit stating business type, current loan status, and a self-declaration of individual (below ₹15,000) and family monthly income (below ₹50,000).</li></ul>

<h3>References</h3><p><a href="https://jankalyanfile.rajasthan.gov.in//Content/UploadFolder/Scheme/LBD/IGSCCY/DOC_784_04d64203-feac-4d7f-9dfd-5e34ab8534a7.pdf" target="_blank">Download Official Guidelines</a></p>

<h3>FAQ's</h3><h4>What is the objective of Indira Gandhi Shehri Credit Card Yojana?</h4><p>The scheme aimed to provide self-employment opportunities and financial resources to street vendors and the unemployed in urban areas to help them manage their daily needs.</p><h4>What is the loan amount offered?</h4><p>Eligible applicants could avail of an interest-free loan of up to ₹50,000.</p><h4>Who is eligible for this scheme?</h4><p>Residents of Rajasthan aged 18 to 40 years who earned less than ₹15,000 per month individually and belonged to a family with a monthly income of ₹50,000 or less were eligible.</p><h4>Can someone from another state apply?</h4><p>No, this scheme was strictly for the residents of Rajasthan.</p><h4>How is the application verified?</h4><p>Applications submitted online were verified by the concerned nodal officer within 07 working days.</p>